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Freemans PPI rejected
Hi, just looking for some advice. I have received a letter from Freemans in which they have stated that i opened my account with them on 14th May 1998 and the sale of PPI took place on 1st June 1998. They then go on to say "given that i had ran my account for over 8 years prior to the sale of the policy, it is clear that…
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PPI offer - offset against debt sold to DCA - Welcome finance
Hi, first post so thanks for reading. I have looked through the threads on here but haven't seen a problem like my one. I claimed PPI on a loan that I took out in the early 2000s from Welcome. The loan was £750. Due to circumstances at the time o didn't manage to repay the whole amount, I think I missed the last 3 or 4…
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Can I Claim PPI after settling a full and final IVA?
Around 2006, I settled my debts by way of a full and final IVA lump sum payment after family stepped in to help out. I believe my payment was in the region of £20k to settle credit card and loan debts of around £32k. This was done privately between my uncle and my creditors, and not using any kind of IVA firm or middle…
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How far back can you claim
I finished paying for my mortgage around 1986 and I think I was paying some sort of insurance, like PPI. I contacted The Halifax Building Society about PPI but they ignored my querie. I contacted one of those PPI companies that reclaim for you but they informed me that it was too long ago. Have I any chance of getting any…
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Claim on PPI rejected by Insurer
I had PPI with my mortgage and was made redundant but the insurer refused to pay because I had some self employed income(very small). I thought that I could get my premiums repaid but after my complaint was referred to the Ombudsman, he said no - the policy was fine and my self employed income was within limits and…
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Halifax Address to claim PPI
My first mortgage was with the Halifax, I have no paperwork at all to check regarding PPI. Does anyone know address or contact number? Thanks:)
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Who to contact...
Afternoon, Hearing Martin Lewis mention 'ASU' the other day instantly got me thinking that this was something I had many years ago. I can see my online bank statements going back 7 years and in 2010 I was paying £58.13 per month to Santander Cards UK. I need to go into Natwest to see if they can provide me with statements…
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Help - letter about reviewing PPI
Trying to help my brother but I am new to this - He had a bad stroke in 2014- handed me a letter end of last year 2016. I have been unwell myself but I am trying to sort it for him now From Blackhorse (Lloyds bank). asking if he wanted them to review /reconsider a complaint he made in 2009 which they said they had not…
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confused about ppi claim
I took out a credit card powered by egg in 2002 which I had few a few years. I have the original card still but obviously egg have closed now and I dont know who to contact to claim back the ppi. I also had a loan with egg that I had potentionally when the card stopped which closed around 2005 or 2006. I have no idea how…
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Claim Issued - Still no payment!
First post but i'm rather frustrated. Any advice gratefully received! We have used one of the main claim companies to assist in reclaiming PPI (I know we could have done it ourselves but we were happy to pay the fees given how confusing it was!) We have successfully claimed on 2 accounts so far however we are having real…
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PPI rejection
Hi I'm new to this so please be kind. I used a third party to submit a ppi claim in 2011 which was rejected by the Halifax. After reading your posts on hear I decided to try again and did it myself the Halifax have reopened this but will they liaise with me or the third party. Any would be grateful for any advice thanks xx
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Capital One PPI Rejection BUT
I submitted my PPI complaint to Capital One several weeks ago after paying PPI for 10 years and finding out about the PPI shenanigans very recently (I have not lived in the UK for 6 years). They have of course rejected my claim and said it's their final word on it and that they believe they did nothing wrong. But…
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PPI reclaim under Plevin
Hi, I tried to claim PPI back in 2011 and my claim was rejected. According to recent news I am able to re-try my claim under the Plevin ruling, correct? I have received a letter back from Capital one today to say since they wouldn't uphold my complaint in 2011 the case is closed. I thought the Plevin ruling was a new…
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Reclaiming packaged bank account fees
I recently submitted a complaint to Halifax using the Resolver tool stating that I wanted reimbursed for charges that I have been getting for the Ultimate Reward account, the monthly fee is currently sitting at £15 per month and I have been with the account for nearly 15 years. I used most of the examples given on the…
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Lloyds phone insurance
Hello Does anyone know when Lloyds started to put mobile phone insurance on their packages? I am currently in an argument with Policy Admin Services (phones 4 u) insurance and they have said if we can prove that we had alternative insurance in place then they will give us a 'goodwill gesture'. I phoned Lloyds to ask them…
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Credit card ppi has been turned down
Hello. Many years ago when I was going on a family holiday to Florida I was advised that I needed to take out a credit card to use when I was over there. When I was sold the credit card in the local Clydesdale bank branch I was advised that in order for the credit card to work in the USA I would need to incorporate the…
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Not sure if I did the right thing?
I have had a couple of loans and a CC with LLoyds in the past, but can't remember of I paid any PPI on the account, so I sent off a SAR last week to get the information. I got a call from Lloyds on Friday regarding my SAR. The lady asked me if there was any particular reason I made this request and I was honest and told…
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Drowning in spam postal mail
Hello Everyone How can we stop my partners Dad from receiving hundreds of spam letters and catalogues each week? We don't know if he has accidentally signed up for things via charities etc but he is in hospital and we need to prevent him from getting all this horrible junk mail going forward. Has anybody got any tips…
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Yorkshire Ppi
I took at a mortgage from Yorkshire Buliding society for my first house over 20 years ago. I filled out all paperwork for mortgage through insurance company called Refuge Assurance who dealt with the endowment policy. How ever I remember filling out forms at Yorkshire Building society and being told that to get mortgage I…
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Bank says they cannot find your account. What to do next?
I am after some help from the savvy out there. I have submitted PPI reclaims based on information I had got from my old credit files. In all cases these dated back to mid 90's through to early 2000's. I was able to give my full details, including the address I was living at, the date the loan commenced, how much I was…