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Creation / JJB
I had a JJB / Duet card which then became JJB/Creation ? which I took out in about 2003 ? After a spell of missed/lower payments then cleared in full Nov 2011 (£3000 ish of which a lot was charges etc and MAY have included PPI.) Being public sector when other loans/cards were taken out has so far reaped 2 from 2 successful…
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HSBC Loan PPI Refund Query
Good morning MSE Forum, I wonder if anyone could help me with this query? My husband had a loan with HSBC from 2007 which ran it's course and was fully paid off and finished in 2010. In May this year HSBC wrote to my husband and said that he may of been mis-sold the PPI etc. To be honest my husband said that he didn't even…
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Mortgage/income protection
Hello everyone. I'm new on here and am seeking some advice. I have a policy (I won't name the company because I don't know if I'm allowed) that has accident, sickness and unemployment cover for up to 12 months. I also have a policy with a different company which is called a 'Personal income protection plan' which kicks in…
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Claiming PPI back from a broker?
Hi My apologies if this has been addressed previously. In 1999 we arranged our skipton mortgage through a 3rd party broker. I contacted skipton about 12 months ago requesting to claim back the PPI insurance we had paid over the 12 years we had the mortgage with them. Skipton informed me that we would have to claim off the…
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PPI Mortgage
Does anyone know what happened to a company called 'Branded Home Loans'. It was the only company who would give us a mortgage in 1991 (it was recession time and my husband was a bricklayer). I would like to see if we have a PP claim, as I remember we had some insurance attached to the loan. However, cannot find them…
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Capital one & empire claims
PPI, Capital One and Empire Claims... Hii I am sorry if this is in the wrong place, hopefully it isnt! I have reclaimed PPI for my partner from Northern Rock and Lloyds TSB - successfully! Now, I have also tried to do that with his Capital One credit card, which he had since 2002. He asked Empire Claims to handle his case…
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whats the chances
Hi, I am just wondering what the chances of me having had ppi on a mortgage i took out in 1989, this loan will finish its term next February, i just don't know, can anyone enlighten me please. cheers.
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lloyds ppi claim
A claim was made for ppi on 2 loans: The first loan was cleared with money raised in the second one. The 1st has been partially agreed, but the 2nd rejected. 1st loan was single payment ppi and they have deducted the amount that would have been paid if it had been a regular premium ppi policy. 2nd loan rejected , but a…
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Time to throw in the towel ?
The account concerned is a very old Natwest credit card that goes back to the late 1990s / early 2000s. I've managed to trace the account number, but Natwest / RBS just say I've never had PPI and unless I can produce a statement which shows a PPI premium (which I can't) then they can't go any further. They suggested I did…
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Lloyds PPI calculations
Could anyone please advise me.... I placed a claim for a loan I took out in 1995 which Lloyds confirmed I had PPI on and they have made a concessionary offer as they say they now can find no details but admit I had PPI on it?? I have now found the original documentation and I had PPI amounting to £2048 on my £10,000 loan…
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Halifax second rejection
Hi all, Just after a little bit of help, I tried to reclaim the PPI from my husbands Halifax credit card last year but they rejected the claim, after watching Martin :money: recently talking about PPI and how the Halifax seem to be just rejecting all claims and to go to the ombudsman I re-sent the complaint letter to…
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Alianace and Leicster
I had PPI with A&L on a credit card. MBNA took over the credit card when A&L was sold to Santander. I no longer have the account number for the A&L account and Santander are being very difficult if not impossible to deal with. I wrote to the recordes department of A&L to see if they still had the account but no such luck.…
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Lloyds ppi, worth the wait
I made one phonecall to Lloyds ppi claimline last October. They found 4 loans, I had no paperwork for any of them. I have recieved just over £12,000!!!!!! The moral of this story is, NEVER give up. It's taken 10 months, but, we got there in the end :j:j:j
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Does anyone know how Barclaycard........
.......were selling their PPI in the early 90's please ? 1992 to be precise ? I'm pretty sure I never asked for PPI, and would like to make a claim but can't actually remember how it was sold, or if I was told I couldn't have the card without it. Would they have had an already ticked box on the form ? Filling in the FOS…
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Mortgage PPI
I took MPPI when I started a mortgage in 1995--this was recommended @ the time I also worked @ the same bank giving the mortgage--I think I was mis-sold MPPI as I was already covered for 12monthds sick pay & as a fairly new employee(joined Dec 1994) was unlikely to be made redundant DO I HAVE A CLAIM??????
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PPI HSBC after IVA
Hi. I took a loan out with Beneficial Finance (now HSBC) in 2007 and was "advised" to take PPI which I didn't need. In 2010 I started an IVA which included a debt to HSBC. In 2012 I was made redundant and used part of it to pay my IVA in full, my completion certificate states that Beneficial Finance will receive 100p in £…
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Halifax TMPP
I was sold TMPP over a phone by Halifax as a package when I purchased a property in February 2002. TMPP consisted of Mortgage Protection, Life Cover Benefit and Critical Illness Benefit and the only way for me to get a mortgage through them was to also get some sort of a cover through them (they suggested TMPP). I was self…
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PPi payout but bank has robbed me!😧
Hi, looking for a bit of advice, I have recently successfully claimed back ppi on some old loans, great I thought, until I received the letter informing me that they were keeping the lions share of it to settle an old loan that I had with them that was part of a DMP. The issue I have with it is that I settled with all my…
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Claiming back PPI - Questions...
Good evening, I've started to get the ball rolling regarding claiming mis sold PPI. I've registered with Experian and now have access to my credit history. I've had numerous loans and credit cards over the past 15 years but I did not keep any paperwork. Firstly, the report only goes back 6 years, how do I check back…
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confused on what to do next any help Please
Hi,I contacted hsbc in regard to ppi. The sent back a letter with two ppi policy numbers and dates and to make a long story short have given me an address to write to if I feel I want to complain. I'm obviously owed money as it went back to Jan 2000! I just have no idea how much I'm owed or what to do now any advise would…
