📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Missold Insurance on Bank Accounts

I have been paying £15 per month for my bank account for a few years. However I have only ever used the travel insurance, which I believe the bank are aware of as I have been with my bank for at least 30 years or more. I don't remember if it was missold to me. Where do I stand with regard to reclaiming this. Last year I reclaimed the PPI I was being charged on my account.

Help please
Butterfly 58

Comments

  • dunstonh
    dunstonh Posts: 119,812 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If you dont remember if it was mis-sold to you then why would you want to complain about it being mis-sold?
    If you have used the package then why do you think you should get a refund?

    Packaged accounts were not available 30 years ago. They started in the 90s.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • -taff
    -taff Posts: 15,376 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are not entitled to reclaim anything. You can however make a complaint.
    http://www.moneysavingexpert.com/reclaim/reclaim-packaged-bank-accounts
    Non me fac calcitrare tuum culi
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.