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FOS Upheld but bank have not responded
The FOS upheld my complaint and gave the Halifax 8 weeks to respond to the letter sent to them by the FOS . The FOS sent me a letter saying they are still waiting on a response from Halifax but I haven't heard anything from the Halifax and the 8 weeks to respond has now passed. What would normally happen next ?
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Nationwide / Multiple Loans PPI HELP please
Hi all, After ignoring all the CMC's regards PPI, I have just read an old letter from my bank I hadn't opened going back to June regards 3 loans I had with Nationwide Building Society. I have been reading up about PPI for an hour and I dont know if I was even mis-sold PPI. At the time it was a rushed decision on the phone…
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PPI claim dilema
Some months ago i was approached by a PPI claim company, who offered to recover PPI costs on a loan I had, after some time they rang me and said they could not proceed further, Recently I recieved a phone call from another company saying they had had my case passed to them ?. I have now had a letter from my bank offering…
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Reclaim PPI from TSB Trustcard account
Hi, I took out a TSB Trustcard credit card around 1987/8 and was paying a monthly fee for protection should I find myself out of work. Well in 1998/9, I did find myself out of work. I tried to make a claim and was told I couldn't as I was self-employed and therefor was not covered by the policy. I have since closed the…
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Virgin/MBNA PPI
Hi everyone. I have been contacted by MBNA about PPI i had on a Virgin credit card. I paid the card off in 2006, But never gave it a second thought that it may have had PPI on it. I have received a quiestionnaire, but i have a really bad memory. Im sure the vrigin card was applied for over the internet. But not certain.…
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Help needed with HSBC Cardholder Repayment Protection
Hello everyone, I recently put in a PPI claim for my credit card I started back in 2002. They have refused my claim. I scanned the letter but I cant post direct links as a new user but if you copy the links below it shows the 2 pages of the letter they sent me. imgur.com/7E98ZP2 imgur.com/a0pw59t If you've no time to copy…
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Refused PPI Reclaim - Last year
I wrote to Lloyds TSB last year in respect to the PPI I was being charged on my credit card for many years because I never recall it being explained to me or signing anything at the time. I received a letter back from them refusing my claim (they weren't able to provide any paperwork with my signature on either) which I…
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Mbna money back credit card claim
Hi hope this post is in the right section to help people.. I sent a Subject access request for a credit card I had back in 19999 I thought It was a A+L card that had been taken over by Santander Grrrrr. I received the information back which didn't include the credit agreement. 3months after and today I received in the post…
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CCP mis-selling
I read an article in Daily Mail with regard to the mis-selling of card and identity protection policies by CCP through some banks. Can anybody help?
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PPI advise
I have been mis-sold ppi from First Plus. Here is the details can someone help me work out what I should be due Loan amount - 32000 Insurance Premium - 6377.60 Length of loan - 20 years Rebate at early settlement of Insurance of 610.77. So total paid at settlement in PPI was 5766.83 Loan commenced in March 1999. Settled…
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Hsbc no record found
Hi All, I sent the form off to my bank from this site and put my account number of the loan and ppi form that they gave me when I took the loan out. They got back to me and said they could not find that account any where on their records as they only keep them 6 years. Unless I can send the PPI form and the bank payments…
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Questionaire and refinanced loans
Hiya I've have received copies of my loan statements including the PPI amounts. I have refinanced my loan 3 times - the first 2 loans including PPI, I had the sense to cancel on the final re loan. Can you tell me when I complete the questionaire to send to my lender, do I need to complete one form per loan agreement or…
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Decreasing Term Assurance
Sorry if this has been covered elsewhere but can someone explain Decreasing Term Assurance. I seem to have paid this on a Barclays Personal Cover plan on a remortgage and it seems to have died a death. Is there any value on maturity, it matured in 2010,and I have received no correspondence whatsoever ? Thanks
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Barclays paid out, but not on what i claimed for
Had the weirdest day of my life. Claimed against Barclays 6 weeks ago, and bingo in just 6 weeks got an upheld claim and money in the bank. But I realised it was at least half what I knew we paid, for unemployment cover on a mortgage dating back to early 1990's. We were self employed at the time. I have no records at all…
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question on behalf of my Dad
Hi My dad was sold an endvoement policy when took his mortgage is that not PPI issue as did contact the mortgage company and the said to contact the sales rep who sold the but he may be sorry to say six feet under or gone abroad Is it not the responsibility of the company
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claiming PPI
Hi, could someone help? I am thinking to claim PPI myself but my husband is adamant that if we do it ourselves the bank will not tell us the correct amount. We are not sure if there is anything to claim so turned to Fast track but they want quite a lot of money. I am pretty sure the bank will have to tell us the correct…
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PPI Admin charges
I started a claim for PPI last year through PPI claim back (Investor Compensation). It has been ongoing for nearly a year and i have received some money for a loan i took out when i was 18. However i have received letters saying that they were unable to proceed with a few of my claims because i had not returned the…
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ppi reclaim with no details??
I'm new to all this and have never really been the claiming type but have recently been thinking "why not!".. Can anybody tell me whether or not its possible to get the ball rolling on a ppi claim with practically no details at all?. In the past i have had current accounts, loans, credit cards and mortgages with Natwest…
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PPI Claim with HSBC
A bit of background I was in an IVA many moons ago way back in 2004 which I ended after just a year. I recently made a claim with HSBC for PPI reclaim they have replied back stating that: Our records show that you have entered into and IVA. Whilst you have given consent, without reviewing the terms of the IVA, we have no…
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Nationwide - PPI included in the interest rate?
Just had a call from a claim company about PPI (again)... Told them - never had PPI They said because I had. because .. I had a Nationwide mortgage for a few years (now paid off). (We had a meeting with an adviser about PPI...they wouldn't give it to me (health issues) but did for my partner - for a very small amount and…
