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Lloyds TSB Credit card PPI
Just had a phone call with Lloyds PPI line about the PPI i'm paying on my credit card. The lady took all my info (explained that 9 years ago i had an appt in my local branch and was sold a credit card with PPI which i had to have to get the credit card). She took all that info, the call lasted no longer than 2 minutes, and…
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Picture Finance PPI
Wondering if someone can help? I took out a secured picture finance loan some years ago, it was in joint names with my husband. At the time, i was told that it would help me get the loan if either me or my husband took out PPI. The guy recommended my husband as he had been working at his current job the least amount of…
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Help please! Abbey Life, claims management companies, Living Insurance, claims.
Hi all, I would really appreciate any help on the below please. Yesterday, rather out of the blue, my father received a call from a family friend. I understand that the family friend previously brokered/arranged some insurance policy for my father with Abbey Life. This was way back in the 1980's, and my father can only…
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EGG PPI - loan success but credit card failure!
I recently sent PPI claims off in respect of my Egg loan and Credit card. The loan one was dealt with by Canada Square Operations and the Credit Card by Barclaycard (who took over active Egg credit cards.) I'm pleased to say that Canada Square have agreed to pay up on the loan front, however when I rang Barclays today to…
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Advice Needed Re Non-Response of Lloyds TSB
I’d be very grateful to receive any constructive advice I can on this. I apologise up front that this is quite a long post! In 2002, both my parents fell ill at the same time: my father is a quadriplegic and my mother suffered from senile dementia. I ran (run) my own business from home. In 2004, I decided to sell my flat…
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EGG ppi success, but half payout being held back!
Hi everyone. I have today received a letter from Canada Square Operations agreeing to pay out for missold ppi, yay!:) Sadly, despite it being me alone paying the loan and associated premiums and monies coming out of my personal account, the agreement was in joint names with my Ex (I couldn't borrow the money I wanted on my…
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PPI refused - should I take this further?
I have recent received a reply from Santander who have taken over the Tricity Finance PPI claims. They admit that the insurance was taken out when the account was opened in 2002 but that they had no requirement to record the sales process and therefore have now way of knowing what took place when the insurance was taken.…
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Halifax Mppi
I have recieved my documents from Halifax that i was paying MPPi on my mortgage from September 2005 until July 2010. I was only paying the life cover part of this. I wanted some advice if it would be worth putting in a missold claim on this. The house i was buying was being sold by halifax estate agency, i saw their…
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New PPI Evidence - Lloyds TSB
Summary of PPI Complaint. PPI Premium for 60 months with the "Optional Loan Protection" and "Premium Advanced as part of loan" both pre-ticked. I have had two letters from Lloyds TSB that they are unable to agree my complaint. The second letter states that should I wish to contact them use the number at the top of the page…
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Multiple PPI Claims
I currently have 2 PPI claims under review with the same lender. One policy was on a loan that has been fully settled & the other policy is still running on a credit card which is currently in arrears. Assuming both claims were successful, obviously I would expect any compensation from the credit card agreement to be…
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Advice needed re Mbna ppi claim
Hi I am looking for advice regarding Mbna ppi claim. We have a credit card which was took out in 1998 and we have always had a balance on it, we still have it now. We put in a ppi claim, which they rejected, so went through FOS, who agreed with us and told mbna to pay us back . Anyway we have just had an offer for £2700,…
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FOS - Barclaycard (Egg)
I have had a letter from FOS stating that Barclaycard would like to make an offer to settle my complaint. Would this mean that Barclaycard are admitting i was mis-sold PPI or is this a good will gesture? Just to let people know I took out an Egg card online in 2001 via the internet. I tried to claim my PPI back through…
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MSE News: PPI reclaiming bill now tops £8.4 billion
"£360 million was paid out to victims of PPI mis-selling last December, taking the total to £8.4 billion, the FSA says..." Read the full story: PPI reclaiming bill now tops £8.4 billion Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Capital One PPI rejection
Hello, I have recently had a letter back from capital one saying that i did have PPI on my credit card, but as I applied online and ticked a box saying I accepted it then I have no case for wrongful selling. At the time I was in part time work and only 21 and didn't check these things properly; and as I had it on my…
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BOS Refused claim please help !!
Hi, Hope someone can help me in what to do next with PPI Claim !! I telephoned BOS to complain about my PPI on my preference account card, I have now received a letter from them that they are unable to uphold my complaint. I explained during my telephone call 1. I was not advised of the main features, exclusions or…
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help .. reclaiming critical illness/mortgage protection
Can anyone advise me please... I purchased a house in 1996 and took out n endownmennt mortgage that is still running. I have also been paying a for a critical illness policy whch was sold at the same time bu the same advisor, and was tld I had to ake this out in order to get the mortgage. Are these not more or less the…
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morgan stanley ppi reclaim
Hi, I believe I've been mis-sold PPI on a morgan stanley credit card from 2003-2005 I have completed a questionnaire along with copies of statements and sent it to Morgan Stanley (Dec 2012) but heard nothing back. I know they've now sold the business (ultimately to Barclay card), but I wasn't a customer at the time of the…
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PPI on old Lloyds Loans
Hi, can anyone help or give me some advise please. I have recently started looking into whether or not I have had PPI added to any old loans or credit cards. My husband and I sent letters to Lloyds showing a list of loan account numbers and asked if they could confirm if PPI had been included. They asked us to send £10…
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AA loan..PPI reclaim?
about 9 years ago we took out a loan for £5,000 that we than upped a year later to £10,000 from AA. we had to pay PPI as part of that. About 3 years into the 7 year term we took out another loan with sainsburys bank, paid off the origional loan but this loan didnt have PPI. Can i claim PPI back from AA even though they…
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Mortgage protection policy
Can anyone help me with a quiery regarding mortgage protection policy. When I took out a mortgage I was told this was compulsory. It wasn't for payment protection in case of redundancy etc but life insurance. I paid this monthly for the 10 year of the mortgage, when I sold the property and became mortgage-free. Is it…
