Can I claim PPI?

deecahill

I'm a newbie so apologies if I'm posting in the wrong place.

I have no idea if I can claim or how far back it goes, or whether I need paperwork (which i don't have). I have never done anything about claiming before as I don't have the paperwork and can't remember the details and it was so long ago.

I was "eligible" for an upgraded bank account with NatWest from a normal current account to Advantage Gold but it was way back in the late 1990s. I paid a fee each month for a bunch of stuff that I didn't use (I'm hazy on whether I ever used the mobile phone insurance though). Then in and around 2000, I enquired about a loan from NatWest and they told me I needed to shift to a different account in order to avail of the loan. Again, I'm hazy on details.

Is there anything I can do or should I just leave things be?

Thank you!

[Deleted User]

If you had PPI and believe it was mis sold, you can complain about it.

But you'll need to get clarity on the 'bunch of stuff' you had. Start by asking the lender. It certainly doesn't sound like PPI though, but a packaged account.

deecahill

Thanks for the response. I have heard of people claiming against their banks for packaged accounts that were "mis-sold". Have i got that wrong?

dunstonh

deecahill wrote: »

Thanks for the response. I have heard of people claiming against their banks for packaged accounts that were "mis-sold". Have i got that wrong?

Some people are making such complaints. However, that has nothing to do with PPI complaints.

deecahill

Thanks. Do you know if there's a forum or thread where I can find out more info?

[Deleted User]

https://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts/?_ga=2.214337489.794437125.1531061563-197915176.1524925428