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Had PPI but can't go to Ombudsman
I used a company to try and claim my PPI as I have had PPI since 1997 until last year! However Santander refused my PPI claim and the company I was using to claim my PPI told me I could not go to the Ombudsman because Santander were not regulated at the time I took out the PPI, has anyone had a similar experience?
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Impact of Loan Default on Claim
I have no idea with one exception whether or not I was missold PPI. On the one loan that I now know it was added, I subsequently defaulted. At the time of taking out the loan it was with Alliance & Leicester which of course is now owned by Santander. The lender does not know my address although they could find it on my…
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Sainsburys Credit Care
Hi Again, Can anyone advise if Sainsburys Credit Care is the same as PPI? Cheers Paul:beer:
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HSBC Insurance Premium
Hi, This is our 1st time of posting, can anyone advise if HSBC insurance premium on an old HSBC Mater Card is the same as PPI? Just going through some old bank statements before I shred them and came across it. Cheers Paul:beer:
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Rejected PPI claim
Can anyone help with this. I contacted RBS about 18 months ago in relation to two different credit cards which we paid PPI on. My basis was that in the PPI box when I applied was that it said "WE RECOMMEND YOU TAKE THIS PPI". Based on the company advising I take it, we did. I believe that this was mis-selling, however they…
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PPI with a catalogue?
I saw an advert about reclaiming ppi on catalogues (Kay's , littlewoods etc) My mum has had a Kay's catalogue for about 18 years . How do I go about helping her to find out of she had/has ppi with them and how would we go about claiming it back if she does have it please? Thankyou.
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RBS - PPI Closed account
Good evening all I finally plucked up the energy and courage to start looking at former lenders and accounts to see if I had a PPI claim. In my early 20's I had mortgages, personal loans etc with RBS, using the template letters supplied on Martin's site I contacted RBS they have today responded to say the debt was settled…
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MSE News: PPI reclaim deadline: Martin's 5 must-knows
The regulator is cutting off PPI reclaims - if you HAVE or EVER HAD a loan, credit card, mortgage, etc. take note...Read the full story: 'PPI reclaim deadline: Martin's 5 must-knows' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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ppi claim
hi a recently put a claim in for ppi with a legal company who then told me yes i did have ppi which i did not ask for.. today i got a letter saying they would not be pursuing my claim as they thought it would be rejected. I then phoned up to find out why and they couldnt tell me except that they didnt think i could win.…
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PPI Claim but on a IVA
Can anyone advise?? I am currently on a IVA sorted by myself with 15 creditors and without the help of a debt management company. These are over six years old and do not show on my credit file, which is quite good compared to the money I owe. As I have had loans with these 15 banks, could I claim PPI?? I have repaid large…
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Reclaiming from Lloyds TSB
Hello folks, apologies if the answer to my question already exists on these boards but after much searching, I can't seem to find it. I have found paperwork thanking me for taking out PPI for a credit card from Lloyds TSB, although I don't actually remember doing so at the time. If I were to pursue a PPI claim, who would I…
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Is Mortgage Insurance PPI?
I've had two repayment mortgages since about 1997. On both, I have repayment insurance that charges me a premium each month. In short, I think these would clear the balance of the mortgage if I died. This doesn't sound quite like PPI, but I'm wondering if it is - and worth claiming? Can anyone advise? Thanks.
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How to get direct debit info from a closed bank account?
Please help, I'm trying to find out a reference number from my old bank account. My Barclays account has been closed for many years but I need to find a reference number so I can claim ppi from black horse finance. I paid them via my Barclays current account I have my barclay account number but they say it's too old to…
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PPI Claim Marsh Finance
I have recently contacted Marsh Finance through the Resolver website about reclaiming PPI on a hire purchase agreement, to which i have received this response below: - The hire-purchase agreement we entered into included PPI that was negotiated wholly by Carcraft, the dealer. Carcraft are in administration so please direct…
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Jurgy
PPI. 1978 Mortgage opened between husband and I. 1984 my husband suddenly and unexpectedly passed at the age of 41, the terms and conditions of the mortgage allowed the mortgage to be paid in full. I never knew if the mortgage was linked to PPI and have no data/ info/paperwork Therefore... (1) As the mortgage was paid upon…
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Name Change
The free claim tool on this site looks great. I want to claim on a loan I had in my married name. Since my divorce, I have reverted to my previous name. Can I still use the tool?
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Santander - PPI claim not upheld...yet
Ok so i got it wrong (the info the man from Santander gave me on the phone last week "We're currently investigating your complaint about the PPI cover connected to your store card taken out on the 21 Sep 2000. Based on the information that you've supplied and the records that we hold, we do not currently believe that we…
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welcome finance ppi help please
i had a HP agreement in novemeber 1998 for a car taken with welcome finance. Recently i thought i would try and find out if ppi was included. I was young and silly at the time but needed a car. Through writing to WElcome -i have found out i did have PPI and what the premium was paid including the dates taken out and also a…
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Mis-sold / overpaid Carphone Warehouse Insurance
I took out mobile phone insurance with CPW in for a contract in 2004- 2006 as I'd recently lost a phone. When I changed phones in 2006 I didn't knowingly renew the insurance but it was continued to be taken / paid. This insurance payment continued after I had cancelled all phone contracts with CPW until I noticed it in…
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Mis-sold PPI through Reeds Rains Estate Agents
Hi, back in 2007 I bought my very first home through Reeds Rains. I was told by the Reeds Rains advisor that for my mortgage with Nationwide that I should take out Mortgage Payment Protection Insurance. Reeds Rains worked with Paymentshield (who the payments were made to) I still have all of the paperwork and leaflets. I…