Sold both income protection, mortgage protection and PPI by bank. Is this wrong?

Tange

Hi all.

My first time on here and looking for advise.

I took a mortgage out with a very large high street bank in 2002 and was sold both a policy for Income Protection, and policy for Mortgage protection. Then, while paying both, I was sold PPI for a credit card taken out with the same bank.

This seems excessive and I feel there may be an issue here.

Do I have any reason to make a claim for mis sold policies as looking at it my income protection should cover me and this was never asked.

Any advice? Thank you.

Tange

magpiecottage

Income protection makes sense - although a bank is expensive.

However, the other policies would impact on the income protection if you fell ill and if this was not made clear to you at outset then you would not have been in a position to make an informed decision - so, from what you say, I suspect a missale.

dunstonh

I took a mortgage out with a very large high street bank in 2002 and was sold both a policy for Income Protection, and policy for Mortgage protection.

A very common way of doing it and potentially the best way.

Then, while paying both, I was sold PPI for a credit card taken out with the same bank.

Not ideal. Although if it was a different staff member, they would not know unless you told them. I suspect the credit card PPI is worth a complaint.

Ron0

I think its fine for income tax protection & mortgage protection...But I suspect the PPI..