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PPI letters sent
I have sent ppi claim letter to London loans and ge money for mis sold insurance my husband is self employed and we were never given a chance to choose without ppi. Has anybody had refund from these I know one was for our mortgage and the other was a secured loan they were both payed off in full July 2007. Does anybody…
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claiming ppi interest
Hi all, I have a loan and ppi with first plus, when i took out the loan i told them i would sort my own insurance out but they told me i wont get a better deal than this as i will get my premiums back after 5 years if i dont make a claim which i didnt a have received my premiums back. what they didnt make clear to me is…
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Bank have overpaid me
My ex bank have sent me my PPI refund cheque twice. Although not the same amount, they are similar amounts as one cheque had slightly more interest added because of the time lapse. I have cashed this second cheque although I have transferred it to a different account where it can't be spent! How long do I have to wait…
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PPI Claim - refusal as company has new owners?
Hi all.. got my first response back from a ppi that was taken out but they state that i have 'addressed my complaint to the wrong people' as 'they did not own the company at the time of the purchase' but the company name is the same and still the same company no etc?... anyone know where i stand with this? are they just…
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Welcome Finance / Ucan car credit
Can anyone help me please? 4 years ago I financed a car through I thought Welcome Finance. However today when I decided to try and reclaim the PPI I was told that it was through Ucan car credit who no longer exist!!!! Bloody typical! Do I have a leg to stand on tying to claim? And who would I clim fom now? Would it be…
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First Plus/Freedom Finance pre 2005
I'm new to this so bear with me :S Any advice will be very helpful! In 2003 We obtained a secured loan with first Plus for £12,500. We were sold PPI of around £3000, which we were unaware of until we settled the loan in 2004. We repaid the full amount as well as the full PPI, we argued why we need to pay the PPI if we no…
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credit card PPI defaults
hi i claimed for PPI against my goldfish credit card. I ran into trouble with my cards and have since been on a repayment schedule. today they wrote and offered me £290 as compensation and have asked for my bank details so they can pay it into my account. My question is would they not just pay if off the balance that i…
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Query about ppi reclaiming...HELP!
Hi, I've asked this before but got no reply and I'm really hoping someone can help... I've filled in the fo questionnaire ready to send off to greenhill finance who arranged a loan for us with GE money, with ppi on. I checked the fo website last night and greenhill are listed as no longer Authorised, Can anyone tell me…
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FOS stats - PPI complaints rise but uphold rate drops significantly
http://www.moneymarketing.co.uk/regulation/renewed-surge-in-fos-ppi-complaints/1044500.article Complaints on PPI "surge" by 60%. However, the uphold rate at the FOS drops from 92% to 68%. The drop in the uphold rate suggests that genuine complaints are starting to be upheld without the need for the FOS and/or the FOS are…
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PPI Barclays
Help! I have requested section 78 which I have received. Barclays also wrote that they are unable to provide a copy of the credit agreement ( I asked for PPI agreement). I am over my credit limit, and have not used the card for several years, but because of PPI and interest and credit card charges, the debt keeps on…
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Should I do it?
I've been contacted by a company offering to help me claim my PPI back. They operate on no win no fee, but charge 25% on all winning claims. Is this a good offer? I would do it myself, but looking at it, there are about 9 companies I would like to open claims to. I also have little/ no information on the companies I want…
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Abbey/Santander mortgage PPI claim
Hi All, I am new to the forum but have been trawling the post for the past couple of weeks and you have all finally given me the confidence to claim for PPI after reading your stories. I plan to claim for 4 different PPI's. 1. For the first mortgage my husband and I had between 2005 and 2007 with Bank of Scotland. All I…
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2002 ppi claim with no documents!!!
Hi Really need advice, my mother and father took out a 10,000pound loan with Yorkshire Bank back in the 90's. When it was paid back they were offered it again and agreed, but the PPI box was ticked from the previous agreement and my father signed it regardless. In September 2002 my father died suddenly and in the…
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LifestyleProtect (Virgin Credit Card)
Good Morning, Some years ago I opened a Virgin credit card account. I was going through some old paperwork the other day and noticed on a statement that I was paying a lifestyleprotect insurance on the account (of around £50 a month). At the time of creation, I was never asked for insurance or if I did, never took it. Do…
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Tesco Laons through RBS
Hi, I'm looking to start trying to recalim some PPI on an old Tesco loan which I believe was through RBS. Does anyone know the address to contact them on. Thanks
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Mis sold NatWest PPI in credit cards 11+ years ago
Hello forum, When I first took out my NatWest Mastercard and Visa (joint account) in 2001 (approx) I was sold PPI without realising it. I was young and foolish at the time and didn't realise what it was. At the begining of 2004 I had realised it was somthing I didn't need but didn't understand where it had come from. I…
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Quick query re: agents
Hi, was sold a loan by Greenhill finance through GE money. Looks like it was front loaded with ppi. Anyway I've been advised that I need to send the fos questionnaire to Greenhill but when I checked for their address they are listed as ' no longer Authorised' What does this mean? Do I still send to Greenhill or should I go…
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Quick Question -Natwest
Hi all I have had numerous loans with Natwest over the years, so i wrote and asked for details of these loans. They have replied with all my details. The last 2 loans were as follows: Date opened 03/11/2004 Date Closed 29/06/2006 Loan amount: 21500 PPI Amount: 5268 Date opened 30/07/07 Date Closed 30/01/09 Loan amount:…
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virgin money /mbna
my wife paid a credit card off a while ago for the above firm. she now wants to reclaim ppi but doesnt have any paper work or account numbe ris there any way she can get this
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LLoyds TSB AND PPI RECLAIMING
HI I am sending of a new claim for front loaded PPI( I checked with them on the phone today). I refinanced a loan with Lloyds in 2008 that I had taken out in 2004 and was almost at the end of the term, my new loan has no PPI but the old one was front loaded. The cost was £1536.83 and when I refinanced I was apparently…
