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Mesh Computers PPI
Can anyone help? Thanks
Comments
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No. It's pre regulation, regardless of anyone having any records from that far back.0
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Have no paperwork that I can find so not sure who the PPI was from?
You have already said you bought it from Mesh Computers. So, you would complain to them.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Deleted_User wrote: »No. It's pre regulation, regardless of anyone having any records from that far back.
Is this correct so no point in attempting a claim?In the words of Jerry Maguire "SHOW ME THE MONEY"0 -
If you paid it off all in one go you'll have paid the PPI up front but yes sadly pre-regulation complaint so going nowhere
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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With no documentation, a complaint about a computer sale almost two decades ago is a non-starter. There will be no record of the finance or any PPI. Do you even know for certain you had the insurance?donerkebab wrote: »Is this correct so no point in attempting a claim?
As the others have said, even in the unlikely event records have been kept, any complaint can be rejected purely on the basis that this was five or six years before the regulation of general insurance sales.
Sorry0 -
Thanks give it a miss I guess. Out of interest I know I did one of these free creditcheck trials like Experian and I do seem to recall the PPI for Mesh showing up. Checking all my email accounts there are no reports so I assume it was only access during the time type of reports. If I go back to Experian will they have kept a report of this?
I know Clearscore doesn't go back that long.In the words of Jerry Maguire "SHOW ME THE MONEY"0 -
Experian don't have records of PPI, just credit agreements over the last 6 years.0
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Credit records are kept for 6 years
PPI would not show on your credit file, if you paid up front for PPI (the worst kind, single premium) and it was included on your loan then the total would be higher but the credit file would just show financeSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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