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Success !
Hi, hope this is the correct forum ! Just to let you all know that after reading this forum, using the templates and keeping my fingers crossed I have just received a redress of over £22,000 for my Mis-selling of PPI complaint. Originally claimed for one loan from Barclays from 2006 - but they have re-funded all loans I…
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Northern Rock PPI
Hi I am new to this forum so forgive me if I seem a bit stupid. I have been reading posts and think I may have a claim to make but would value any advice given before I start off the process. I took out a £15,000 loan with Northern Rock - funds went into my account in Feb 2006. I can't find any paperwork so am only going…
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Iva
Hi, Are you able to claim back PPI if you have an IVA? Thanks!
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Getting rather fed up :-(
At what stage can I complain heres the first problem: we claimed back for PPI back in August I think it was and the bank said we will look into it. In October we got a letter saying we can have our money back however by the time we got the letter they had taken another load of money out so the quote was wrong. We rang up…
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time scale for ppi
hello mse after waiting 30 days since 16th dec for payment from bank of scotland i called them on monday and they now say its been made priority and put into hands of payment manager who have 28days to make payment is there anything i can do to speed them up with my payment as its not getting interest in my bank thanks:mad:
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bank won't accept PPI claim ... reclaim from underwriter?
Has anyone reclaimed PPI premiums from the underwriter instead of the bank? I had a Goldfish credit card for which no bank will accept my claim. The current creditor (Barclaycard) says they have no information (they may be right) and the creditor with whom the card/policy was taken (HFC) says they sold it with full…
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Starting a new ppi claim .....HELP :-) please
hi im trying to claim back the PPI i have paid on my car loan through blackhorse, i believe i was missold this as i was told i couldnt take out the car loan if i didnt accept the insurance too. Only thing is the car loan was paid off last september and i do not have any of the documents, i understand you can write and…
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money coming...
After following MSE instructions and sending letter off to Barclays back in July, and a promise of money since Sept, have just received letter confirming refund to me of 6k! Loan is still running and monthly instalment down by £95 per month. Thanks Martin.:j
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Yorkshire Bank Reclaim Letter - Advice Please
Hi all, I'm a first time poster looking for some advice regarding a letter I'm about to send to Yorkshire bank on behalf of my partner to claim back a mis-sold PPI policy. Its a long post, sorry! The reason for the misselling is due to both the advisor telling me that my partner needed the policy to qualify for the loan…
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Barclaycard/Egg Successes
Hi Foollowing two successful claims with MBNA and Nationwide I'm trying my luck with Barclaycard and Egg (Egg now being taken over by Barclaycard) Just wondering if anyone had any successes with them? The first claims I did was so easy and quick I'm sure I won't be as lucky this time!! Thanks
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Question regarding MPPI
Hi, I took out a mortgage in 2005 but didn't really have much knowledge in Mortgages and what insurances you need or do not need. I took out Buildings Insurance as I needed this and was persuaded to take out life insurance although I cancelled this soon after, this is all I remember taking out. Fast forward a few years I…
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Can I claim for misselling of PPI?
Hi guys, I've decided to look into whether or not I could make a claim on missold PPI for a few loans & credit cards that I know I was paying insurance on a few years ago......but I'm worried I may not be eligible. I ended up having to take out a secured loan on my home through first+ to settle all these debts. Looking…
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More than 12 weeks since sent off consumer questionaire to capital one ....
Its been more than 12 weeks since I sent off my consumer questionnaire to capital one credit card. Should I wait a bit longer or chase up the complaint now? I'd like to chase up but not sure what info to include in a letter or whether to call? Thanks
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Cardholder Protection/PPI from '99'2004?
Hi, I have found some old statements of a credit card i used to have from The Associates and the statements range from 1999-2004 and i have found just over £100 worth of 'Cardholder repayment protection' debits on there that i definitely never asked for. Please can anyone tell me if these are still reclaimable or is it too…
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ppi
Hi,I wonder if I can claim ppi for a loan I took out in 2004 for £20,000 I paid £7,500 for the ppi.I was told if i did not take ins i could not get the loan.When my son found out 18 months later he paid the loan of for me,but they would not give me any of my ins back.The loan was with Paragon finance.I don't have my credit…
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How long are Lloyds TSB taking to pay out at the moment (January 2012)
I received a letter from Lloyds TSB on the 16th December with an offer. The letter said that the cheque would be sent in due course and that I didn't need to respond to accept the offer... Phoned them today and they have simply passed on a request to their "customer services team" to say that i'd called to chase up... How…
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Hadenglen PPI 2004
Hi, can anyone help?! My mum and I took a mortgage out with Hadenglen in 2004 under the 'Right to Buy' scheme. As part of the mortgage we were told that we had to have Accident, Sickness & Unemployment Protection because of my mums age (she was 58 at the time). They also told us that this would be a one off premium of…
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T&C's or Questionare PPI claim
Hi, I need to know if I have to send for T&C's or just straight to sending the questionaire. I have the loan number and I distinctley remember being told that it would most certainly help my application if I took out the insurance. He told me that my application would probably be refused without it. So need to know . Thanks
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Welcome Finance / Yourmoneyclaim
Hi there, New to this forum, and I have in the past reclaimed unlawful credit card charges and have recently paid off lots of debts in the past year including a £5000 loan from Welcome Finance. This loan used to cost me loads of money in interest, and I'm not sure whether I was paying PPI, however I decided to pay off the…
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dealings with spring finance and central trust?
hi, i have just sent off requests to spring finance and central trust for copies of loan agreements and t&c's am just wondering if anyone else has had any success with either of these two? any info much apreciated. thanks:)
