Ex kept all of joint PPI Claim

-taff

Normally if it was a joint complaint you would each be paid half of the redress.
If however, the PPI was in his name with you, and he was the person named, all the PPI would go to him, you would not be entitled to any of it.

The fact that he hasn't paid you anything, and the fact that you have not been given any redress by the company involved, suggests this is the likely possibility.

McKneff

Lisa121989 wrote: »

Ps... I know an endownment isn’t PPI, there is a brain rattling around in my head somewhere! No he hasn’t given me half of the £715 either.

To simplify my question, It’s a joint claim. I’m owed half. He hasn’t given me half. Is it fraud?

You maybe have a brain, but you reply is just plain rude. People are trying to help you.
At least you are balanced, you seem to have a chip on both shoulders

Nasqueron

It's not fraud no, don't waste money on a solicitor either, if it was a sole policy covering only him then you aren't owed a penny. The sum indicates a Plevin refund, it's highly unlikely statistically you'd get a payout for an MPPI policy because they were largely not miss-sold (a view supported by the FOS based on their rejection rate). The endowment is separate from any PPI policy and has no bearing on the value of any refund