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ppi claim
I have requested a refund of a single ppi payment from capital one dating back to 2002. They advised me that HFS was only subscribed to the Financial Ombudsman Scheme after 15.1.05 and as my complaint is based on events before that date the complaint falls outside the jurisdiction of the FOS and therefore they cannot…
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Can I dispute defaults as a result of mis-sold PPI?
Hi folks, I was wondering if anyone has any experience of disputing defaults as part of reclaiming mis-sold PPI? I have several accounts to which I had massive PPI premiums added. I was under the impression when I took out the loans and credit cards that I had to take out the PPI or I would not be granted the credit. I am…
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Companies "helping" with PPI claims?
I had a call today, as i'm sure pretty much everyone does, about a company helping to make claims on my behalf for PPI. I can't remember the name of the company, but they said it's no win no fee, and i'll be sure to read through EVERYTHING before going ahead with anything. What i'm wondering is, is there any advantage to…
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Some Advice
I have 2 debts outstanding one with Northern Rock and one with Direct Legal Collections. Northern Rock was taken out as part of a together mortgage in 2003, we sold our property and repaid the secured loan. We have the unsecured part outstanding, should I write a letter regarding reclaiming the PPI on this account. The…
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Advice on claiming PPI from Santander
Hello I had a loan with Abbey, as they were called then, which I paid off in November 2007. I am pretty sure this loan included PPI despite me not requesting it and not being covered by it due to having Epilepsy. I have mislaid the paperwork concerning this loan so on 20/09/10 I contacted Santander to request a copy of the…
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GE money PPi and charges
OK..so I'm in a mess and I know it. All advice very gratefully received. I took out a loan in 2006 to consolidate debt after a long period of illness. The loan was with GE money (Southern Pacific Mortgages Ltd) and was for £29,000. After years of struggling, they eventually took me to court earlier this year and there is…
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Boycott lloyds
Some of the other top banks are saying they will continue to resolve complaints while the JR is waiting to take place, which looks like early 2011... so who the hell are these cowboys to put claims on hold? Forget the FSA.... back yourselves... start closing bank accounts with them and move over to the decent banks who are…
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Where do i go from here???
I complained to welcome finance 3 weeks ago about the mis selling of ppi, they have come back to me and said they refuse to investigate as its "time barred", i think i need to find out who the insurer was and complain to then can anyone confirm this?
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FOS upheld complaint against Norton !
I am very pleased to report that our complaint against Norton Finance for miss seliing PPI has been up held.... However Norton has not responded to the adjudicator so it is now being escalated to the Ombudsman.... FOS confrimed with me today that it is "business as usual" regarding PPI complaints re the banks and the High…
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MSE News: Banks put PPI claims on hold in defiance of regulator
This is the discussion thread for the following MSE News Story:Read the updated stories: Banks join Lloyds in freezing PPI claims and Santander takes consumer side in PPI battle Also see the original story: Lloyds puts PPI claims on hold in defiance of regulator
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Mobile Phone Insurance
Well how stupid are we...... Just lately watching Martin Lewis on the T.V. has inspired me to check all our outgoings, direct debits and insurances and stuff. Well in one foul sweep I have saved 1,000 which I am well pleased with. Anyway on our joint bank account are 2 items for Policy Admin Services totally 15.00. I rang…
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(Not sure where to post) Barclays wont pay MPPI until on a course to find a job
Hi I was wondering if you could help me. My parents are both 63 years old and my mum took early retirement on the grounds of ill health 2 years ago and my dad who has always been self employed since the age of 20 since the recession hasn't worked for over a year. my mum receives her pension, DLA of around £18.00 per week…
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do I have a claim?
basically guys I have had a lloyds credit card (initially a trustcard now an airmiles duo) for the past thirteen years. It has always had PPI, I do however remember ticking the little box on the form when filling it in. For the past ten years I have been self employed. Do I in anyway have a case to reclaim anything back?…
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DFS/Santander PPI reclaim
Hi everyone, does anyone have experience of reclaiming PPI from DFS? I took out one of their hire puchase agreements and was mis sold ppi to go with it.....that aspect is now dealt with by Santander, and they have still been billing me for ppi even though the debt for the sofa was settled early?!? I sent the usual forms as…
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Reclaiming against old Karen Millen Store Card - Formally Clydesdale
Hi, I am looking to try and reclaim ppi from my old karen millen store card. When I opened this it was owned by Clydesdale, but it was taken over by Barclays Partner Finance. I initially wrote (Last year) to Barclays and they said basically sorry not us its Clydesdale and they would pass my details on - however I have not…
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Been with adjudicator for 2 months now after 13 month wait.
And here was my thinking this was going to be easy! My complaint was originally opened in July 2009 (a year and 3 months ago) and got to the adjudicator in August 2010. It's now been close to 2 months and the adjudicator has said that he's not expecting to provide any recommendations or statements for a further four weeks.…
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I really have to do something NOW
Hi, In 2006 I took out a personal loan from Prestige Finance, even though I was self employed and had just had a brain tumour removed I was talked into taking out the dreaded PPI. I really needed the loan at the time and it sounded to me like they would not consider me if I didn't!!! I queeried this PPI and they sent me a…
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Help with PPI claim - single cover on joint loan
Hi all, I am looking to make a claim on PPI cover that was sold to me on a personal loan I took out in 2007. I took the loan to consolidate debt on a credit card and overdraft, and the loan is actually in joint names of me and my husband. The PPI, however, only covers my husband. At the time of taking out the loan, I was…
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missold PPI help required
My husband is an ex military fast jet and therefore recieves a military pension . We took out a new mortgage in 2004 in order to move house after my husband had left the military and were sold a mortgage by the Halifax with PPI In Dec last year he was made redundant by Virgin Atlantic from his aircrew job (thanks Richard B…
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PPI refund after 1st template letter but only a small amount.
Hey all, I planned on claiming back my ppi on my first ever credit card i got as it was automatically put on there. I've had the card about 6years and there has pretty much always been a balance on there of some sort, basically because i usually get quite alot of 0% offers to balance transfer. Anyhow i sent off the first…
