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Possibly stoopid PPI question
Hi all, I am about to start the PPI reclaiming process for my old Barclaycard. I don't have a copy of the old T&Cs so I will need to write and ask for them. I was actually 'sold' the Barclaycard when I was in my local branch of Barclays - my question is: should I write to Barclaycard or Barclays to request T&Cs (and then…
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paying for terms and conditions
Hello everyone This could be a stupid question,but I am writing to 2 banks for terms and conditions of credit cards I got with them .the hints page says send a cheque for £1 to speed things up a bit but who would i make the cheques payable to please.The banks concerned are MBNA and Barclaycard,if that makes a difference.…
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Nationwide - refund on conditions only
I put in a claim with Nationwide for repayment of PPI on a loan I took out beginning of 2003. They have offered a refund of £3,565.20 plus 8% interest per year on the condition that I provide them with evidence that I have worked as a temporary worker at the time of taking the loan. I have given them all the documentation…
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egg and IF loan forms
can any one please tell me if theirs any on line forms for egg loans and IF loans or do i write them a letter stating my account numbers , both loans have closed as they where both a consilation loans , if i have to write to them , can you please tell me where to thankyou
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Redundancy Insurance
Hi all Have a question for the experts out there :) This is a bit complicated but I'll try to explain. When we took out a loan on the house, we effectively re mortgaged. Upon doing so we were told that we 'had' to take out redundancy insurance which we did. However going back 3 years ago, we had reason to possibly make a…
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ppi
hi new to site just got a question to ask, my wife had a car loan a few years ago which she also had ppi i think it was missold due to the fact that it was not a separate insurance but was added to the the actual loan so she would in theory pay more interest etc on the loan dfo you think she would have a claim?
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PPI - Nationwide - Finding out terms and policy
My Dad had a large mortgage with Nationwide about 10 years ago and cannot remember any details about it or have any paperwork. Is there a default letter/layout to send them to get them to send a copy of the policy and what they gave him etc. Is there anything I need to be aware of. I could not find any mention of PPI…
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Overdraft Loanguard Insurance RBS
Would this type of insurance be classed in the categories you can claim against. My husband is self-employed and therefore cannot claim and I have been registered disabled and unable to work for 5 years now. This insurance is still being paid. I have claimed against it some years ago, when I first fell ill. anyone any…
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Critical Illness cover on mortgage ISA?
hi, I took out an ISAs back in 2000 to be used like an endowment to pay back my mortgage. I've been paying into it each month since then but have subsequently changed to repayment mortgage and have been keeping the ISA as a savings vehicle for retirement. I've just noticed that I've been paying Critical Illness cover on…
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Natwest PPI
Hi, I am hoping somebody will be able to help me, In June 2003 i took out a loan with natwest, I was told that unless i took out the ppi i wouldn't get the loan so I did, I was given a copy of the credit agreement documents after my application was sucessful (that i still have now) although the printer ink had almost ran…
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ppi. wasnt in employment, help please
hi, my partner is claiming back his ppi. we were going through the paperwork today-we have had original copy sent.The box for ppi is simply a tick box with yes or no, no real details are listed beside it, anyway, he had the yes box ticked.HOWEVER on closer inspection we looked at the date and during this period he was…
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Can I claim? Egg Credit Card historical PPI
Hi all - I had a problem with Egg Credit cards around 2001 - 2003 - I noticed back then that they were charging me PPI on my account when I had expressly and deliberately not requested it when I took out the card. When I challenged them about it on the phone back then, they said I had agreed to it over the phone (which I…
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PPI & other insurance
1. can i reclaim the PPI and other insurances from banks & credit cards going back more than 6 years. 2. if i was made bankrupt will this cancel any return out 3. if my business is no longer running can i reclaim any PPI or other insurance
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Blemain Finance
Hi, I wrote a post earlier but lost it. I am new to this. I took out a secured loan in 2008 for 30000, with Blemain Finance. That was the amount that I recieved. The opening balance was a little over 35000. I repaid the loan when I sold the property in nov 2009 and the repaid balance was just over 38000. When I took out…
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Ppi!
Hi, I have had my mortgage with Cheltenham and Gloucester since 2002 and have been paying £10.50 per month PPI which I did not ask for at the time I took out the mortgage but it was added on so I assumed this was compulsory. Can I claim this back? If I can how would I go about doing this. Can anybody help?
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PPI Claim - Should I Use An Agency?
I've looked back through my financial records and I have had 4 credit cards, 1 store card and 4 loans.I don't know if all of them have PPI but I know that one of the loans did for definite as they told me that it would only be approved if I had it. Seeing as I don't know if all of them have PPI, some of them are now owned…
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What can I do?
Hi, I have never written on a forum before so please bear with me. I took out a secured loan in 2008 for 30000. That was the amount that I recieved. The opening balance was a little over 35000. I repaid the loan when I sold the property in nov 2009 and the repaid balance was just over 38000. When I took out the loan I know…
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To claim or not to claim? Abby/Santander
Hello all I had a loan in 2003 but can't remember if I had PPI on it or not. All I know about the loan is the start and end date, how much it was for and the last four digits of the policy number. Can I make a claim even if I don't know if I had PPI or indeed if it was mis-sold? Feels very cheeky! :rotfl: Thanks
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Welcome Finance
Hi I had a car loan with Welcome Finance which ran from approx 2004 - 2007. I complained to Welcome, who I think sent me a final response but I can't be sure. They declined to refund my charges back. At the time, I was working for the FOS so I didn't take it any further - I think out of embarrassment than anything else!…
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Will I receive all that has been offered?
Hi, I am currently in the middle of a PPI complaint and I have received a letter with an offer which i'm more than happy with...... The issue I have is that the account in question went into default and has only recently been "partially settled". I have confirmation that the said account has been closed etc. but on the…
