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PPI company and charges
Hi, Ive recently gone through a claims company as I didnt realise it was easy to reclaim myself, anyway long story short Black Horse have agreed to pay out. Now lets say this is hypothetical but do the claims company know what I have been offered or paid out from Black Horse? as they have dealt directly with me and have…
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PPI Claim
Hi, I received a letter today from Lloyds TSB about amounts owed to me for Payment Protection Insurance. I have made no claim for PPI and was looking for advice on whether the amount quoted will be a true reflection of amount owed. I didn't know I was due any PPI but I don't want to rush in and accept if this isn't the…
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Finance company denies claim
I claimed back PPI from Fiat Finance for my daughter. When she got her first job as a teacher she bought her first car on finance. She was basically bullied into taking out PPI even though she told them that she gets paid for 6 months as a teacher. I completed the documentation from MSE and sent it to Fiat Finance who said…
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PPI - Feel worried and can't remember!
Hiya Just over 4 weeks ago I received one of those CL letters from Barclays saying I had a loan with them in 2006 for quite a large amount of money and did they want me to investigate misselling of PPI in this loan. Instead of filling in the paperwork I rang up(the calls are recorded anyway) and the lady asked me loads of…
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The Lender didn't say how much it will cost
Hello:j, Could you tell me if it is a valid reason to reclaim PPI. I ticked the box for PPI when I applied for a Mint credit Card. I tell you honestly I had no idea if I really needed it, I just saw the question "what would happen if you become unemployed?" and I decided to take it. I was too young and Inexperienced in…
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Black horse PPI
I have just been told by Black Horse that they will pay my PPI payment to me next week by overriding the offer letter process and allowing me to go in my local branch,sign an offer letter there and then and receive my money straight away. Has anyone ever done this?
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PPI Recliam
Hello all,I am new to this is there a time time limit to reclaiming back Ppi
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can I send in a new claim?
looking for some advice please? a couple of years ago I followed the instructions on here and put in claims against Egg for PPI on two credit cards I had , giving the same reasons for miss-selling on both, one was upheld and the other refused. I did intend to challenge it but as I was in stressful place being in debt at…
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FCSC-How long does PPI claim take??
Hi, I have a PPI claim going through with the FCSC as the company who sold me the policy have ceased trading. How long roughly does it take to get it sorted? Am i right in thinking around 8 weeks? I returned the paperwork around 5 weeks ago. Thanks.
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Help please, don't know where to start!
Hi, we had loans and credit cards between 1994 and 2006 with various institutions. Our bank was/is Lloyds but we've had cards with MBNA, Capital One, and a couple of others of which I cannot remember the names. We also had a five figure loan with Northern Rock. Since paying it all off and moving house in 2006 we got rid of…
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MBNA rejected PPI
Hi there, Firstly, thanks to all the advisers on this website because of which i could apply for my claims. Hope some one can help me with my MBNA claim. Although my accounts are settled in 2010, I am pretty sure that i had PPI on both of my Cards (MBNA & Virgin). So, I have applied for PPI and SAR on my MBNA account in…
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MBNA rejected PPI
Hi there, Firstly, thanks to all the advisers on this website because of which i could apply for my claims. Hope some one can help me with my MBNA claim. Although my accounts are settled in 2010, I am pretty sure that i had PPI on both of my Cards (MBNA & Virgin). So, I have applied for PPI and SAR on my MBNA account in…
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Canada Square again!!
Canada Square have decided that my claim for mis-sold CRP on my creditcard will not be upheld and closed. Despite them asking me to send my proof to substantiate my claim if I so wish to continue the complaint which I did, I received a copy of the original letter sent to me, with no discussion with regards to the…
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Odd reply to SAR request to Natwest
Hi there I'm helping a friend with a PPI claim with Natwest. An SAR was sent about two weeks ago and the they have now received a reply saying that they carried out a search for a mortgage account as requested and nothing was found. My friend did not ask for that, just sent in the SAR request with a cheque for £10. What to…
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Midland Credit card PPI
Hi, Hoping someone can give me some advice in 1994 I had a Midland credit card. I did not realise I had insurance to cover payments. Anyway I lost my job in 1994 and contacted them to try to sort out an arrangement. It took approx 6 months for this to happen. In that time the debt rose from £3970 to over £4600 because they…
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Incorrect Lloyds TSB PPI offer?
Hi, I've finally had an offer of PPI Compensation through for a CC my wife took out back in 2003 with Lloyds TSB, but the amount they have offered seemed really low based on what we can recall paying... So I called the helpline, and was told the offer is based on 13 PPI transactions between July 2006 and August 2007. But,…
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PPI Offer - Can they offset it against another loan
Hello, I'm looking for some guidance/information. I've recently received an offer from RBS for misselling PPI in loan many many years go. I have accepted their offer so hope to receive the amount with 28 days as suggested. My question is, I still bank with RBS and have another loan which I am up to date on and never miss a…
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My sister and deceased husband
Hi chaps during a chat with my sister she asked if there was any way she might have a ppi claim, she is desperately poor, works every hour on minimum wage in a nursing home, spends any money she has keeping her very small but crumbling house up together or on her 5 kids and many grandchildren ... her husband died several…
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PPI, loan ad bank charges
Hi Im new to the site and just wondered if any1 could read my thread and advise me if whether or not I have a case against my bank. So back in 2007 I got a flexiloan of £1500, credit card £500 and ppi on both of these. When I went into the bank I specifically asked if there was an insurance policy I could take out (just in…
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Life after a PPI claim
ok so what if you make a claim, upheld or not. what happens at the bank after? do they treat you differently?, do they demand all their money back, like your overdraft? can they refuse you a loan or mortgage? just wondering
