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Overdraft protection fees claim back?????
Please please help me with a little advice. For many many years I've been unbelievably laid back when it comes to finances and very rarely check the in and outs of my bank account. However like everyone else in the uk I'm really beginning to feel the pinch . So I've took upon myself to start trying to save money. Stopped…
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Should I have had extra interest paid
I have just received a refund, however, the figures were sent out to me in September 2011 but I never received them . I have now just had a payment made but it was the offer from 2011. The card is still current and they were taking ppi payments out until September 2012. So should I have had an extra years interest on the…
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claiming back ppi help please
hi ev1 new here today and after a little info please wondering if i can claim bk ppi i was missold but dont no any account nos, am now with a dmp which i finish in next 6 mnth (finally) but the bank acc which i was paying my debts off has been closed, im going to go to branch for more info though, dont no if i will get…
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need a phone number please
Hello friends does any one have a phone number for providian cards any help please and is the bank still going?
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Dfs?
Hi, I have been having a clear out and found a DFS agreement from August 2007 for a sofa and noticed that they have added PPI onto it without asking us and we have not ticked the box for it. Also, I have income protection insurance and this was in place at the time. Is it possible to do anything about this with it being so…
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Management Company negligence lost me money
Over 2 years ago I claimed using a Claims management company who seemed to know what they were doing. But I have been lied to and due to them not sending the information required by the ombudsmen within the 6 month timetable I cannot make my claim. I have lost approx £7k. is this negligence and does this breach the…
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IVA & PPI Money back no-no
Can anyone help?? I've been told today that with 2 months to go in my IVA; I have to sign a power of attorney for the supervisor to claim back any PPI that was mis-sold to pay my creditors the remaining debt after my current IVA is finished. Is this allowed to happen? When I signed the IVA I was told it was for 60 months…
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Can we claim?
I am posting on behalf of a family member who had PPI added to a personal loan with Lloyds TSB some 8 years ago. The PPI was around £5k. I queried this with the Bank myself at the time (after I found out about it!) as my family member was on Benefits (DLA), lived in a council property, was never able to work again because…
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Blue Sky Finance / Swift Advances PPI
In 2004 I took out a loan with swift advances through blue sky personal finance, with the loan being settled in 2007. First of all is 2004 too far back to make a claim? Has anyone had any experience of claiming through blue sky finance? The original paperwork I have lists their address as Cardiff, having done a quick…
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Ppi redcats query
Hi wonder if anyone can give some advice please? I have a La Redoute account spanning at least 10 years. I have had no balance on the account since 2005. However I do remember paying charges monthly over and above interest. Having found my customer number I contacted La Redoute requesting my original credit agreement…
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PPI on a business loan
I am asking on behalf of a relative whether or not he can claim for mis selling of PPI on his business loan. In 1996 he took over an existing business. He was to be self employed and got a £10,000 loan with Nat West. He was told at the time he had to take out the PPI as he would not get the loan and that if he came out of…
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Peugeot finance credit protection insurance
Hi Just going through my paperwork and found all the documentation for the finance of a car I bought in 2003. Had a look through it and I have credit protection insurance which I cannot remember agreeing to or signing up to. It worked out at £12.04 per month and was for 48 months. 2 questions - anyone had any dealings with…
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PPI included in "transactions" on statement
Hi, I know a lot of people are saying that PPI would clearly show up as a separate payment on credit card statements but I read the small print of my Halifax 1 card and it says that transactions could include any insurance payments? Could this be PPI?
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Too old a PPI claim?
Hi all, I'm not sure I have much of a chance with this one, I took out a Loan that ran from Sept 1999 to Aug 2002 (finance via a Car manufacturer) and cannot find the account number and I no longer have the bank statements. I suspect there's not much hope for me being able to claim but could anyone confirm this? Thanks
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ppi Claim handling company
A friend called me last night to say that a ppi handling company had cold called her by telephone yesterday and that the were coming today at lunch time for her to sign the paperwork, and requested that I popped round. The agent arrived, gave an A4 sized paper with the T&C's which included their fee of 29% - does this all…
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Can I claim?
Hi everyone Just after some advice please. I was speaking to my brother in law at the weekend about how he had made a claim back againt lloyds for missold PPI. My Credit card statement came yesterday and thought I would have a proper look through it after the conversation and on there it says that I am paying for PPI. I…
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ppi on furniture?
Hi all I'm not sure if this has been covered already but I'm new to the forum. I'm pretty sure I have ppi on my sofas is this possible if so does anyone know how to claim this baby ? Many thanks x
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MSE News: Lloyds fined £4.3 million over PPI delays
"Lloyds Banking Group has been fined £4.3m for delays in paying out mis-sold PPI to more than 140,000 victims..." Read the full story: Lloyds fined £4.3 million over PPI delays Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
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Help! Ppi submitted to lloyds dec 2011 - still no decision!!!!
I submitted my claim to Lloyds TSB in December 2011. After several phone calls and e mails they confirmed it was on their system and was being dealt with. In June 2012 after getting nowhere! I telephoned to be advised that my claim HAD NOT BEEN RECEIVED!!! I submitted a further claim in June 2012 and each time I telephone…
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Is it worth going down the PPI route for me?
Have been feeling a bit skint since our wedding a couple of months ago, I started wondering about PPI. Now though, having read the FAQs, I'm not sure the effort is going to be worth it. The 6 years "limit" is my main concern. In the last 6+ years, as I work for a FS company and get staff rates, pretty much all my lending…
