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Reclaim PPI & other insurance

Archives for June 2017

PPI & Bankruptcy
HI, Is it true that you cannot re-claim PPI if you have been previously bankrupt? I had PPI on 2 bank loans dating back to the late 1990's. These loans were settled. In 2010 after a horrendous divorce I applied for voluntary bankruptcy and then was discharged exactly one year later, 2011. Last year I attempted to claim PPI…
Received unsolicited cheque from Monument
Hello Just looking for some advice (or similar experiences) please. Many years ago I had a Monument credit card (2000/1 or thereabouts). I think I settled this account as whilst I've had some debt issues, I'm not aware of anything in relation to that particular account. As it's so old I no longer have any paperwork on it…
PPI help please
Hi I have only just joined and i am looking for help. I havent had much luck with past PPI claims but have found in the loft 2 letters from seperate entities who i am hoping i may have luck with.. they were opened in the late 80's and were both active accounts in the mid 90's..one was a sears store card opened at Fosters…
Refund on one, not on the other....
A few years ago I complained about ppi on my Debenhams storecard, I contacted Santander, of course they said 'NO' so I found out the underwriter was GE Capital, after a to and frow battle, GE gave me a refund. Recently I applied for a refund on my ppi on my Mothercare storecard, which was sold to me in exactly the same way…
If you fail should you try a ppi claims company?
Hi everyone, need some help. I got PPI when I took out finance with a car back in Jan 2001. The finance was to GE Capital Motor finance which was sold to Santander in 2005. Now I have statements going back to this time with the reference number of agreement and the monthly payment of £145 but no original paperwork. I've…
Query I can't find an answer for
Hi, Hope someone can help. About 2013 rbs sent me a ppi offer, I think it was for a loan, about £900. At the time however I ignored this offer as I had previously had a default with them and wondered if by accepting this offer the could allocate it against said default and it would affect my credit file, I was just about…
Ppi & asu
Hi I am new to this forum. I've received a letter from my bank stating I am entitled to some money back on PPI for credit card, loan and mortgage. However if I accept the money they will then cancel my Accident, Sickness and Unemployment cover on my mortgage. Can they do this? There is no way of accepting only the credit…
Panicking about PPI reclaim - Lloyds ringing me!
Hi all I wonder if you could offer you expert opinion. I have used resolver to pursue PPI reclaim from Dorothy Perkins (1998, no reply) and Lloyds Credit card. Lloyds have replied directly with their standard letter and it says they will call to discuss the details and they have started hounding me with calls this evening.…
Standard Life PPI
Hello, newbie here, In the late 90's I took out a Standard Life Endowment Mortgage. The interest part of the loan was taken out with the Woolwich, which then became Barclays I think. I have since moved house several times and the endowment is now not linked to my property but I am still paying in as a savings policy. I…
can i claim ppi ?
hello, I have just registered and would like to know how to go about finding out if I can claim ppi mis selling. I did not know about finances and someone told me about an independent financial adviser to advise on how to buy a house. consequently I had to get the relevant insurances etc. I left all the financial dealings…
PPI claim - has someone sold my details?
I made my first ever attempt at claiming PPI at the weekend and used the Resolver service within the MSE site. I have only made 2 claims so far - both Halifax - but will make more. Yesterday I got a letter from Consumer Claims who know I have made PPI claims through Halifax. Am I right to assume they are a 'No win, no fee'…
Hi
New to this forum and just looking for info please. I was just going through old paperwork and found our critical life cover It's actual heading says Mortgage protection It says on the front Benifit premium Cost of the Cristal life cover, Cost of premium protection. Then on next page it shows summary of mortgage cost in…
Advice please for Littlewoods PPI Claim
Hi I have had a Littlewoods account for over 20 years and have always paid the extra care advantage payments, although was never given an option to have it or not. I still pay it as well and just havent got round to doing anything about it, I also made a claim 17 years ago when I was out of work. My question is whether…
PPI on mortgage
Hi, I took out PPI for my mortgage through a Financial Advisor 17 years ago (he also arranged my mortgage and life cover for it). At the time I would have been paid sick pay for 3 months. I cancelled it after approx. 10 years (thought I had cancelled it before but cancelled 'wrong' policy!) The PPI was with Norwich Union…
MBNA ppi claim declined 2012 due to a phone claim that was never made
Hi All I have tried to claim ppi from MBNA credit card since 2015 but was told that we had already claimed in 2012 and it was declined. When I have pointed out that in 2012 we only asked for advice they told us that that was considered a claim and was declined. I have asked financial ombudsman to review and they have said…
Is PPI tax paid linked to individual tax accounts and NI numbers?
Is PPI income tax paid as some sort of blanket agreement between the banks and HMRC, or is it paid in ones name and matched up to NI number and tax account? I assume it is the same process as when banks deduct interest on any other savings. Does anyone know exactly how this system works? Thanks.
Santander refusal where do I go from here?
So after Santanders 4 letters and 2 questionnaires they have refused my claim! Even though I had 12 months sick pay they have stated that it was a non-advised sale and as such they wouldnt have sought info about any alternative cover. Also at the time I was advised that ppi insurance was a requirement to take out the card,…
Problem with Resolver PPI reclaiming tool
Hi there I'm having a problem with the Resolver PPI reclaiming tool. Basically, it won't let me upload a PDF with my supporting documents, even although I compressed my PDF to make it as small as possible. I have tried this several times. Has anyone else encountered this issue? I am trying to make a Bank of Scotland PPI…
1990 loan
Hi Back in 1990 I applied for a loan for a car. I got refused because of my age as I was probably 19 at the time. When I asked for my application to be reconsidered they told me I could have the loan but only if I took out PPI. I told them at the time that this was unfair as I was in full time work but they told me it was…
Gladstone brookes
Hello, just after an answer. Gladstone brookes have found that 3 lenders i have used in the past (10 years ago and accounts closed) sold me ppi and they can make a claim at the cost of 25% fee. I am thinking that I should do this myself to not pay the fee. If i dont sign the papers agreeing to go forward and do this…

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MSE News

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Reclaim PPI & other insurance

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