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The loser is likely to appeal
LOL, the last few words of MSE Guy's article. and here we go again. 2 years?
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Mis-sold PPI online applications
Hi everybody, Hope someone can help. I took out several loans and credit cards online between 2004 and 2007 and I had PPI on them. I did not knowingly ask for it and I am sure that in at least some of them I couldn't move on until I checked the tick box and on one I'm sure I didn't tick a box at all. I've read on the…
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Opened a Santander current account
Goodbye HSBC, i shall now be banking with an institution that insists on "treating customers fairly" I suggest others follow suit!
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ppi advice
I took ppi insurance on a few loans and cards etc.. i have got into debt and i pay back small amounts .. I am on the sick and have been for a few years. because i am not paying the full amount agreed can i still reclaim my ppi... or would it be better to tell i am on the sick. I didnt know what ppi meant. Am i to late to…
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Judicial review PPI
Hi there, Can anyone tell me exactly what is meant by this; I copied it from the BBC website, part of an article about the banks putting PPI complaints on hold. Now, the BBA has said that any cases which could be affected by the outcome of this judicial review - which might not be heard in the High Court until early next…
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Advice please
I took a loan with A&L due to expire May next year with PPI, Im sure I completed a form in a newspaper but cant be sure. I have ticked the box as I thought I wouldnt get the loan if i didnt accept the PPI, what do you reckon the chances are of reclaiming...advice please??
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template all gobbledy gook, please help
I downloaded the questionaire so i can fill it in to claim back my ppi, but when i open it, its all squashed together. how do i get it to look normal so to speak?
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Help finding out if my loan had PPI
Hi, I had a loan with NatWest a few years back taken out in 2002 or 2003. After the loan was paid off I got rid of all the paperwork. How do I find out if I had PPI? I know I'll need to contact my bank but I can't seen to find any template letters I can send asking for the info. Thanks for your help
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Advice needed on possible PPI claim
I've been looking through my old statements recently and I came across a very weird transaction. On the 15th June 2006, HSBC paid £4770.00 into my account as a loan. I can't actually remember what this loan was for now! But on the same day a withdrawal was taken from the account for the same loan number of £726.58 with a…
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Lots of help required-PPI
Hi, I just thought i would note everything down to you all and see if any one can answer any of my questions!! So here goes. I wrote to Welcome finance asking for a copy of my loan agreement with them which i have now recieved but along with the copy i asked for was another 5 agreements but by looking at this it seems they…
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What if I don't know if I was mis-sold??
I have had a number of loans and cards over the years going back to 1998, until very recently I have had PPI on all of them. The policies have always been added/sold by the loan/card provider. Some of the loans/cards are now paid off and therefore the PPI has ended on those. However, I don't actually know if I have ever…
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GE Money, Santander, Abbey National....where do i even start?
I'm looking to make a claim for PPI against my credit card but i have no idea where to even start! I've had my Paypal credit card for about 5 years, i've been paying PPI throughout, but i can't even remember exactly when i applied for the card let alone whether i chose PPI. I applied online, which i know instantly makes it…
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ppi claim help to do it myself help!!!
Hi everyone, I have been looking to claim my ppi back but am in the dark a little so hope to get help here. I have sent of for details of the loan I took out with Santander in 2005 for 6 1/2 k and they have sent me the breakdown of figures. What do I do now, what bits do I ask back for etc. I can give you the breakdown…
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What do i need to send to past lenders?
Hi all, I am wanting to see if I had PPI on loans I had in the past but I am unsure on what to do, I had a loan with halifax for £3000 which i aid back in 3 months, I had a secured loan with endevour personal finace to the tune of £52000, which I have paid off in full. As i dont have any paperwork for these accounts how do…
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PPI, Defaults and Trust Deeds (Scotland)
Hi there, I am looking into my mothers finances as she has got herself into some difficulty. She had a number of loans, cards etc some with PPI on them, they are from the correct time scale etc for reclaiming. Around a year ago she defaulted on several accounts and eventually these were wrapped up into one payment in the…
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FSA gains collective redress powers
http://citywire.co.uk/wealth-manager...powers/a439181 FSA gains collective redress powers The Financial Services Authority (FSA) has been granted the power to force businesses to establish collective redress schemes to compensate consumers and publicise enforcement actions earlier. The power was created by the Financial…
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My lloyds tsb complaint finally starts moving
Hi guys after 3 years i am finally getting some where with my ppi complaint. I have had 3 loans with lloyds tsb all settled ₤10000 date10/06/04 ₤44941.49 date 24/05/06 ₤24139.64 date 3/9/07 i have today recieved a letter from the ombudsman stateing that "lloyds tsb have agreed to make an offer to settle the complaint,…
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Call for insurance law reform
http://www.moneysavingexpert.com/news/insurance/2010/10/call-for-insurance-disclosure-reform-?utm_source=forum&utm_medium=sidebar&utm_campaign=box Please remove if not appropiate here as well Guy
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Advice Wanted Lloyds TSB
I had my complaint upheld in July 2010 and a letter dated 25th August informed me that all the calculations including interest were complete and to expect a payment within 21 days. Sure enough a payment came and that was the interest but no sign of the refund of the PPI premiums. I thought I would give them a few more days…
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Does anyone know?
Does anyone know whether in the light of the judicial review a company that has been subject to an ombudsman's final and legally binding decision on mis-sold PPI is still legally bound to pay up please? Also, would a waiver make any difference to such a case? I have asked the FOS and they say 'yes' but as more and more…
