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PPI Claim but on a IVA
record-maker
Posts: 10 Forumite
Can anyone advise??
I am currently on a IVA sorted by myself with 15 creditors and without the help of a debt management company. These are over six years old and do not show on my credit file, which is quite good compared to the money I owe.
As I have had loans with these 15 banks, could I claim PPI??
I have repaid large amounts but obviously still owe them money.
I don't want to upset my agreement, if I claim PPI would this put me a worse position than I am currently in?
Don't want to push my luck, but if I can get a few more pounds off the bill then why not??
Last thing I want is to aggravate the Banks.
Any guidance would be appreciated.
I am currently on a IVA sorted by myself with 15 creditors and without the help of a debt management company. These are over six years old and do not show on my credit file, which is quite good compared to the money I owe.
As I have had loans with these 15 banks, could I claim PPI??
I have repaid large amounts but obviously still owe them money.
I don't want to upset my agreement, if I claim PPI would this put me a worse position than I am currently in?
Don't want to push my luck, but if I can get a few more pounds off the bill then why not??
Last thing I want is to aggravate the Banks.
Any guidance would be appreciated.
0
Comments
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Post on the IVA board:
http://forums.moneysavingexpert.com/forumdisplay.php?f=1590 -
Thank you..
However, I am a home owner and employed.0 -
As I said, you should post your queries on the IVA forum. There are posters there better versed in debt management who can answer your questions much more knowledgeably.record-maker wrote: »I am a home owner and employed.0 -
I believe if you check the IVA board there was a recent ruling (Green vs Wright) which said that often the PPI for people in IVAs goes to the creditors now, not the person
See
https://forums.moneysavingexpert.com/discussion/5599493
http://www.hilldickinson.com/insights/articles/green-v-wright?utm_source=vuture&utm_medium=email&utm_camp%20%20aign=bsg%20insolvency:%20green%20v%20wright_01%20m%20%20arch%202017Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
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