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Reclaim PPI & other insurance

Archives for March 2014

Reclaiming ppi
Hi folks! My ex-wife arranged a loan for me but it was only ever her signature that appeared on credit agreement, it was too late to cancel ppi when i finally realised i or she had been sold it, payments were made from our then joint account, after separating the repayments were made in full by myself. Can i claim…
claiming back insurance claim on ppi that i forgot i had
hi took out ppi on loan few years ago loan is still running but during loan i had bad car accident and was of work for 12 months it is only now with all this misselling i realise i should of claimed can i go back and claim on this ppi after 4 years or is there any time limits
Can PPI be claimed from car insurance?
Recently when I took out car insurance, I noticed that there's a box to tick to pay for PPI. It made me wonder if any of my old policies had PPI. Is this something that people have been claiming?
Ombudsman said yes - bank said no!
So - BoS/Halifax rejected my claim. Firstly they said i never had PPI and send a copy of my original form with me ticking the no to PPI box. Then when i told them i took it out over the phone when activating my card they rejected my claim saying i met all the right criteria. Took it to the ombudsman - who found in my…
Sudden death and illness insurance
When I got mortgage, the broker who sold to me also arranged sudden death and illness insurance through a separate firm, I was never quite sure I needed it or what exactly it was fo and in the end cancelled it. Can I reclaim this as miss sold ppi?
Urgent advice needed
Hi I've previously posted but really need some advice. I used a company to claim back ppi, they came back and said because I had claimed ppi previously and had not told them I basically have to pay the £200 and in the terms and conditions that I signed it stated that if I had previously claimed I should inform them. They…
Northern Rock Credit Card PPI
Hi All Back in 2000/2001 we took out a mortgage with Northern Rock and around the same time took out a credit card too. I am trying to find out if we had PPI on the credit card, we already checked with NRAM and the mortgage did not have PPI. According to NRAM all PPI was managed by Cardiff Pinnicle, Soooooo of to phone…
ppi claim
i have claimed off natwest they have said in a letter they did not sell me ppi a third party did but when i took the morgae out i thought he worked for them now the third party as wrote back saying they did not sell me ppi where do i go from here any help cheers.
CMC lost case against invoice ??
I remember a thread on here about a CMC who lost a court case when a company invoiced them for time taken to deal with fraudulent claims where no PPI existed. I have searched, but can not find any details.... any idea? Fed up with CMCs making fradulent complaints, our stats are that 75% of complaints did not have PPI, time…
Goldfish PPI - I have evidence, Lloyds still deny I had PPI!
Hi I'm in the process of claiming back miss-sold ppi and I am having a lot of problems with one in particular. It's the one I thought I would have problems with - Lloyds! I took out a personal loan with Goldfish in 2004. I have the original loan agreement which states that RPI (repayment protection insurance) was included.…
PPI re-claim
For insurance that ended within the last six years the time-limit advice given on this site states “You can start a reclaim. The six-year rule applies to active insurance, so a policy taken out 12 years ago but paid off five years ago was still active within the key six year period.” The Financial Ombudsman has rejected…
PPI help please
Hi, A couple of years ago I successfully received two payouts for mis-sold PPI thanks to all the help from the fantastic people on this forum. However, it still frustrates me that for the first 12 years of taking out my mortgage I was paying PPI but due to not having the account number I could not claim. I contacted…
PPI Claim
I had a credit card with HSBC over 10 years ago. I believe I was mis sold ppi on this card. The problem I have is I have no record of the credit card no statements, nothing. I contacted HSBC and because I had the credit card over 6 years ago they have no record as they destroy all records after 6 years. Is there any way I…
PPI First Plus Cashback
Hi, I have found out recently that my mum had a first plus loan. She claimed the cash back a few years ago, but this was done through a claims company. However, this was clearly a con, she was going to be offered the cash back anyway, as it's part of the package with first plus. Would stand anywhere trying to get the £3000…
need advice
hi my bank phoned the wife and said they found a loan I paid ppi on in 1998 but say they don't know if I repaid it so can I proof that I repaid it because their records don't go back that far only to 2002 iam still with them and had 2 or 3 loans since then they wouldn't have given me if I hadn't paid it back anybody got…
Claim PPI for car finance
Hi all, Advice please. In 2003 I took out car finance & was told that the finance company would not accept me for finance unless I took out PPI, I informed the salesman that I had a long standing back injury that prevented me from going to work for sometimes a few months at a time & I would have to claim statutory sick…
Finding Lender. Account No and Product Information
Hi My question is about the best place/s forum users would recommend to get lists of possible financial products on which PPI may have been mis-sold. I'm currently in the process of reviewing all the financial products I've had in order to determine if I was mis-sold PPI on any of them. I've made one successful claim and…
policy number
My wife and self have received CPP leters saying could be entitled to compensation . So we rang them up and asked what the policy numbers related to in there letter and they said they couldnt tell us. How would we find out ??
RBOS mortgage/ overdraft PPI advice please!
Sorry to ask again but I need more advice please... I had a mortgage with RBOS for around £55,000, taken out in 2002 and paid off in 2007 when we sold the house- I have recently found that there was PPI added to this but only in my wife's name (it was a joint mortgage) I don't know how much the premiums were but we got a…
Help please! Trying to reclaim bank charges...
Hi all, I printed the template letter and sent my £10 to the Halifax and specified that I want a list of all charges on the account (we have banked with them for 14 years and most of the charges were from the early years- the usual stuff, not enough money to pay DDs then they charge £35 taking us overdrawn then £35 charges…

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Reclaim PPI & other insurance

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