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Reclaim PPI for Deceased Relative?

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Dear All,

First post so a bit new to this. Unfortunately in 2015 my father passed away and I am one of the executer's of his estate. I know that he has taken out several loans, credit cards and a mortgage over the last 30-40 years. Is it possible for me to investigate his PPI and reclaim if necessary on his behalf?

Thanks for your help and advice.

Comments

  • Silvertabby
    Silvertabby Posts: 10,133 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    I'm not an expert - hopefully one will pop up soon - but I'd have thought that your problem would be proving that your dad had been mis-sold these policies.
  • dunstonh
    dunstonh Posts: 119,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    . Is it possible for me to investigate his PPI and reclaim if necessary on his behalf?

    The executor of the estate can put a complaint in but the reasons are more limited than someone alive. You cannot make allegations of what may or may not have been said. It has to focus on factual things like eligibility or, with advised cases, suitability.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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