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I need advice regarding getting some financial help please
Help needed. I have recently signed onto JSA because my contract ended and I haven't been able as yet to find a job... My husband has left me and I have a 4 year old son whom is in nursery because I didn't want to remove him from there because it was unfair, but also when and if i get another job I wouldn't get my place…
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Endowment Surrender: While On Benefits?
Hi All. Like most people's endowments mine has performed badly. It's a 25 year policy with 5 years left to run and I expect the shortfall to be around £18,000. It would be better to surrender the policy now and use the money to pay off more than half of my mortgage. But if I do this will I violate any DWP rules (£6,000…
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dla
hi just wondering if anyone can help please i was awarded high rate care and mobility but on the letter i recieved it didnt say how long i was awarded this for does it always tell you when they will review it thanks in advance
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Incapacity Benefit
I have read that I should be entitled to incapacity benefit. However this benefit is changing to Employment and Support Allowance on the 28th of October. Does anyone know if it would be better to wait until then to apply or would it be better to apply now to get the present incapacity benefit??:confused:
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EMA direct telephone number?
Does anyone have an EMA direct telephone number? I am sick of holding on to the 08456007979 number. I have tried the free phone number but they can't help with existing applications. Any help appreciated. thanks pam
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Change in circumstances - whats the best way to declare?
Up until August this year I was working approx 30 hours a week, claiming WTC. I am now working fewer hours, in an adhoc way, a couple of days in a restraunt, and a day or so cleaning. No definate hours as such, but currently under 16 per week. I do not want to be claiming anything that I am not entitled to but I am unsure…
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a bit of advice re: Legal aid....
I will try to keep it short, I am currently going through court with ex regarding contact issues with DD1, it has been going on 3 years so far. In the beginning i worked so paid for a solicitor. I am now a housewife and have been going to court unrepresented until July this year when my partner was made reduntant (credit…
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h/b and savings!!
hey all, after a few work/personal upheavals i've started claiming h/b. i work s/e and my earnings have been meagre this last year so entitles me to h/b. in my haste to get h/b set up before i got too far behind in rent i never included my isa savings. i intend to notify them asap about this. will this cause me problems, i…
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full time work, full time student and CT status
hey all, I work full time, and Ive just started an MSc full time, I normally pay single person CT at about £100 a month. Does anyone know what my CT status might go to as a full time student? But then I also work full time also. thanks
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Fuel Poverty : Affordable Heating !?
Dear Fran & Everyone - Having recently stumbled across your fab list of resources and I was just wondering if you might consider including: (1) Winter Survival Guide "According to the Office of National Statistics and the charity Help the Aged, 25,000 elderly people in England and Wales died of preventable, cold-related…
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tax credits so called overpayment...
a year or so into tax credits when my daughter was but a baby tax credits was being paid but i either forgot to return a form or did but dont know what i did with the copy that i usually keep. now they are asking me back for the money of all of that year. If you forget to send back the form do you have to repay all of the…
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Tax credits Change of circumstances
I currently have a single claim for tax credits this is obviously based on my earnings for last year and estimated earnings for next. I want to get back with my husband so need to cancel my current claim and start a new one as a couple. This will obviously include my husbands earnings for last year will this mean i then…
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Another IB50 & Sick Note Problem!
HELP I recently completed an IB50 form after 13 months of claiming IB. The form didn't request that I submit a sick note of any description. This was the first IB50 form I'd completed as I've previously had long-term Sick Notes. (Current one expires on 06/10) However today, Saturday, I've just had a letter from Jobcentre…
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partner
Hi All, My partner who is female 62 has just had to give up her job as her old bones wont take anymore,. she gets state and a small private pension of £32 per month. The question is could she claim any benefeits for having to give up her work as the firm she worked for would have let her stay until 70? She has arthritis in…
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Where do you actually go to claim???
My baby is due in under a month and after looking extensively on here and on entitled to I'm rather confused as to where we need to go and what we need to take with us in order to claim the following * Child benefit (is this through some form or something you get at the hospital along with birth certificate) * Child Tax…
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council tax
i was wondering if any one knew if apprentices get a discount on council tax??? or does it depend on council to council??
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Over payment
Hi i have recvd a court summons for an overpayment that was pais out in 2004-2005 of approx £1400 which could be correct as i was doing a lot of overtime, this i am prepared to payback however i also have an over payment for 2005-2006 for approx £3000 which has been completely stopped as IR are saying that i informed them…
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Council tax
Don't know if anyone can answer this-have tried my council website but it doesn't have this info. I am on IS and was told back in May that I my ctb will cover the complete amount of this years CT. My daughter turned 18 in August,and I was told then that providing I provide the Student exemption certificate once she got to…
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please can someone help - maternity and wtc
please can someone help - maternity and wtc could someone answer : do you get SMP if you pay NI and tax on your wage, and maternity allowance if you earn under that level. ( do they both pay £112 per week)? and would I still get working and child tax credits whilst on maternity, as well as family allowance for the 2…
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getting a loan when on benifits????
hi just wondering if there are any companies that will give a loan to me (without screwing me over on interest)... i am on benifits (DLA, IB , IS) and do not have any other invcome what so ever!!!