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PPI is getting on my nerves!!
I tried to claim for PPi mis-selling from NatWest ages ago, but they kept fobbing me off - sending info I didn't understand. They wouldn't send me a policy number for any of the loans I'd had with them. I took it out in 2002 but have no details about it at all. Am I too late to keep trying to get money back from them? I'm…
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PPI and Mortgage Payment Protection are they one and the same
Hi, new on here and in need of help and advice. I found out 8 weeks ago that the policy I thought was life insurance and have been paying for the last 8 years is in fact mortgage payment protection. I took out a new mortgage at that time and was advised that a condition of the mortgage was that I needed building and…
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PPI, what to do now?
Can anybody help me? I have all the account numbers of the accounts that I have been sold PPI with, But I am unsure of what to do now. I am aware that Martin has some excellent templates for letters etc, but I get so confused. Do I contact the bank with individual account numbers or can I do it en block? Or do I go to the…
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Vivid Loans
Hi I was wondering if you could help me, I to had a loan with vivid loans back in the late 90`s (around 98/99) but am struggling to find out who they are. The FOS have told me that the company Clydesdale/Yorkshire Bank have done a research and have told me they have no records at all of my loan (even going back to the…
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RBS Offer but no interest
Hi Guys Just had an offer off RBS for ppi dating back to the early 1990s,but they are offering the sum of premiums paid in ,but no interest will be added.I have spoken with them but the lady I spoke to said I was not entitled to interest? Therefore should I accept their offer or go to the FOS and hope interest may be…
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Can you claim bank charges twice?
a few years back i successfully claimed my ppi from my loan and charges from 2 credit cards. I cant remember if i claimed the bank charges, does anyone know what will happen if i claim them again and have already claimed?
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Can/Will the FOS reduce my offer?
Hi guys/gals, Hope you can offer advice I have claimed PPI back from Lloydstsb and have had an offer back. I did a Sar and got the relevant info re the loans i have had over the years, Most had no PPi so thats fine, I have had 2 with PPI, On the letter i got it said re mis selling, 1 was partly upheld and one was defended,…
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ppi claim
Hi, I telephoned NRAM to try and claimback mis-sold PPI. I was not asked any questions only the policy numbers (which I had obtained by phoning Pinnicle). I was told that I would hear soon. After 4 weeks I heard nothing so I telephoned and was told that head office were looking at my complaint and to wait 8 weeks from the…
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PPI Letter from Natwest Bank
I had received a letter from Natwest saying that I may have been mis-sold PPI on 5 different loan accounts dating from 2004-2010. I wasn't even aware that I had ever taken out PPI?? I am meant to complete a questionnaire but I am struggling as it was so long ago that it is hard to recall the details. I don't have any…
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Lloyds ppi payout
Hi, I wonder if anyone could advise me please. I noticed yesterday that £5560 has been payed into my account for a claim on a credit card. As yet I have not received a letter so it was a bit of a surprise! I have spoken to Lloyds this morning who gave me a breakdown of £4022 for the ppi and 8% interest being £1638. From…
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First Plus and Freedom Finance
We took out a First Plus loan brokered by Freedom Finance who are no longer trading. When we took out the loan we were told by Freedom Finance that in order to have the loan we must take out PPI which we did and subsequently reclaimed after 5 years. We were under the impression that PPI would then cease. Recently I…
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Help with claim reasons
Hi guys, I've been considering claiming ppi for awhile and today I just received a letter in the post from the bank saying I took a loan with them during a certain period and they supplied ppi forms. I'm trying to work out if I have grounds for mis selling. I took a car loan for £7000 in 2008 (ended up repaying £9300 in…
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Barclays reclaiming advice please.
Hello there, I hope someone will be able to give me some advice. I took out a loan in 2008 and only recently found out, when the loan term ended that I'd been paying PPI. I didn't want and recall very clearly saying that I didn't want PPI when i went to discuss this at the branch, I was employed by the local authority and…
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Powerhouse Electrics
I purchased several items from Powerhouse on which I think I may have inadvertently paid PPI. The company have since gone into liquidation but I would like to know who they did their finance through, or how I can find out about this please. Can anybody help me?
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Had goodwill offer but not sure if correct...please help!
Hi So this is probably a silly question but I can't find the answer here:o I've been offered a couple of hundred for my PPI claim as a goodwill offer (no acceptance of liability). My claim was for a chain of loans of which I'm pretty sure I had PPI on only the 1st, which I believe I cancelled the PPI on within 6 months of…
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AM EX PPI WAS I missold help
Hi I'm looking for advice I recently sent a sar to Am Ex, They duly sent all information held. In 2001 I applied for a Blue credit card and was accepted. In the agreement they sent back it shows down one side all the benefits of the card including payment protection.under my signature there is a very small paragraph which…
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PPI paid to aviva
Hi, I was hoping someone could clear something up for me, I just received a letter from my bank informing me they had upheld my complaint and as such owe me £1300 as the insurance was to some degree not suitable but the insurance did pay out when I had a life changing accident and paid off the loan to the sum of £2800 so…
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When did PPI stop being added to accounts?
I was recently told that the government stopped companies adding PPI to accounts in 2011 sometime. Is this true? I don't want to try to claim for mis-sold PPI if the account isn't old enough Thanks Gilly
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Northern Rock Again
I have recieved letters from NRAM saying I am due compensation for unstated interest rate issues, not certain what they mean. I had a mortgage with them in June 2002 of 54k, made up of a 36k secured loan and a 18k unsecured loan. I have since redeemed the loans in September 2011 and went to a more reputable bank and got a…
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Egg Card CRP claim
Hi there. Have just come across a letter from Egg confirming that I cancelled CRP on my credit card in 2007, so I am going to try to reclaim due to misselling (personal circumstances). Don't know that its much but worth a go, I think. I have one question: Should I request a SAR before sending in my complaint? I have…
