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had £10700 ppi given and then taken away today
hi everyone i'm new to the site can anyone give advice or help me today i received a letter stating i'd been given £10700 ppi fees from my bank for the period 1998 to 2002. but because i went bankrupt 7 years later in 2009 they paid it to the official receiver and i get nothing. if they had not put the ppi on my debt which…
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New Look & Next Store Cards / Accounts
Back in about 2004/2005/2006 my wife had both a New look store card/account and later on a Next account as well. We don't have any information of these accounts as she threw the paperwork away so no idea if they had PPI attached to them. How would I know and find out if they did? Thanks
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Can I make a claim for miss-sold PPI on credit card I defaulted on and then settled?
Hi all, I defaulted on 3 credit cards and 1 loan in the distant past. I had a £10k loan and £3k credit card with Egg and two credit cards with HSBC (£6k) and Barclays (£3k). All of those debts were sold to Moorcroft Debt Recovery and I settled with them when I came into some money. Moorcroft offered 40% off the outstanding…
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Reclaiming PPI twice!
Hi, I would like some advice. In 2015 I reclaimed over £10k in mis sold PPI from various banks and credit cards, which I handled myself. It was months of hard work, but worth it. I have had many PPI companies call and I have turned them all down except one. He was confident he could get more money back. I was confident…
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Is there a recommended Claims management company?
I don't have much paperwork and I suspect I only had PPI with Littlewoods many years ago. I don't have patience to hunt down all my closed accounts to find out if I had PPI. So it's a claims company or I'd probably give up but is there a preferred company?
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Making a PPI claim for old mortgage
Hi guys, I needed some advise regarding making a PPI claim. Basically in 2002, I bought a property and took out a mortgage with Birmingham Midshires. I think at the time I was sold some sort of cover. However, I have no paperwork to prove this. I've tried to download a complaint form from BM Midshires website, but the link…
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Checking for PPI
Hi my mum took out a mortgage in 1988 which was changed in 1989 and 1999 when she moved house and I was wondering what the chances were that she had PPI on her Mortgage as she isn't sure. Also how is the best way to find out if she had PPI or not? The Mortgage was with the Britannia Building Society and it was paid off in…
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Reclaim PPI for Deceased Relative?
Dear All, First post so a bit new to this. Unfortunately in 2015 my father passed away and I am one of the executer's of his estate. I know that he has taken out several loans, credit cards and a mortgage over the last 30-40 years. Is it possible for me to investigate his PPI and reclaim if necessary on his behalf? Thanks…
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PPI reclaim - useful tip I learned
I was missold ppi 3 times by two banks and both rejected my complaints. I referred my complaints to the financial ombudsman and over the last two years I've had 2 reject letters from adjudicators and another from an investigator. So that was that, or so I thought. At Christmas someone told me that just because an…
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Plevin??
Have made 3 PPI claims successfully a good while ago .. What is this about Plevin rule ?? Tried looking here but cant really find anything unless looking in wrong place.. help.. thanks in advance.
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PPI and mistakes
Hi.... I have just recently got Lloyds Bank to admit that I had PPI with them, filled in all the paperwork, had the usual return calls asking questions about pensions, employment at the time and then had the letter back saying that in their opinion I was not mis sold it as I needed it I know I never asked for it even…
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PPI & Credit Cards
Hi. I've had credit cards with Santander & Barclays for a few years. I invariably pay the balance off before it's due. Have I been paying PPI as a matter of course on my cards? When I use look at Resolver, which has teamed up with moneysavingexpert.com I get the feeling, from the questions asked, that maybe I cannot have a…
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PPI and current bank
Hi There, I am asking this question on behalf of my father, He is concerned that if he reclaims PPI monies that he will lose his bank account. He is 75 and very worried that it would mess up all his banking. Would this happen? Many thanks
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Credit Card PPi
I have previously held a GM Credit Card and an Egg Card. How do I find out if I had PPi on each of these cards? I am almost certain that I did so it would be good to confirm Any help would be welcome...
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Right to ignore PPI?
Hello, Can I just ask a very quick question, I have believed that we have studiously avoided PPI as we always thought it sounded 'dodgy' despite frantic attempts by bank to sell it to us over the years. ie: myself and my partner have NEVER: paid anything on our credit card re: insurance (ever) paid any sort of charges on…
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Natwest credit card PPI underwriters
Does anyone know who the underwriters were for Natwest credit card insurance in 1995-2000? I was told it was Royal Sun Alliance but they have written to me saying they only underwrote the PPI on Natwest loans during this time. I'm being given the run around on this so any pointers would help. Thank you.
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HFC Bank PPi
In the nineties I had a loan with HFC Bank. As the bank no longer exists, how do I go about reclaiming PPi? Any help would be great :)
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Can PPI be claimed after filing bankruptcy
Hi My husband filed for bankruptcy 7 or so years ago which is all cleared. However he is still being contacted regarding PPI claims. Is he able to claim PPI on loans etc that he ended up going bankrupt through not paying? Thanks
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Employed less than 3 months at time of taking ppi policy
Has anyone had any success getting a ppi claim upheld when you have signed a ppi policy agreement when you have been employed for less than 6 months? He capital/Santander are saying that I took a policy out on 21 September however they think I may not have been in continuous employment for 6 months prior to this date. This…
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Ppi terms and conditions - ge capital
Does anyone have a copy of the ppi agreement from Ge capital/Santander from around the year 2000?