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Help with Plevin claim
I had my claim for PPI turned down by the Ombudsman a couple of years ago before the Plevin case. I want to reclaim, have all the original documents but where do I start? The company I bought my car through went bust a few years ago but the insurance was done through Blue Motor Finance. Do I write directly to them? Also…
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Shop Direct Frustration
HELP. Through Resolver I challenged PPI with Very/Shop Direct. Completed the forms they sent me then waited. Heard nothing backing after 8 weeks so completed forms again and sent recorded delivery. I rang the middle of May to confirm they had them which they did and advised they were looking into it. Received a letter on…
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Mercantile Bank
Hi, Just wondering if anyone can help, my parents had a couple of loans with a bank called Mercantile their main office she recalls was in Chester but they had a local building in her home town of Northwich Cheshire, she was wanting me to look in to PPI with them but I cant seem to trace anything of them or what became of…
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PPI Halifax more paperwork or outside company?
Hello We were mis-sold insurance in 1995. Halifax account. We had an endowment mortgage. We were both employed. Employer 1 had an arrangement where there was very good financial aid in the event of any illness. If I had fallen ill then partner would have been able to pay the mortgage on his own. So we really didn't need…
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Financial Ombudsman Independent Review
Hi everyone The Independent Review into the Financial Ombudsman Service (FOS) has been released today. http://www.financial-ombudsman.org.uk/publications/pdf/independent-review-2018.PDF
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Nationwide mortgage PPi
I’ve had a nationwide mortgage for nearly 10 years now. Is it possible that I will have been paying PPI on this and will I be eligible to claim?
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Plevin PPI claim
I’d like to reclaim PPI on my sickness/unemployment mortgage cover under the Plevin rule but I still want to keep the policies. If the bank finds in my favour will I be forced to cancel the cover?
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MPPI Plevin claim rules
Could anyone tell me exactly what the rules are for Plevin on mortgage PPI please? I've searched the forum and had a look through the FCA website and handbook but found contradictory info so now am confused! :eek: Nationwide Building Society stated in their response to my query regarding the percentage of commission on my…
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No paperwork, no idea if I had PPI
I have always dismissed the media reports about reclaiming PPI because I have no idea if I had it, nor any paperwork. I could probably dreg up a list of financial associations that I banked with or had mortgages with. Is it worth just writing to each one asking for information about any accounts I may have had at each…
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MSE PPI bill
Hi, my dad used the MSE form to claim PPI and won but we were shocked that out of his small 'win' he had to pay over a £1000 straight away to cover the claim, we used the form on Martins page as we expected 100% of the payout and for it not to come with a bill attached, was also shocked that Capital One had also taken £300…
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Can I claim PPI?
I'm a newbie so apologies if I'm posting in the wrong place. I have no idea if I can claim or how far back it goes, or whether I need paperwork (which i don't have). I have never done anything about claiming before as I don't have the paperwork and can't remember the details and it was so long ago. I was "eligible" for an…
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Quick MPPI Question
On our first mortgage supplied by Council Home Buyers we has Trident MPPI cover which was front loaded onto the mortgage, Council Home Buyers who where an part of CPIservices who where bought by Wessex group in 2007. Just recently we discovered we had this cover and where not able to claim its as it only covered me and not…
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Not sure if I have had PPI?
Hi there! I wonder if someone can help? I have never purchased insurance policies with any of my loans or credit cards, so I thought I couldnt make a PPI reclaim. But then someone mentioned that I didn't need to have taken out an insurance policy, that there were hidden charges... I don't get how this could have worked and…
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Not getting anywhere
Morning! I had 2 loans with HFC which completed in 2003. HFC merged to become HSBC I have the account number of one of the two accounts but HSBC still say they can’t find my details and unless I have any paperwork (which I don’t, save for my Experian credit file report) I can’t go any further. I’ve tried the ombudsman and…
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Jackie1605
I have applied for a PPI claim to the Norwich & Peterborough Building Society. My ex-husband was not in favour of doing this but I did all the work completing forms etc and my son got him to sign and add his address to set the ball rolling. I have received a letter today saying that as I was a full time housewife/mum at…
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How far back can you CLAIM PPI
Hi - just read Martins new email about claiming back PPI. I have never done anything about claiming before as I know I had been sold it on Lloyds Bank business loans and overdrafts and was told it was a requirement for the advance - BUT this was back in the 1990's so I never claimed as I thought it had to be within the…
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Ex kept all of joint PPI Claim
I am stressed to high heavens.. Approximately 6 months ago my ex hubby asked me to sign a PPI claim form as it needed both of our signatures. He said anything he got back would be halved. 6 months later, I’m chasing him up as he said he’d heard nothing back and he said he can’t remember the name of the claim company which…
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How long can they make us wait?
My other half contacted his credit card company in October last year and we are still being told to wait for a decision?? We have tried constant calling but just get told here’s no point in ringing because they cannot tell us anything. He knows he paid PPI, they haven’t confirmed this in writing and are just saying they…
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Rejected PPI - Reasons and Time Barred?
Hi, My wife has had a PPI claim rejected by Santander for 2 store cards that she opened in 2002 and 2003. She didn't know that store cards were even being considered until a few weeks ago when in conversation she said about these cards, she knew that she'd had PPI on them as they'd told her that if she didn't then the…
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Historic Accounts with no paperwork
Has anyone had any success claiming PPI without paperwork? I am talking going back in excess of 20 years when I took out loans/mortgage with Alliance and Leicester and also a store card with M&S. Have tried my credit report but only goes back a few years. Both institutions say no records kept but funnily enough A&L were…