-
How to claim if mis-sold by IFA?
Please bear with me, this is a bit of a mess, as I expect many of these are… I bought a house in 1992, and took out a mortgage with the Stroud & Swindon Building Society, but through an IFA. He strongly recommended that I took out PPI. From memory – not great after all this time – this was a single premium of £2300. I…
-
Identity Theft through catalogue.
Hello all, I'm currently trying to help reclaim PPI on behalf of someone so that they do not need to pay company to do it for her. I know Identity theft probably comes under CPP or something else but I was wondering can it be claimed back as she didn't really want or ask for it? I am unsure as it is through a catalogue…
-
PPI After the event?
Hi all, I'm currently chasing up some old PPI claims with the help of this site, so far quite successful. I'm claiming PPI was missold in that I did become unwell and was unable to make payments...and the very first thing my credit cards did was cancelled the policy rendering it not fit for purpose. I've just heard back…
-
Peugeot PPI rejected as claim it was taken at a later date
Hi had PPI with peugeot finance from back in 2006. At the time the dealer told me it was compulsory in order to get the finance approved as I was a student nurse (and needed the car to travel for my training). Anyways, submitted all the forms and evidence but they've rejected my claim as the PPI box was unticked on the…
-
Ppi reclaim
Hi, Can anyone tell me if there is a template letter I can use to send to companies that I know I had cards, loans with, but am not sure whether I had PPI. Thank you
-
How to make a start on reclaiming
Newbie here! I want to jump on the PPI bandwagon but don't have any info but I do know I took out credit cards, loans, catalogues etc over a long period of time. I'm not sure how to make a start, is there a template letter? Help!!
-
Finding my Mortgage Lender
Hi I bought a Barrett Home in the 80's and the sales person arranged everything including applying for the mortgage. I am totally lost here and have tried to research Barrett's to find any financial company connection reference mortgages. Is there anyone who could put me in the right direction please? TIA
-
Car Finance
Hi Can someone help here. I have just started and joined the Resolver to claim back PPI. Although I can remember lots of years information I'm struggling to get the information from the company I bought my car from. Now this was back in the mid 90's. I've contacted the car company but I'm getting the run around. Any…
-
Car insurance claim
Does anyone know about car insurance claims? Whist trying to get my car out of a tight parking space in the road outside my house I lightly brushed against the front bumper of the vehicle behind. The owner of the vehicle is making a claim on my insurance but I quickly found out that his car had no insurance. This means…
-
Citizen Financial Advisory Services Wales
Hi, I've just had a call from the above regarding claiming my PPI and mis sold things I've had in the past..... Was wondering if anyone had used them and could recommend or if not point me in the right direction of a reputible company that would deal with this kind of stuff with little input from myself? I know I can do…
-
Help!
Hi, Could someone please point me in the direction of an appropriate thread / link for my situation. I would like to claim PPI on a goldfish card I took out in c. 1998, which I believe was mis sold to me over the phone. I continue to have this credit card although it changed hands numerous times (I think is now owned by…
-
Want to claim PPI, don't have account details
Hi I had about four or five credit cards some years back which I settled via a Debt Management Plan. I think I may have paid PPI on some of them but I can't for the life of me find the account details. Can anyone advise whether there is a way of doing this? I tried my DMP service but they don't have records. Thanks in…
-
Inadequate PPI
Hello, On my first mortgage we used the estate agents mortgage advisors who told us that we needed PPI. Our mortgage was £500 a month but the PPI only covered us for £100 a month. Do I have a case to claim for missold PPI as the amount of cover was inadequate or is this my fault for being stupid! :) Thanks.
-
PPI refund to pay cleared debt?
a few years ago i had a DMP with Stepchange and as far as i am aware First Direct a)froze interest and b) sold on the debt (I have no records anymore of either or to who) around 4 yeats ago i came into a lump sum of money and paid of the DMP at the balances that were outstanding at that time - no negotiating lower amounts…
-
New Claim - Support Required
I am attempting to commence a claim...... I have accessed my credit report via Experian, which details loans / credit cards etc going back to 2013. Two questions: How do I gain account number details as these are not included on the credit report? (I have seen the acronym SAR referred to on this site, but unsure what this…
-
PPI Mortgage Query
Hi Looking for some advice please I bought my first property in 2007, I used a mortgage advisor at my local Manning Staintons branch. He did all the leg work and arranged my first mortgage at the time it was with Northern Rock (later transferred to NRAM). At the time he told me that in order to get get my mortgage i had to…
-
PPI Help
Hi, Grateful for advice on how to check on PPI from a finance deal I took out around 1996 - can't remember the company - the loan was taken to buy a TV and the deal was through the store I bought it from. I am pretty certain that I was told I had to take PPI to get the loan. I changed banks about two years after taking out…
-
MBNA Time Barred Letter
Hi All, I recently emailed MBNA via Resolver about PPI on the OH's credit card. MBNA have replied saying that they sent a letter in 2013 which explained that if there were any concerns to contact them within 3 years and as she didn't her complaint is now time barred under Rule 2.8.2. The OH is adamant that she never…
-
MPPI rejection letter - explanation sought please
We received a letter from Nationwide today that rejected our claim for miselling of our MPPI They give various reasons, however before I consider challenging the decision with FOS I wondered if anyone could explain part of what they have said? They state that the sale in 1997 was conducted on a 'nonadvised basis' and as…
-
Question regarding PPI & Lloyds
Hi, I was wondering if anyone could help me. I have opened a PPI claim through the Resolver app with Lloyds Bank for a credit card claim. The background is that the credit card has been settled in full, but in 2010 I requested a copy of my agreement which Lloyds sent me. The copy was rather poor but you could definitely…
