-
FSCS Claim Form
Hi Guys I have recently received a form from FSCS and there are a couple of questions in which they would like me to answer but I am not too sure or even remember what they are asking? Please describe below (in your own words) why you are making this claim? Do you feel the policy Terms & Conditions were [properly explained…
-
PPI claim with no paperwork and overseas
After watching this morning with the money saving guy I thought it might be worth looking into if my husband is entitled to PPI rebait. He had a few accounts and credit cards but when he divorced he moved to Spain left all accounts behind. He had a mortgage (that he transferred to ex) and had had a loan or two so I would…
-
Lloyds messing around
Hi, I'm just after some general advice. I've started a PPI reclaim process with Lloyds. This is the 2nd time doing this as a few years ago they just denied I had any loans with them (I've had two). This time they've admitted I did have the loans, and have sent me a large form to complete. The form is ridiculous and asks…
-
Help needed please
Hello, I'm wondering if anyone can point me in the best direction with a Plevin case against Santander. The original case was for PPI against two storecards (Debenhams and Kwikfit). Santander rejected the claim as I had made a claim on the insurance. I then appealed to the Financial Ombudsman who upheld Santanders original…
-
Premier Portfolio - 1980's
Hi All Has anyone been able to reclaim PPI for a loan taken out with Premier Portfolio back in the 80's? Apparently, they were bought out around the mid 90's and I was wondering if anyone had any information about who might be responsible for their accounts now (mine finished around the time of their selling off) Thanks!
-
Capital One requesting photo ID for PPI claim
Hi guys , I have had three successful claims of PPI from Barclays,MNBA and Lombards (RBS) but im having issues with Capital one , the first letter they sent me was that they held no record of me and that they need a photocopy of my drivers licence to continue to look in to the compliant , so i sent it off , never had a…
-
MSE News: FCA rule change could mean more are able to reclaim PPI commission
More consumers may be able to reclaim cash if they paid high levels of commission on PPI and weren't reminded of this throughout their policy, under a new rule proposed by the regulator...Read the full story: 'FCA rule change could mean more are able to reclaim PPI commission' Click reply below to discuss. If you haven’t…
-
Time limit for PPI submission
I have received a letter from Lloyds saying that they are unable to review my PPI claim as it was received outside the time limit for submission. They claim that they sent me a letter in 2014 informing me of the possibility of being mis-sold PPI. I have not changed address and I have never received the letter they claim to…
-
RE:- Channel 4 'Financial Ombudsman Service' Programme 12th March
Following on from this programme:- Channel 4 'Financial Ombudsman Service' Programme 12th March 2018 (Quote) UNDERCOVER INVESTIGATION AT FINANCIAL OMBUDSMAN FINDS STAFF WITH SEVERE LACK OF TRAINING JUDGING CASES MEANING HUNDREDS OF THOUSANDS MAY NEED TO BE RE-EXAMINED I wonder does anyone know if the F.O.S can be asked to…
-
Advice about ppi company
Just after some advice. Back in February 2017 I stupidly contacted a ppi reclaim company. They did an initial check and advised that Lloyd’s had ppi and sent me forms. I did fill in the forms however a couple days later I received a phone call from the claims company explaining how they worked. This card was on a low…
-
MSE News: Judge rules couple can reclaim all of their PPI commission - what it means for you
A judge has ruled a couple should receive all of the 76% commission they paid on their PPI policy - but if you took out PPI and want to get ALL of your commission back, you'll likely have to go through the courts for now...Read the full story: 'Judge rules couple can reclaim all of their PPI commission - what it means for…
-
EGG PPI Issues
Apologies for the vague title, could not think how to word it. Short history, took out a card with Egg back in 2004 (approximately) to help pay costs whilst I took time off for 6 months to care for terminally ill close relative. Racked up quite a debt on the card whcih I continued to make payments to and then became ill…
-
Trusted bank charge claim sites and possible PPI?
Hi all first post here and hopefully I’m in the right place and asking the right questions. I have been recommended by a friend to pursue a claim into the bank charges I have been paying and not taking advantage of for several years (phone, breakdown insurance etc). So I was wondering if anyone had any companies they would…
-
Mesh Computers PPI
Did anyone else get PPI with Mesh Computers - was my 1st ever PC I bought so around 1999/2000 mark. Remember the salesman pushing PPI during the credit check even though was fully paid off in one go. Have no paperwork that I can find so not sure who the PPI was from? Can anyone help? Thanks
-
Using Resolver tool + what if I dont remember my account details?
Hi Finally getting on the PPI bandwagon and I'll be making and progressing a few different banks over the years. The details I am filling in on the Resolver Tool are very vague - for example, I dont know or have details of the account number for some of my bank or credit card accounts. Answers to a few other questions,…
-
Gap Insurance - claim back
Hi, We purchased a new car of PCP a few years ago and declined the Gap insurance through the dealer as found a cheaper alternative. Having an assessment of our direct debits over the weekend we have spotted that the dealer had continued to take the direct debit out despite us telling them to cancel the insurance. They have…
-
VOA Response Time
Hi All, Could anyone advise how long the VOA have currently been taking to provide an initial response to a council tax rebanding request? It's been over 2 months and I'm just wondering if I should send them another note or let it ride a little longer. thanks for any advice.
-
RBS Credit Card PPI increased debt over 16 years!
Hello all, After running a check report for my wife and I before we applied for a new mortgage, I have discovered a credit card she had some knowledge of, but buried her head in the sand about - cue long 'discussions'! This is a card that was taken out in 2002, spent on and then stopped using about 18months later. The…
-
Barclays Partner Finance cheque
Hi, I have recently received a cheque from Barclays Partner Finance for charges added to my loan account years ago. This amounts to a whopping £1386 so obviously I was pretty pleased! So, my wife paid the cheque into my bank account, no problem, then I receive it back with a compliment slip stating that it had been…
-
Catalogue PPI WHICH ONES ARE NOT SHOPDIRECT
I had lots of catalogues over the years and have claimed with shop direct.Does anyone know which are not in this group.I was thinking Empire ,Gratton Freemans ?
