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High Income Child Benefit Charge
I've seen a few threads about this and some articles on the net but still very confused. I received a letter from HMRC that am required to pay the High Income Child Benefit Charge and I should have been doing a self assessment? As I hadn't done it, HMRC did it for me and worked that I needed to repay the charge amounting…
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Student Tax Free Childcare
I’m a childminder posting on behalf of one of my families. I encouraged them to sign up to tax free childcare, as this year they have been declined student finance childcare support because of partners salary. However the partner now also can’t claim tax free childcare because the wife isn’t working as she is at uni. Has…
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Tax free childcare balance
Hi all, Been searching the internet but haven't found the answer so wondering if forumites can help. I know that government stops contributions to the tax free childcare account (25% up to 2k per child) when the child turns 11/12. My question is what happens to the balance at that time?. Let's say I still have 10k in my…
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Has it ended now?
I've been paying child maintenance for the last 19 years.. never seen my child since.. regular snooping via social media leads me to the fact the child is now 20 years old and was in further education. I'm lead to understand that child benefit now stops for the child as they have reached age 20.. therefore meaning child…
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Benefit Entitlement
Hello I have recently been made aware of tax free child care. On investigating more it would appear we are not eligible because my wife does not work enough hours and thus earn enough money to be entitled to the help. Does anyone know of any other help we may be entitled to? I have looked via MSE site and the only benefit…
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Child maintenance after 18?
Hi, I'm just trying to work out when child maintenance will stop for my son. He turns 18 in a couple of weeks and should be starting university after the holidays but intends living at home still with his mum. At the moment I pay her the maintenance directly. Could someone please advise if maintenance is paid while he goes…
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Do we still need to pay maintenance
My partners daughter is 18 and she has just finished her A levels, she has accepted to go to university but has deferred it for a year...she was going to get a job but is going to college to do another A level...where do we stand with maintenance...I know if they are doing A levels you still have to pay but she has already…
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30 hours funding
My child' current nursery only accept 20 hours of funding, they also raise two times the nursery daily rate during the past 6 months, the cost is very high and I only allow use 20 hours free, have to pay extra 30 hours, it is so stressful. how can I do it? I was thinking to find another nursery where can get 30 hours of…
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Asking ex husband to accept a lesser amount from the house...
My ex husband if asking for his share of the house, currently held as a second charge against the mortgage. He is not on the deeds or mortgage. He has not paid child support for a number of years - so I have calculated all the missed payments up to the point all 3 lads reached or will reach 18. I have subtracted this from…
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Child Maintenance - lump sum?
My ex has offered to pay the outstanding balance of what he owes in child maintenance as a lump sum. My youngest is just 17 and he is offering to pay an amount that covers up to her 19th birthday. Should I take it or should I continue with monthly payments? The amount is around £7000. Not sure if there are pros and cons.
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Single mother
Hi . I'm a single mum of 3 young children's. Recently move to council property waiting for universal credit . Is anywhere I can get some support for food and white goods please thank you so much
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Is there room to save on childcare
trying to see if we can save money on childcare costs using govt schemes I earn 74k a year and my partner earns 21k and none of us receive any childcare vouchers as we recently switched employers. we have very two young children and would like to know if it’s possible to save on childcare costs many thanks
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Catholic primary schools and distance
We're looking to move house to be as close as possible to a school of our choice, a Catholic primary school. Their admission, besides faith, is based on siblings and distance. My question is if you're between two faith schools, as we are now, but not that close to either, does one have to accept you, as a Catholic, as…
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Money Moral Dilemma: Should I ask my daughter to share her Child Trust Fund with her siblings?
This week's MoneySaver who wants advice asks... I have four children, but only one has a Child Trust Fund - she was the only one born when the Government was offering them with a £250 contribution from the state. When she turns 18, should I tell her the money is all hers to do with as she pleases, or ask if she'll consider…
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CMS & Tips
Hi all, I'm looking for information/advice if CMS take tips into account when calculating gross annual income. I receive tips, however they don't form part of my employment contract and the amount I receive is determined by not myself like it is with OT or bonus but if a customer likes their meal. This means the amount…
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Private Arrangement Overpayment
Strap in, it’s a long story! My ex husband & I had a privately agreed child support arrangement when we divorced eight years ago. I did well out of the divorce as he wanted to move to America to live with the lady he left me for. He was set an amount to pay me each month, with an annual review in line with inflation. I…
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Trust Fund
It's unfair to expect your eldest daughter to share what was always intended to be hers, and doubtless is still legally as that was the whole point of Child Trust Funds. You haven't mentioned your own finances so I assume there's no reason why you shouldn't allocate a similar sum to each of your other three children to be…
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Property sale and rental income??
Hello, I’m new to posting here although read the forums a lot. I currently receive £62 per week from my sons father. I have myself paid for childcare bills in excess of £1000 per month. He is now 7 and I’ve paid almost £50k in childcare to date. my question is that his father uses his full time jobs salary to work out that…
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Childcare vouchers and Tax-free childcare
Hi, I know you're not allowed to be in the voucher scheme and get tax-free childcare as well (ridiculous IMHO but that's not the reason for my post!) I have a long-standing voucher scheme with my employer but as I'm just about in the 40% tax bracket I can only put £128 a month into it maximum. We are now in a position…
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Changes in children’s living arrangements
My friend currently pays support for his 2 children (12 & 17) who both live with their mother. The eldest will be attending full time college in September and has decided to move in with his dad as it will be easier to get to college from. How will this change his support payments to his ex as I would have thought if they…
