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Mercantile PPI Loans
Hello I know I had taken out loans when younger to buy car /bike but was long ago 1989 to 1994 No longer find any paper work I had made note occasional in my diary those years when needed and put them on to outlook on computer Some of the events 02/05/1990 Mercantile £4K , 5yrs protected £127.84 Premium £17.10 16/02/1992…
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PPI Sold to me before 2205
Had a letter back from the Ombudsman Service saying that they could not help with PPI claim as it was done before January 2005. (StoreCard) I've successfully had a claim upheld with another provider for a loan from 1996, so a little confused? Should I follow it up (can I?) or leave it be? *2005, not 2205, unless I've got a…
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Mortgage protection
Hi Need to ask a question, that may sound silly. If i took out Decreasing life insurance to cover a mortgage. Which was taken out the same time. Should the insurance not have finished automatically when the Mortgage was repaid? I have just discovered I am still paying Protection insurance for a property I have not lived in…
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Plevin claim
Hi everyone, just after advice re a Plevin claim i have submitted against Lloyds. They have sent a letter acknowledging my claim & stated they would be in touch potentially via a phone call. The advice i am after is regarding what i should or should not say should the bank call. My claim is from a PPI policy covering my…
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Santander PPI clause
Hi all, new here and hope someone can help! I’ve recently put in a claim for wrongly sold PPI with Santander (dating back to an Alliance & Leicester ‘Moneyback Bank’ loan). I’m nowhere near this having an outcome as yet but in the meantime have been asked to fill in an account details form detailing where I’d like the…
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Shop Direct PPI Calculations
Hi All, I've recently dealt with a Shop Direct complaint on behalf of my Mum. We've received a letter today confirming the complaint is being upheld and a cheque will follow in 21 working days. The total premiums paid were £483.06 and the simple interest at 8% per annum has been calculated at £196.86. The two together is…
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Yorkshire Bank PPI Claim - Advice needed
Hi all, I had a Yorkshire Bank current account in the early to mid 1990's, I cannot remember the exact dates. During the time that I had this bank account, I know that I had a loan and a credit card too. I completed a PPI Information Request on the Yorkshire Bank website and they sent me the following information: Loan 1…
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Reclaim fees on Barclays Additions accounts 2002 and 2009
Claiming in financial hardship (due to being defrauded) sending explanations and many bank statements re: fees charged over several years (statements back to 2002) started 2014 but no satisfactory decisions (fobbed off?) by Feb 2015 ,and did not continue due to circumstances then. Is it too late to pursue this claim? Have…
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SAR Letter
Is it free to send a SAR letter now? Can you send it by email? TIA
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Harrington Advisory
Hi there, So, Harrington Advisory got in touch last year to let me know I could reclaim PPI. A few months passed, they basically said they weren't getting anywhere. I'd forgotten about it in all honestly, then this year I received a letter to say another company was going to be looking after the claim and have since…
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PPI help please
Hi All, Would anybody be able to help me find the best address to contact a company called "Essential Mortgage" please? in 2003 they sold me PPI through a company called D & D Homecare Ltd. I've looked online but with no luck. I believe they stopped trading. Any help on this would be great. thanks
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FSCS advise please?
Hello All, New to the forum, just wondering if anyone could give me some advice regarding PPI and trying to claim through the FSCS scheme.? To cut right to the chase a brief outline is as follows: Mods please move or delete this thread if in the wrong section? I had a mortgage with a company called Regency Mortgage brokers…
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Egg / Barclay Card Claim from 2000
Hi All, I've got an active Barclay card that was initially my old Egg Credit card and after digging out some old paperwork from my parents I noticed it had PPI on the old statement so I logged a PPI claim online with Barclay and after 4 weeks I received a letter back from them saying after reviewing their internal system…
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NCD error
I received an email and then a letter from Hastings Car Insurance to tell me they had calculated my NCD incorrectly and were offering me £61 in compensation for over payments. I called them to check it out and they informed me that they miscalculated me from 2015 so I have 3 years where they had me down as one year less…
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Purchsed via comparison site with lots of middlemen - is Plevin applicable
Hi, I bought PPI a few years ago. It was a deliberate purchase. However I read about Plevin in the article and wonder if that might have applied. I was going through my emails. The email chain is confusing as a few companies were involved, and they try to mask who they're from. From what I can tell: I got a quote on…
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Help a noob please
Firstly, thanks in advance for any help :) I've went through the process in identifying if I've been mis-sold PPI and I've found out I was in the late 90s. The provider has given me a copy of the agreement with my signature on it. From memory, I was told at the time I had no choice but to take it. I was really in need of…
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Got paid for PPI from 20 years ago
Hello! Just a quick note to say "Thank you!" to moneysavingexpert. I spent 10 minutes filling in the online form and sent the email, not really expecting anything. But I got a letter from Lloyds a few weeks later, and a few weeks after that I had 1400 quid paid into my bank account. This related to a loan I took out 20…
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PPI refund cheque bounced twice
I’ve recently won back my PPI against my Dorothy Perkins store card, I received my cheque for £5825 from AXA. I deposited the cheque only for it to “bounce” I reported this to AXA and after an investigation they posted me another cheque only for it to “bounce” again! I have reported this again and am still waiting on a…
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Ppi refunds
We were awarded PPI money from RBS can we re claim the charges the claims people took under the new rule that you don't pay Bank charges back to PPI claims companies?
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Yes Car Credit/DAF PPI Refunds. Any Success?
Apologies for starting a new thread. Can’t seem to find any recent success. My story. Got a car through YCC in 2001. Traded in for a new car in Nov 2003. If memory serves correct, this was all paid off late 2007 or early 2008. When signing the paperwork, was told I had to take out their payment insurance. As said, the full…
