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Please help with this letter, Plus im in need of an address :)
This is the letter, I Have added a bit in there myself after the reasons, could you please be honest if this bit would mess up my claim? Beth Also please could anyone give me an address to send a letter to please for PPI on a loan? Is the addy at the top of the letter any good? Sorry not 100% what has happened to the cop…
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bank of scotland redress
hi, i recieved a cheque for £589 from bank of scotland today regarding the ppi reclaim on a preference account i had with them. i paid £360 in premiums and with the interest added its just 589??? does this make sense considering the card had a 28.8% apr on it?? the preference card is NOT a credit card so does this mean i…
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Vehicle Finance (non-regulated) PPI Advice Please
Hi All, Now I have started my ongoing claims with various loan and card companies I came across an old payed up loan which I intend claiming PPI back on. The company involved is Capital Bank PLC whose office is located in Chester. I took out this loan in 2003 and payed it off early how ever on the top of the documentation…
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loan company no longer trading
I've tried to reclaim PPI , the FOS cannot help, the FLA cannot help. The problem is that the company that arranged the insurance are no longer trading,GE Money who we paid every month don't want to know. Has anyone any idea where to go next?
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PPI refund
Hello to you all, :hello: Not sure if this question has been asked before but has trawled through and cant find it so here goes, I have a PPI with my loan company and have the option to cancel the policy with a rebate of 45% of what I've already paid (I have had the loan for 18 months). Here's my dilemma :confused: The PPI…
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secured loan
I had a secured loan on my house, and paid it back some time later with a re-mortgage. I paid them the full amount due with no settlement for repaying it early, so i lost quite a bit of money, can i legally claim this back ?
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Can HSBC keep the ppi fee repayment?
Im claiming against HSBC on a credit card. Payment could potentially be about £3k. There is an outstanding balance on the card, payments are up to date, on a managed payments scheme. Assuming they pay out, can they force me to apply the payment against my debt with them. I would want to pay something off but also direct…
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They want to ring me re ppi
I sent a letter in Aug to Direct line and shortly after the RBS wrote back to me saying they will investigae the complaint. They have written on two seperate occassions and said they are still looking into my case. Ive opened a letter now and it says thay want to ring me to hear my recolections of what happened when i took…
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Really confusing situation: any maths brains out there?
Hi, I've got another thread about this, but in the wrong place, so posting here in the hope someone can help me. The facts are listed below, but I'm looking for a maths whizz who can work out a solution! In April 2005 I took out a graduate loan @ 7.9% over X years Unbeknown to me, Barclays added PPI to the loan upfront. In…
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sorry to be a bug ha
hiya im reading all the different threads on this section and it all seems like a huge amounts to be claimed back etc so wondering if i have a case if at all i got a loan from yorkshire bank for 1000 on my 18th birthday 2 years ago looking at my paper work i cannot find how much PPI im paying but i know i am paying as i…
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non payment of PPI...?
Hi to all, thanks for taking the time to read my post. A little information, i was made redundant late last year, purchased a car from Carcraft with added PPI (was told i had to have PPI or i could not have the car), called PPI up and they said they would start paying after 3 month wating period. The finance company have…
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Can I claim back PPI when on a DMP??
Hi there, I just wanted to ask if while I am on a DMP with CCCS can I make a claim against Egg, MBNA etc or are they likely to force me out of my DMP?? This is my big worry! Also I have a First Plus loan and was paying the insurance on it as we were told we had to. We took the loan out it 2002 and were told that after 5…
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Northern Rock - PPI & Interest 44.7% of total Repayable!!!!
I have to say that these points have been going round in my mind for some time now and a combination of fear and stress has stopped me doing anything!! I am SO angry (at myself and NR :mad::mad: ) as I will be paying 44.7% of the total repayable as interest and PPI) To ensure that I do not make my situation worse I have…
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car loan insurance cover
Hi all, I bought a car from DC Cook and got a loan through them. I was sold additional insurance which meant I would get the difference between what I paid for the car and what my car insurance company would pay out, if my car was a write off, whilst paying back the loan. Would I be able to reclaim through the PPI claim.…
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Halifax PPI claim successful! Question...
I posted a little while ago about reclaiming the PPI on my Intelligent Finance loan I took out in 2004. I received a letter yesterday which says Halifax are going to "pay you an amount which will put you back in the position you would have been in had you not taken the insurance." They go on to say they will be in touch to…
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PPI Reclaim and Financial Hardship
Hi everyone, I would just like a bit of advice before I contact the Halifax. I am reclaiming PPI on 2 loans which were both taken out in 2005. We were offered PPI and accepted but when we found out that it was only my husband that was covered and he was diabetic, I decide to try to cancel the insurance. When I phoned…
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ppi reclaims
do you have to pay tax on the money you get back from reclaimed ppi charges....???
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Me again, Does this letter seem ok?
Im sorry for all the threads, Its just my 1st time at trying to claim back these PPI charges :) This is for my Lloyds Credit card :) Beth XXXX XXXXXX XXXXX XXXXXX XXXXX 19/10/2009 Lloyds Cardservices, FMU Charlton Place, Charlton Road Andover, SP10 1RE Dear Sir or Madam, Account number: XXXXXXXXXXXXXXXX I purchased the…
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Please help Ref Yes car credit :)
I took out a Yes car credit financial agreement to get a car back in 2002. I got a car that was worth £3500 max, I traded in my car too, but the loan agreement worked out over £7000. I was stupid and nieve at this time, I was only 18, past my driving test and was in the Royal navy with good wage so just wanted a car…
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Northern Rock PPI But no Account Number
Hi Hope someone can help. I have been inspired to try and reclaim the PPI from a Northern Rock loan but the loan finished just over two years ago and I shredded all the documentation so no longer have the account number. Are Northern Rock obliged to give me the account number or is this a complete no starter and should I…
