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Resolver & Tesco PPI complaint
I have been successful with PPI complaints for mbna, RBS & capital one simply by writing them & a phone call with RBS I now remember I have an old Tesco card so as I could not complain to them online I used the resolver tool completing all boxes with the information requested A week or so later I've received a letter &…
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Egg/Barclaycard Plevin claim - they initiated? ** Update **
About 3 years ago I made a PPI complaint to Egg and was rejected - I didn't pursue it any further and to be honest forgot about it. I recently made (another) complaint to Egg via Citibank and they have passed my details to Barclaycard, who I've been in touch with and they've said although my previous claim was rejected,…
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PPI Claim Newbie struggling
Hi, Please help a newbie .. I recently registered on the Resolver tool and am new to this, I have avoided all the 'claim PPI companies for many years and thought it was time to bite the bullet and attempt to make a claim by myself. Using Resolver I have sent numerous PPI checker requests to all the companies I know I had…
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NWS Bank - Creditcare
Hi there, Apologies if this has been answered elsewhere, but I am new to this! We bought a car on HP back in 1996 and were told that we had to take out their "Creditcare" insurance in order to get the finance. NWS Bank doesn't seem to exist any more, the car dealership does still exist and they filled out the paperwork…
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PPI for past bankrupt person
Hi, I am wondering if anyone knows whether someone who has been bankrupt (6-8 years ago) can claim back PPI? (fully discharged bankrupt)
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Critical Illness Cover refused due to misdiagnosis. What can I do?
Hi, Back in Oct 2012 I had a 2 short spells when my vision was blurred when I woke up for up to 30 min at a time. I was sent to Opthomologist. He could not find anything. Sent me for ECG which came back fine too. That was end of the story. I was under impression that everything is fine because no further tests were…
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M&S and Pinnacle
Hi guys I had MPPI taken out orginally via a leaflet in M&S in 2002 they transfereed all their mortgage payment protection to Pinacle insurance. My claim for the 6 months prior to that transfer with M&S has been upheld. Do I go to Pinnacle for the remaining 3 years till I cancelled the policy in 2005. Is Pinnacle now…
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Help after ppi now have a huge tax bill
A year Go my husband used a finance company to see if we had any ppi as many of our friends had had successful claims. We did it & had a very successful claim. The company were very thorough dealt with the award sorted the tax & took their cut of course! A year later we have a letter from HMRC says we owe them a huge…
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Payment Protection Benefit with Critical Illness Cover
In 2001 I took out a Life Assurance/Critical Illness policy with Scottish Provident to cover a re-mortgage. This is now due to come to an end. In reviewing the paperwork, I have noticed that it says "The total; premium of £xx.xx includes £5.31 (per month) of Premium Payment Benefit (sickness, accident or disability)" Is…
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Who can I believe about my PPI?
I recently enquired about a PPI claim with a firm and they stated that I may be due over £1900 in compensation. I decided to go through my bank for this claim as I felt that this may be a more secure option. I am now totally confused as my bank has stated that I have no claim to make! Where did the company get the figure…
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Realised I am paying for a decreasing term assurance plan but do not have the mortgage anymore....
Hi All I was wondering if anyone can help, I have just been going through some old paperwork for a mortgage that my husband and I took out in 2004. When signing up to the mortgage at Nationwide we subsequently took out a decreasing term assurance plan. We have since sold this property in 2015 and have been paying ever…
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Advice Please
I’m sure that you are fed up to the back teeth of people like me not being on top of this, but I have been badly burned with this whole PPI thing – I tried to claim 8 years ago and ended up with a larger debt than I started with and a CCJ against me and that has left me very wary - however I know that the deadline is…
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PPI Advice after divorce
Hi there So to cut a long story short, back in 2004 I took out a home owner loan which had ppi, on top of which I was then sold bill payment insurance to cover the cost of the payments (which were already covered) so I recently put a complaint in to Halifax and it has been upheld....hurrah ! I am also divorced (and have…
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Unfair commission Halifax Mortgage
Hi, I have PPI on my Halifax mortgage. however I do not want to make a claim for an unfair sale as if I am out of work for any reason it will pay my mortgage for 2 years. if I make a claim and it is successful then my PPI will be cancelled. Plus as I have made previous claims I figure the amount I would be paid out minus…
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VW Finance, hmm...
Hi We had PPI with car finance from 1999-2004. VW Finance are saying the insurance was with Black Horse so we have to lodge our claim with them; surely if it's mis-sold, the complaint lies squarely with VW Finance? Anyone had similar issues? Thx, Andy
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How to claim from Daimler Benz finance ?
I was sorting through old paperwork and came across the agreement for a Mercedes i'd purchased a few years back on PCP. Glad I checked as hidden in the small print it said I was paying for PPI. I had no knowledge of this as I would never normally take out PPI so I wish to claim it back but who the hell do I actually…
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Lombard Direct...Where are you now
Well here we go again , help needed to reclaim PPI from our old friend Lombard Direct. We all remember the tv adverts where the big yellow phone and a number to remember for year to come. Call 0800 2 15000. The great 2000s were a time of phone loans and being a home owner there was plenty to choose from. The mail reason…
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Very old debt paid through TBI PPI claim
I have recently been told by Capital One that a loan I had in 1998 had PPI. To cut a long story short, I defaulted on the loan quite quickly, I may have made only 2 or 3 payments to it, but it was passed to TBI financial, who I cleared the full amount with. The question is, would the full PPI policy value have been…
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New PPI ruling - deadline pushed back
I've seen in the media that a case at Manchester county court recently means that the terms under which we can reclaim PPI are changing? 100% of commission may have to be paid back so previously rejected cases can be reopened and reclaimed. Will this mean the current PPI claims deadline of 29th August will be pushed…
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Indemnity insurance reclaim
When I got my first mortgage 23years ago I had to pay an indemnity insurance . I was told it was compulsory. Can I reclaim that?