sorry to be a bug ha

destiny_star2006

hiya im reading all the different threads on this section and it all seems like a huge amounts to be claimed back etc so wondering if i have a case if at all
i got a loan from yorkshire bank for 1000 on my 18th birthday 2 years ago looking at my paper work i cannot find how much PPI im paying but i know i am paying as i remember the woman IMPLYING that i would not get the loan without it will it be a reasonable amount i would try to be reclaiming or are we talking pennies??
Also has anyone had any success with yorskhire bank as ive had no success with claiming back my bank charges
i pay back at a rate of 42 pounds per month and still have another year left on paying it back and help and advice greatly recieved :beer:

di3004

destiny_star2006 wrote: »

hiya im reading all the different threads on this section and it all seems like a huge amounts to be claimed back etc so wondering if i have a case if at all
i got a loan from yorkshire bank for 1000 on my 18th birthday 2 years ago looking at my paper work i cannot find how much PPI im paying but i know i am paying as i remember the woman IMPLYING that i would not get the loan without it will it be a reasonable amount i would try to be reclaiming or are we talking pennies??
Also has anyone had any success with yorskhire bank as ive had no success with claiming back my bank charges
i pay back at a rate of 42 pounds per month and still have another year left on paying it back and help and advice greatly recieved :beer:

Hello there

I would if you no paperwork on this, maybe start if you want to by requesting a Subject Access Request (SAR), where they should send everything they still hold on you, where hopefully some useful info will come back.
There is a charge of £10 postal order or cheque payment for this, and they have 40 days to comply.
Here is the link of the template letter for the SAR:
http://forums.moneysavingexpert.com/showthread.html?t=1475553

Post by recorded delivery.
Unless they will be nice and good enough to supply any info for you free of charge, that may be worth a go.;)

In regards of reclaiming PPI check the link below, for useful info, templates, a checklist of mis selling reasons and so on, if you require help from them, give us a yell, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

destiny_star2006

thanks for that is there a template as such for the amount in rough you will pay on PPI for different loans amounts x

di3004

destiny_star2006 wrote: »

thanks for that is there a template as such for the amount in rough you will pay on PPI for different loans amounts x

Hi there and your welcome.

The templates you require you will find on the above posted link in my last post, but in regards of the amounts, you do not have to write them on your reclaim letters, although its always handy to have a record of them, to refer to these if an offer etc.;)

amersall

destiny_star2006 wrote: »

hiya im reading all the different threads on this section and it all seems like a huge amounts to be claimed back etc so wondering if i have a case if at all
i got a loan from yorkshire bank for 1000 on my 18th birthday 2 years ago looking at my paper work i cannot find how much PPI im paying but i know i am paying as i remember the woman IMPLYING that i would not get the loan without it will it be a reasonable amount i would try to be reclaiming or are we talking pennies??
Also has anyone had any success with yorskhire bank as ive had no success with claiming back my bank charges
i pay back at a rate of 42 pounds per month and still have another year left on paying it back and help and advice greatly recieved :beer:

i have a yb loan and if you have ppi it will say on the agreement, the loan amount the ppi amount and the interest amount, i will assume as it is not on your agreement then you are not paying ppi. i got a statement that they have to send now by law that gives you details of the loan and payments made in the past year and it should say ppi amount on that. you could just phone and make an enquiry about this and you never know you may get all the info you need over the phone. hope this helps.. if you do have ppi then do as di says, good luck with this

destiny_star2006

thankn you both kindly xxx

di3004

destiny_star2006 wrote: »

thankn you both kindly xxx

Your welcome and good luck.;)