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Sainsburys Bank PPI
I took out a mortgage with Sainsburys in 1999 until 2005. From 1999 until 2001 I paid PPI. This PPi is not shown on my annual mortgage statements buy is shown on my bank statements. The payee was SBSYMortgsure. Sainsburys (Halifax) deny PPI - can any one help? Who is/was SBSYMortgsure? Was this a subsidiary of Sainsburys…
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Can I claim PPI
Can anyone advise how far back you can claim ppi from HFC, my loan stated in 1996 I cancelled ppi in 2003 can I claim. I have also found the original paper work.. This Loan should have been in joint names, the original paperwork has my name computer printed and partners name added in ink, although the cover ppi was…
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Hfc ppi
Can anyone advise how far back you can claim ppi from HFC, my loan stated in 1996 I cancelled ppi in 2003 can I claim. I have also found the original paper work.. This Loan should have been in joint names, the original paperwork has my name computer printed and partners name added in ink, although the cover ppi was…
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PPI Denial
Can anyone out there offer some advice please. We took out a £25,000 loan with GE Money in 2004 and paid £3,750 PPI. The loan was paid back in full early. My husband was self employed and I was on a career break. We asked about getting this back but were told we never took out PPI. I have just come across the original…
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Mortgage PPI Northern Rock
I had a mortgage with Northern Rock (2005 - 2009) and have only just realised that I could probably raise a PPI claim on this as we were paying for Income Protection through an insurance company arranged by the estate agents. Would I likely have a case here? Is Income Protection on a mortgage classed as PPI as it is needed…
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Barclays Additions Account
My wife has à Barclays addions account which she has had since they first started doing them , she was told she had to have this account when she applied for an overdraft and we have not used any of the so called benefits associated with the account.Can she claim the charges for this account back, it started at 6.50 a…
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Cpp
Hi everyone, i'm sure this must have been mentioned before in which case i apologize. Anyway i have received a form to complete from CPP and the only questions is why i believe i was missold and to be honest i can't actually remember the reason I purchased it in the first place. Do i have complete that as they contacted me…
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PPI Claim...but not as we know it
Hi there, I have never taken PPI with any loan or credit card (as far as I know anyway!), but about 9 years ago I took out a secured loan with Sterling Credit who then became Beneficial Finance and were owned by HFC Bank. I don't have all the details to hand but I was told at the time that if I didn't take PPI with the…
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ppi reclaim offer
So after a long drawn out battle with Nram we have now been made an offer on the ppi that was mid sold on our mortgage:j We have been paying £100 a month for over 7 years so as you can imagine it has added up. But how do you know if the offer they are making is a fair one ? We have done this all ourselves and have no idea…
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Travel Insurance Refund.
This morning Shearings rang me to cancel a holiday because of low numbers. They agreed to a refund of around 1200 pounds. I then rang the AA to see about getting a refund of the premium paid for holiday insurance which I took out around a month ago and they said that I am out of the 14 day cooling off period then I cannot…
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ppi claim please HELP!!!!!!!!!!!!!
hi all......i have a question i took mortgage in 2008 from Tipton company and on that time our mortgage adviser told me that i HAVE to take a life policy( which is called on the documents as criticall ilnes cover with life)because on that time we didnt have a credit history he said if we dont take a this insurance any of…
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Car Insurance extras - personal accident cover etc.
Hi there, I hope this isn't the wrong part of the forum to post this but I need some help. When I took out some car insurance with AA in 2001 they also gave me a personal accident insurance which I must have accepted. It was for £5.09 and was paid to Zurich who I also have a pension with and after a year or so I assumed…
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Mobile phone insurance miss selling
I have just cancelled the £12/month insurance on my sons mobile phone, having checked with my home contents insurance that items, such as mobiles, away from the home are covered. I have asked for a full refund of 18 months premiums, but only silence so far. I see this as blatant miss selling. The sales person could have…
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PPI claiming newbie looking for some brief advice please?
Hi All, I wondered if someone could please give me some brief advice regarding whether I have a PPI claim and where I should start? My wife and I took out our first mortgage back in 1998 when we were naïve twenty somethings and I'm pretty sure that we were mis-sold PPI. We took out a mortgage with Halifax through a…
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Genworth Financial - Success or so I thought!!!
After two years of battling I finally got an offer from Genworth of £759.00 in January this year with the cheque to follow a month or so later. Well it is now April and still no cheque. I have called on numerous occasions and apprently they cancelled the first cheque and sent me another one which has also disappeared. I…
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DrivePlus
I just got a quote for drive plus insurance for £2500 compared with £3120 for normal. I was wondering as a first time driver with no previous insurance would my premium go up, if they find I am not a safe driver for the current year? If not then, would it be better to get drive plus and then the following year get normal…
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MPPI or Income Protection??
Hi, I wonder if someone can help me with this query on behalf of my son. He has been self employed since leaving school at 16 in a successful sole tradership as a flooring contractor. He is now 31 years old. He applied for a mortgage through an estate agents in April 2008 who went on to sell him a variety of insurance…
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Sold both income protection, mortgage protection and PPI by bank. Is this wrong?
Hi all. My first time on here and looking for advise. I took a mortgage out with a very large high street bank in 2002 and was sold both a policy for Income Protection, and policy for Mortgage protection. Then, while paying both, I was sold PPI for a credit card taken out with the same bank. This seems excessive and I feel…
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PPI Help!
Hi, I instructed a claims handler to process a claim agaianst MBNA. After months of waiting I was written to and received texts from the claimshandler saying MBNA would not pay out and all I could do was go to theombudsman which could take 2 years. Out of the blue I have received a cheque from MBNA. MBNA have written to…
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Checking the figures provided by CPP
I have just received a letter and cheque from CPP.The letter does not contain any detail as to how many payments were made, or the amounts, only a total. Therefore there is no way of doing my own calculations to check there figures. Can I ask them to provide these details before I accept the cheque in settlement.
