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SAR Recieved... What next?
Hey guys I requested a SAR from Barclaycard a few weeks back and its finally come through this morning :eek:. I have several documents including all statement copies, a run down of correspondence (phone calls e.t.c.) and a couple of letters chasing a missed payment. Nothing really stands out in terms of PPI charges, where…
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PPI Claiming
Hi, I successfully reclaimed my PPI on a Lombard Direct loan some 3 years ago (it took around 2 years to get it back!) and now I'm just wondering about the older loans and credit cards I have had. What is the time limit (if any) I have to make these claims? Is it from taking out the policy or from the policy ending? I've…
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Bank cancelled PPI in error
Hi my bank cancelled my PPI in error which I only found out when i was made redundant and tried to claim, they have said it was their error but are dragging their heels and my credit rating is now rubbish and dont know what to do to hurry them and get compensation for all delays and other creditors, so far this has taken…
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Ppi help!!!!!!!!!! Please!!!!!!!!!!!!!!!!!!!!!!!
I am trying to start looking into claiming back PPI was going to go to a management company ( I hear you a screaming no do it yourself) my problem is i can not remember all details and in cases the actual lender, all i read is get credit report i have done this but it only goes back 6 years which is no good as alot go back…
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Alliance-leicester ppi
Hi looking for advice I finally received my loan agreement for a loan taken out with A&L September 2005 I cant remember if I applied for the loan online or by phone. I remember phoning for advice on PPI and it was recommended but think I completed the application on line , and when I received the paperwork that was sent in…
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Help! Welcome Car Finance
OK, so I used a 3rd party company to reclaim PPI from Welcome Car Finance. I got a phine call to say that the FCSC ahd agreed that I was owed £425 (minus £150 charges for the 3rd party comp.). However, as WCF was claiming that I owed them a total of £996 that with the £425 removed I still owed them £571. I pointed out that…
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Sold Debt: who to claim from
Hi Topman account 1997-2009 with GE Money. Arrears = account sold twice. Account paid now. Noticed on old statements payment insurance, which is a % of the outstanding balance automatically added. To whom should I address my claim? GE, Santander (who now own all Topman accounts apparently, but didn't at the time mine was…
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Prudential Pension
Hi I have a pension with Prudential that was due to end this August, they wrote to me asking for proof of my last addresses and policy number, there was no other information with this request. I sent them the details they required assuming as it stated it was so they could ensure they where dishing out my payment to the…
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Barclaycard PPI via Small Claims Court
I recently made claims to both Barclaycard and LLoyds TSB relating to mis-sold PPI on credit card agreements I had with them. In the case of Barclaycard, I made 2 separate claims as I also had an Egg card. In relation to both the Egg claim and the Lloyds claim, my claim was upheld and they duly compensated me. However, in…
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Do you have to accept there first offer?
Just wondering if to accept there initial offer. Would the amount change of is that all they would offer?
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RBS/Mint
Hi all, could I have your thoughts please, I had a RBS Advanta, which changed to a MINT credit card, on the application form, which was a mailshot leaflet. On the PPI section it said "Payment protection insurance is designed to protect your RBS Advanta Card payments in the event of death, accident, sickness or involuntary…
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RBS PPI Offer Success
Hello All After posting a thread on here a couple of months ago asking for advice ( as I had previously won PPI 6 years ago ) on whether i could claim again only after finding out the loans I had were indeed all separate account numbers. These were all dating back to 1999 - 2006 and they were all re-finacing loans (…
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Mortgage PPI claim
OK so I know from reading some of the treads on here that Mortgage PPI claims are rarely accepted so i'm looking for a little clarity on my case. Back in 2000 (aged 21 newlywed and pregnant) OH and I applied for a mortgage with our bank and were declined and recommended to an independent mortgage advisor who found us a…
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Llyods PPI Advice Needed
Hi All My father-in-Law took out a loan from Llyods in 2005 and has only just realised that he had PPI. I've asked him whether or not PPI was explained to him at the time and he can't remember. He can't remember if they advised him about it or even mentioned it to him at all. All he can say is he's positive that had they…
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Missold Insurance on Bank Accounts
I have been paying £15 per month for my bank account for a few years. However I have only ever used the travel insurance, which I believe the bank are aware of as I have been with my bank for at least 30 years or more. I don't remember if it was missold to me. Where do I stand with regard to reclaiming this. Last year I…
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Natwest write to me about PPI- I have questions
Hi, I got a letter from Natwest about PPI. It gave me details of the loans, some examples of reasons I could have been mis-sold and a form to fill in to lodge a complaint. The only thing is that because it was so long ago (the oldest loan is 9 years ago) I can't really remember a lot of detail, can I still lodge a…
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PPI complaint with Llyods TSB
Hello, looking for some advice - Llyods TSB have left me very confused and frustrated... Sent credit card PPI complaint questionnaire to them April 2012 and had no response, contacted them by phone to be told they had received nothing?? So sent the form again a few months later and again no response and told again by their…
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Starting multiple claims. Quick questions..
I'm just beginning a claim on PPI from several loans from a very long time ago. This action was suggested to me by the bank in question. (The account has been closed long ago) All I have been able to obtain from them, info-wise, is the account numbers for the loans and four PPI product numbers. Do I need make a seperate…
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Ppi help-bank want to pay ppi to settled loan not me??
I put in a claim to nationwide for mid sold ppi which has been accepted. In the letter they said that any payment will go to the outstanding balance on the loan, which was settled 3 years ago! I had the loan on a debt management plan and offered them a full and final settlement amount which they accepted and on my credit…
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HELP -Barclays want proof of savings for PPI Claim
hi can anyone advise me I have an ongoing claim for mis-sold PPI with Barclaycard, I was advised it would strengthen my application over the phone and when the form was sent to me it was partially completed by them, there was a box that was pre-ticked that said Yes I want PPI protection (I did not tick it). there was no…
