PPI Claiming

RichPyke

Hi,

I successfully reclaimed my PPI on a Lombard Direct loan some 3 years ago (it took around 2 years to get it back!) and now I'm just wondering about the older loans and credit cards I have had.

What is the time limit (if any) I have to make these claims? Is it from taking out the policy or from the policy ending? I've always had PPI on my loans, some I asked for it however believe these are mis-sold since the policy wasn't explained to me or even valid (I've been self employed for a while), and also because the front loaded interest wasn't explained either.

Also, I do not have any policy documents, account numbers etc. for some of the loans, specifically my Egg loan. Are Egg still around? Would this just be a case of writing to them and asking for information they hold about me?

Also, the other one which concerns me is the "Household Bank" which changed it's name about 3 times while I had that "loan" (which turned out to be a credit card not a loan). Could I get the PPI on that back?

I appreciate that a lot, if not all of my questions have probably been answered already however I searched but there was just too much to get through so hope some nice person (or people) will either point me to the right topics or answer the questions posed

Many thanks in advance.

-taff

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance


there is no time limit as long as there is documentaiton.
Some lenders weren't regulated before January 2005 or brokers before 2004.