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Single mother
Hi . I'm a single mum of 3 young children's. Recently move to council property waiting for universal credit . Is anywhere I can get some support for food and white goods please thank you so much
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Is there room to save on childcare
trying to see if we can save money on childcare costs using govt schemes I earn 74k a year and my partner earns 21k and none of us receive any childcare vouchers as we recently switched employers. we have very two young children and would like to know if it’s possible to save on childcare costs many thanks
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Catholic primary schools and distance
We're looking to move house to be as close as possible to a school of our choice, a Catholic primary school. Their admission, besides faith, is based on siblings and distance. My question is if you're between two faith schools, as we are now, but not that close to either, does one have to accept you, as a Catholic, as…
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Money Moral Dilemma: Should I ask my daughter to share her Child Trust Fund with her siblings?
This week's MoneySaver who wants advice asks... I have four children, but only one has a Child Trust Fund - she was the only one born when the Government was offering them with a £250 contribution from the state. When she turns 18, should I tell her the money is all hers to do with as she pleases, or ask if she'll consider…
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CMS & Tips
Hi all, I'm looking for information/advice if CMS take tips into account when calculating gross annual income. I receive tips, however they don't form part of my employment contract and the amount I receive is determined by not myself like it is with OT or bonus but if a customer likes their meal. This means the amount…
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Private Arrangement Overpayment
Strap in, it’s a long story! My ex husband & I had a privately agreed child support arrangement when we divorced eight years ago. I did well out of the divorce as he wanted to move to America to live with the lady he left me for. He was set an amount to pay me each month, with an annual review in line with inflation. I…
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Trust Fund
It's unfair to expect your eldest daughter to share what was always intended to be hers, and doubtless is still legally as that was the whole point of Child Trust Funds. You haven't mentioned your own finances so I assume there's no reason why you shouldn't allocate a similar sum to each of your other three children to be…
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Property sale and rental income??
Hello, I’m new to posting here although read the forums a lot. I currently receive £62 per week from my sons father. I have myself paid for childcare bills in excess of £1000 per month. He is now 7 and I’ve paid almost £50k in childcare to date. my question is that his father uses his full time jobs salary to work out that…
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Childcare vouchers and Tax-free childcare
Hi, I know you're not allowed to be in the voucher scheme and get tax-free childcare as well (ridiculous IMHO but that's not the reason for my post!) I have a long-standing voucher scheme with my employer but as I'm just about in the 40% tax bracket I can only put £128 a month into it maximum. We are now in a position…
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Changes in children’s living arrangements
My friend currently pays support for his 2 children (12 & 17) who both live with their mother. The eldest will be attending full time college in September and has decided to move in with his dad as it will be easier to get to college from. How will this change his support payments to his ex as I would have thought if they…
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Child Maintenance - Partner Wants CSA To Collect
Good evening, Have recently split up with my partner, we have 3 children together. We have gone through the CSA calculator online to calculate how much maintenance I will pay. She is saying that she wants to go through the CSA to collect the payments, I am not disputing the figures and have said the money will be in her…
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Receiving Ex keeping schtumm
HI I have two kids, one just turned 18 and finished A levels and the other 20 in October. I have zero contact with them (her choice) and therefore have NO idea what they are doing or where they are. I believe I should now be stopping paying CMS (now both out of school), but 'the system' relies on her reporting changes. I'm…
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Child Maintenance
Hi, At what age does Child Maintenance stop? If it is being collected by CMS automatically, will they stop it when it's due to be stopped automatically? I'm trying to find out for a relative. Child is now 16 years old, will be 17 later this year. Payments are still being made and collected, however the Child is not in any…
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Budgeting for next year
Hi everyone, hope you are well. My question / situation is: I recently accepted a 12-month Secondment at work with a payrise of about 24%. (My higher position and high salary after this period is not guaranteed.) My payrise is below the Child Maintenance Service 25% payrise threshold, so they will not recalculate my…
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REMO advice
Hi everyone, I was wondering if anyone would be able to give advice or point me in the right direction. My ex wife took our son to Sweden 6 years ago and has since refused to tell me where they live or even let me know when theyre back in the UK for visits. I always supported her financially, even when I lost my job and…
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Extra hours with nursery
Hello all my son is 2, 3 in January and the health visitor says he's showing signs of a delay (with speach and drawing a straight line lol) not sure what element it comes under but it's one whole thing he's failing on or not quite up to speed with, he's had a hearing test come back 100% (HV referrd us to audiology) Just…
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Child tax credit overpayments.
Hello I have not worked for the last 3 years and have been claiming child tax credit for 3 young children. My husband has worked full time throughout. I started a new job in January and we have been told we now have an overpayment of £5000+. My husband earned about 26k for the whole tax year and from January to April I…
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Reporting someone to CMS
Hi, I was wondering if anyone knows what I should do in this circumstance please? I have a child who is 13. I always knew who the father was, but I didn’t have this confirmed until 3 years ago. I applied for maintenance for my child soon after I had the proof that he was indeed the father. The rate payable was only £7 per…
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Childcare Vouchers - Will I lose Them All?
Back in April 2020 I had £500 of childcare vouchers saved, then lockdown hit. My employer allowed me to work from home and childcare was not needed, so I lowered my vouchers to just £1 per month so I didn't lose the entitlement. Now some 14 months later I am still home working with a return later this year. During this…
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Maintenance payments
Hi, if your child wants to start working now has finished a college course and doesn’t want to go to university in sept, is 18 yrs old when do the payments stop. Thankyou
