claiming back ppi help please

z1mba

hi ev1
new here today and after a little info please
wondering if i can claim bk ppi i was missold but dont no any account nos, am now with a dmp which i finish in next 6 mnth (finally) but the bank acc which i was paying my debts off has been closed, im going to go to branch for more info though, dont no if i will get any.
i hv done a credit check and on it are mbna credit card and an egg card both of which i had insurance with just wondering if theres anything i can do as egg is now yorkshire n they not dealing with any ppi claims from them.
got myself into a lot of trouble with these banks and lenders couldnt afford repayments but kept giving me more but nearly threw other side will be nice to finally have my life back!!! ha x
probably wasting my time :j
thanks in advance

Stupid_Question

You can, any compensation you receive will first go towards any amounts written off due your DMP though.

-taff

http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance
but don't bother asking for T&Cs on closed accounts and any potential redress can be applied against any amount that was written off your original debt.

z1mba

Thanks for replies been helpful read that egg has been taken over by barclaycard so I will try ringing them in morn,
I understand that anything I do get will have to go towards my debts which is good as I pay off sooner,
Got told I needed it as I was more likely to be approved if I had it can only try
Thanks again x

-taff

Barclaycard only took over active accounts, so if yours was finished by then, you need to contact egg at canada square or derby.
Egg mostly sold online or by post so are you sure you spoke to someone?

z1mba

Hi Ty 4 reply
Oh ok I must be getting mixed up with others I took out had that many didn't no we're I was up to lol
Ok I will leave it seems like a waste of time but thanks for ev1s response x

bigbangfan

Just my opinion but If you think you paid for it then claim for it! Even if you go through a claims company you will still get 75% of what you said goodbye to years ago. There are a lot of people on here that seem to be dead against PPI claimants who have obviously worked for banks in the past but don't let them put you off claiming. You have nothing to lose...claim..claim..claim!!!!

lippy1923

bigbangfan wrote: »

Just my opinion but If you think you paid for it then claim for it! Even if you go through a claims company you will still get 75% of what you said goodbye to years ago. There are a lot of people on here that seem to be dead against PPI claimants who have obviously worked for banks in the past but don't let them put you off claiming. You have nothing to lose...claim..claim..claim!!!!

OP ignore this. This poster just seems to put up the same unhelpful post telling people to use claim companies. If you had PPI and believe it was mis-sold/have a valid reason, put a complaint in yourself. Don't let a CMC post your claim for you and charge you for the privilege.

amersall

And please press the spam button x