-
hardship from long time ago bank /ppi
Hi all - im new to all this, need help - i had an account with Midland /HSBC now it has been confirmed via 3rd party that there is ppi - but in that time i was in financial hardship after spitting with partner date 2000 to 2004 now can you - add on the same claim all in one go - ppi -bank charges etc and or do have to fill…
-
Professional reclaim services added VAT?
Hi, I recently used this reclaim company to try and get back PPI from Black Horse. This fell flat as Black Horse claim to have no knowledge of me, however, they did find that I'd paid PPI on a bank account from years ago and I knew nothing about it. I received a cheque from Barclays and was waiting to hear from…
-
How do I get more exact PPI info?
Hi, I have made some successful PPI claims in the past for a few credit cards I used to have. I know of one more credit card that I had but don’t have any details to claim that one, unfortunately. However, I remember having some accounts with GE capital bank, a couple of store cards (Top shop and possibly River Island). A…
-
Estate Agent acted as broker for PPI
Hi, can anyone help please. I took out a mortage with Halifax which was arranged by my estate agent. I have paperwork from Halifax that states a fee would be paid to the estate agent for arranging the mortgage. I believe the estate agent played on my fear of being a single parent, and persuaded me to take out 2 insurance…
-
To claim or not to claim
My head is spinning from all the information I've read today and I cant find the answer to a question which is probably a daft one. So I thought I would ask all you knowledgeable guys and gals. I have a joint PPI on my current (joint) mortgage, not mis-sold and have had successful unemployment claim on it a few years ago.…
-
PPI on mortgage in joint name
Hi, over 20 years ago, I had and endowment mortgage with an ex partner. I know we had insurances etc so I'm pretty sure that I have a claim. I am no longer in contact with my ex so I have no idea if he has already claimed this. Where do I stand in claiming PPI, do I claim for half? Thanks
-
Lloyds PPI Claim
Hello everyone, I’m new to the forum. Before I go any further, I do realise that due to the loan in question having been taken out with Lloyds more than 20 years ago, my chances of PPI compensation are diminished somewhat. Okay - I had a loan with Lloyds and I recently submitted a form on their online PPI portal, stating…
-
ppi
hi guys just some advise needed here please firstly both my parents are both dead may 6th 2018 received a letter from a company called N.BROWN GROUP I.E J.D.WILLIAMS & company ltd t.as above the cheque the letter had enclosed was addressed to my late mother so contacted them had to send details who I was and death cert…
-
Ive had a Payout offer
I put in a miss sold claim to nat west in relation to loans i had in the early to mid nineties. 5 loans in total. I have a list of loans they provided me when i put in a SAR request with the amount of PPI i paid for each loan ranging from £45 to £1597. Today i received 5 letters saying my claims had been upheld for all 5.…
-
Ppi
Hi I received two phone calls over the last couple of days saying my PPI claim has been approved. They have also said that if I have taken out or life insurance in the last 12 months then unde4 new government regulations the fees for the PPI will be waived . Has anybody heard about this ? I have asked them to email me the…
-
SAR HSBC for PPI, address to send it to??
Can anyone help me with a Standard Access Request to HSBC please? I am wanting copies of everything they have regarding PPI on my credit card account. I have had a reply about PPI and a refund but I think the amount is incorrect and I had the policy for longer hence the SAR. Is there a link to a letter template and does…
-
Plevin claim once ombudsman has ruled
Hi, My first post on here so please be gentle with me! I was mis sold PPI by Nationwide some years ago where I was physically told at the branch that if I didn't tick the PPI box then I would not get the loan / credit card, Nationwide dismissed this saying "it was my decision to tick the box so therefore it was not mis…
-
PPI mystery for us
I think we will be the only family not getting anything from the PPI gold rush everybody seems to get. we had an egg card that cant located our account we had barclaybank who cant find our record related to a loan we took 20 years ago and all others credit cards and car loans, sofa etc who cant find any records of us!! My…
-
insurance on account
My elderly mother in law has run into some trouble with her bank. She has dementia and we hadn't realised the state of her finances until we have just got power of attorney. Barclays have been charging her a 10£ fee every month for tech cover ? and also a £11.50 fee for a travel pack? I asked the bank what are they for.…
-
Should I need both these insurances?
Hello I have a mortgage with Britannia Building Society (now the Co-Op) since 2003. I also have my buildings insurance with them and pay Mortgage Payment Protection through them (underwritten by AXA Insurance) for Unemployment, Accident and Illness, although I get full sick pay for 6 months where I work anyway. When I was…
-
2 PPI policies for the same mortgage
Can anyone advise on the following circumstances. I took out a mortgage in my name only back in 1996 & also had a PPI policy in my name only. A few years later i added my then partners name onto the mortgage ( PPI was still only in my name ) In 2004 we split up & i had the mortgage & deeds transferred back into my sole…
-
ford finance ppi
hi, took out a car on finance with ford in 2003 about 5 years ago i tried to claim back the ppi and wrote to ford for an SAR asking for my agreement but they couldn't find my original agreement, so they couldn't progress my claim further by luck - my mum has found my original paperwork and i did infact have a ppi policy on…
-
PPI for late father
Hi everyone I want to put in a Resolver form for my late father but its not clear how to fill it in, if you are doing it for someone who is deceased. Any advice? Also it looks like he was sold a number of PPI policies by one bank alone do I have to put in seperate applications for each PPI on Resolver? Is it best to do it…
-
Hsbc/hfs/capital one help
Hi After becoming quite good at claiming ppi (we had a lot of debt at the time they were mis-selling and we already had a separate income protection policy that would have covered us so we were mid-sold a lot) I've hit a snag. Hsbc wrote confirming I did have an HFS secured homeowner loan. they've told me the start date…
-
pre regulation?
Hi, A few questions, and not very financially savvy, please be patient with me! I had PPI sold to me in 1989 on car finance, being told I was too young to get the car/finance without it. Is this mis selling? With this being pre regulation is it impossible to make a complaint? I think the finance company was Lombard, but…
