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Ppi redcats query
lmce
Posts: 1 Newbie
Hi wonder if anyone can give some advice please? I have a La Redoute account spanning at least 10 years. I have had no balance on the account since 2005. However I do remember paying charges monthly over and above interest. Having found my customer number I contacted La Redoute requesting my original credit agreement and/or statements. They have now responded to say
"I write in response to your query regarding the Total Cover insurance.
From checking our records I can see that you paid a total of £6.82 Total Cover from February 2004 - April 2004."
Im sure I paid more than this for longer. Is it worthwhile sending a SARs letter?
Any help is appreciated
"I write in response to your query regarding the Total Cover insurance.
From checking our records I can see that you paid a total of £6.82 Total Cover from February 2004 - April 2004."
Im sure I paid more than this for longer. Is it worthwhile sending a SARs letter?
Any help is appreciated
0
Comments
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Only if you want to spend £10 to see if they still have any records from a company that weren't regulated pre January 2005.Non me fac calcitrare tuum culi0
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Is it worthwhile sending a SARs letter?
Or to put that another way, is it worth spending £10 when the total payout, if your complaint gets upheld, is £20.46. And as mentioned above, its pre 2005 which means if the company wasnt regulated previously, they dont even have to consider your complaint.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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