Ex kept all of joint PPI Claim

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I am stressed to high heavens..

Approximately 6 months ago my ex hubby asked me to sign a PPI claim form as it needed both of our signatures. He said anything he got back would be halved.
6 months later, I’m chasing him up as he said he’d heard nothing back and he said he can’t remember the name of the claim company which is very unusual for him!

Anyway, he finally tells me he’d received £715.92 in January but he hadnt realised and that he’d put half into
my bank account. I have asked what this relates to as we had an endowment and was expecting much more than this, anyway, I asked for the name of the company again as this would be on the bank remittance and he ian point blank refusing to tell me which screams to me that he’s lying AGAIN!
Where do I go from here? I can’t afford a solicitor. I have 2 children that he doesn’t give a toss about or help out with financially, I’m so stressed.
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Comments

  • bengalknights
    bengalknights Posts: 5,021 Forumite
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    Short of small claims court not really much you can do
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Not sure why you think having an endowment would make you think it would make any PPI payment 'much more'. An endowment is not PPI.

    TBH if it is causing you so much stress maybe you are best just forgetting about it. Did he give you the half of yhe £715.92?
  • Paul_DNAP
    Paul_DNAP Posts: 751 Forumite
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    He sounds like a complete waste of space, easy to see why he's your ex, I think it may be well worth asking yourself is the stress and hassle of trying to deal with him worth whatever money you could end up chasing him for years to get? Or will it be a nice down payment on the pleasure of never having to speak to him again?
    (Although I could be wrong, I often am.)
  • Lisa121989
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    His behaviour makes me think it’s much more. Firstly he won’t show me that particular payment going into his bank and secondly he will not tell me the name of the company so I can check with them. Why should I let it go when it’s rightfully my money too? He’s in the wrong, not me.
  • Lisa121989
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    I know what you’re saying but I am actually struggling financially (I do work btw) so even if it was the £300 odd pounds he claims it is it’s a lot of money to me and he knows that and whatever money I have gets spent on the children for things they need.
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Only you can decide what to do, was just saying if it's causing you so much stress already then it's going to affect your health. Pursuing it further is likely to be even more stressful.
  • Lisa121989
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    Ps... I know an endownment isn’t PPI, there is a brain rattling around in my head somewhere! No he hasn’t given me half of the £715 either.

    To simplify my question, It’s a joint claim. I’m owed half. He hasn’t given me half. Is it fraud?
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Do you know who the lender was? You could write to them for details and ask why they sent the full amount to your ex.....unless the forms you completed authorised him to receive the full amount.
  • Lisa121989
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    He dealt with all of the finances when we were together so I have no idea to be honest.
  • dunstonh
    dunstonh Posts: 116,669 Forumite
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    I have asked what this relates to as we had an endowment and was expecting much more than this

    Endowments do not have PPI on them. So, your expectation of a complaint about PPI on an endowment would be zero. This must be on something else.

    A small refund of £775 suggests it was only a short period or more likely it was a rejection and this is a plevin refund. Or that he used a claims company and is giving you a cut after their fee.

    You can contact the bank/firm in question and ask them how much the refund was.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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