Yorkshire Ppi

Thegadgetmanuk

I took at a mortgage from Yorkshire Buliding society for my first house over 20 years ago. I filled out all paperwork for mortgage through insurance company called Refuge Assurance who dealt with the endowment policy. How ever I remember filling out forms at Yorkshire Building society and being told that to get mortgage I had to take on redundancy and illness insurance and that I would not get mortgage without it. I put a claim in and was told that it refused as it was done through a 3rd party. It is too late to send to ombudsman but I still can't get it out of my head that I was told by Yorkshire Building society that I had to take the insurance out to get mortgage. Can anyone confirm if it is the case that I cannot claim as was introduced by a 3rd party.

dunstonh

but I still can't get it out of my head that I was told by Yorkshire Building society that I had to take the insurance out to get mortgage.

If that was true, then it couldnt have been missold.

If it was not true, then it was not YBS that told you as you dealt with a third party.

Can anyone confirm if it is the case that I cannot claim as was introduced by a 3rd party.

Correct. Regulation of mortgage brokers didnt begin until January 2005.