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A couple of quick (blonde haha) PPI reclaim questions
I have finally got round to looking at reclaiming but i'm not actually sure I have had PPI or that i would have a case? I took out an initial loan of £5000 in July 2007 and the paperwork i have just fished out states "creditcare bronze cover" and on the agreement there is "the insurance loan" Does this all mean PPI?? Also,…
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FSA to blame for judicial review
Hi, In my opinion the FSA are to blame for the judicial review by the banks with regard to PPI mis-selling, let me explain. The FSA are a toothless government quango, shortly for the chop, who apparently are tasked with 'championing' the man in the street and of looking after their interests. A whole cocktail of problems…
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Mortgage PPI missold by broker?
Hi all, I've just noticed that for a year I've been paying £50 a month for Buildings Ins. and PPI that I didn't agree to sign up to. I signed up for a Halifax mortgage through a broker, we discussed PPI and insurance and I declined to take it up. My keyfacts about the mortgage that the broker gave me shows this section…
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Bad advice on block ASU
Four years ago, we accepted, what we are now realising, some bad financial advice and bought a block ASU, which was added to the mortgage. After reading about all the reclaiming options available now, we wondered if there was any way of claiming against the company who gave the advice. I dare hardly admit we were taken as…
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Question RE PPI form
I hope this is in the right place, Im about to embark on reclaiming the PPI on my Capital One card but the form ask's when i brought the PPI policy, what my policy number is ect, but i didn't actually buy the PPI i never even knew i had it so i dont have the info the form needs. What do i do now?
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Student reclaiming PPI?
Hello everyone, I was wondering if you could offer me some advice. I am a 24 year old student and have had a barclaycard since I was 18. I don't use the card much, just once in a while mostly for big purchases for insurance purposes(because I was told it helps with the credit rating to use it, then pay it back in full). I…
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cani have some advice please ?
hi all im new hear and after a few answers i owe Marks and Spencers £5k on a credit card , questions is i have lots of defaults on this account could this affect things if looking at getting some rebate from miss sold payment protection insurance ? other question is what company have been naughty ? kind regards gemma :A
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Ppi ( london mortges)
We want to claim misssold ppi, the company has changed who do i go to. please help thanks
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PPI document lost
I had a loan with Lloyds a few years back and sold PPI but I know I mistakenly shredded it along with old bank statements! Is there a chance I could get a copy from my bank do you think?
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capital one
Is it to late to claim ppi back from capital one credit card I originally refused to take the ppi but I was pestered with calls trying to make me take it and eventually gave in I dont even think I was working at the time or if i was it was only for a few hours per week
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New ombudsman for complaints against lawyers
Don't know if this is of interest to anyone on here that has had claims forwarded to a lawyer but seems that there is a new Ombudsman for complaints against lawyers 7th October 2010 http://www.justice.gov.uk/news/announcement071010a.htm Customers dissatisfied with their lawyers can now take complaints to a new national…
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ppi
hi my name is bruce i recently went through a company to get back my ppi it as backfired on me i am unemployed and company approached me to get back my ppi which they did good you would think but all they did was take this off what i owed them now im left with a bill for £117.00 hope this helps someone out there
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PPI Reclaim
I have taken out loan from egg/natwest nd HFC bank. nd i didnt even realise that i have taken out PPI which was mis sold. but i had some financial difficulties nd just got into a IVA. can i still reclaim PPI when i am in a IVA?
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PPI try to claim it back or invoke.
Hello everyone. About 2 years ago I lost my job after a bout of appendicits, I was on a short term contract with a company and due to taking 3 months of the 6 month contract off with illness the contract was not renewed. I have had a credit card with Capital One for probably over six years. Its a rebuild your credit type…
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How Long is too Long?
I have a few questions regarding reclaiming PPI, as if I can, I need to do it to help reduce my debts. When I was 18 (1998) I was issued with a credit card from LloydsTSB, which I was originally quite good with, but eventually ended up maxing out. 3 years later, whilst a student I was offered £5000 worth of loan from…
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Do Banks Pay FOS A Fee Every Query?
I have a relative in the banking industry. He says that a fee of around £500 is payable whenever a client challenges a banking decision via the FOS. Maybe that's why they pay out small amounts without quibbling and therefore avoid necessitating their customers taking up the matter with the FOS? :T
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PPI Reclaiming - Lloyds TSB
Have just been speaking to Lloyds TSB regarding my ongoing complaint (waiting for refund) and they have advised that all new complaints are on hold but any received before Monday will be investigated and honoured. Hope this helps.
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Can i still reclaim now i have signed a trust deed?
I am looking to see if i can still reclaim my PPI from the past 6 years? I signed a trust deed about 2 years ago and dont have any information on the credit cards, loans i used to have. What could/should i do? Help please :(
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Mortgage PPI Reclaim HELP!!!!!
I was sold mortgage PPI with a mortgage in 2004 by Bradford and Bingley and have been paying about £22 each month since. I believe it is now with a company called st andrews and is santander bank? Is this relevant to this issue of PPI reclaims can someone please advise asap??
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Need help & advice please
Hi all, I'm new to this forum but hoping someone can help. 3 years ago i was asked to go to my bank (Lloyds Tsb) for a financial review & ended up feeling like i had been held hostage ( I was there for more than an hour) until i signed for a 5 yr loan with ppi, the ppi accounts for more than a fifth of the monthly…
