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Barclays mis-selling
Briefly: My sister-in-law lives on DLA (disability) of about £142 per month. Barclays sold her a £6,800 loan and set repayments at £190 per month. They also sold her payment protection, which surely would be of no use to somebody on long-term disability? She believes that my brothers DLA income was also taken into account…
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Mortgage Protection
we have a Mortgage Protection Policy which we have already claimed on once for a previous illness some time ago (it was very complex and drawn out claim procedure) which meant my husband was unable to work. They paid out for a year. (Max in one claim). He has many other health problems now and has been signed off and is…
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Egg loan PPI
HI All, My wife took oiut an egg loan for £2000 that only has a few months left on it with around £490 as the balance. I have just noticed that she has PPI on it costing £350ish. What would be the best course of action if any? Should I get her to just phone and cancel the PPI or try to claim for misselling? Any helpvery…
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PPI Refunded
Just received letter from Bank of Scotland confirming they are refunding me £860 including interest. However this case was previously passed to an external debt collector with an outstanding balance of £1100. Prior to getting confirmation of refund from BOS I contacted the company in question and they offered a reduced…
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PPI Delays
Hello, this is my first post about the dreaded PPI and I expect it's a familiar tale! I referred my complaint to the ombudsman a year ago after following the advice on the site. The offer made by RBS was for less money than I had paid on an insurance policy I didn't even know I'd taken out so the matter went to the…
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can u claim PPI from a loan paid off over 6 years ago?
as in title, i have had 2 smallish lloyds loans and just thought i more than likely had ppi on these, how would i find out, Plus could I claim for these that long ago? There is no outstanding balance :)
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Reclaiming PPI which was sold 15 years ago
I have two credit cards for accounts which I opened over 15 years ago and I appear to have PPI on both of these. Can I claim this back through the Financial Ombudsman or has too much time gone by?
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Egg figures help please
After one letter Egg loan wrote back, they wiped the loan and would send a separate cheque for balance. They said I had had some PPI repaid in 2006 (I don't think I did). They also stated the complaint was closed. So I wrote asking why they had paid the loan off and not the money to me (had never missed a payment) and had…
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HFC Changed their name to beneficial finance!
Hi, Just looking through some more loans i had previous one is with HFC bank plc which has now changed its name to beneficial finance. I am looking to send off the template letter but im very concerned that because of the name change they will try and say that they were not responsible for the sale of the ppi policy and…
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MSE News: PPI sales ban setback
This is the discussion thread for the following MSE News Story: "The ban on debt insurance sales in its current form cannot go ahead, a tribunal has ruled..." Read the full story: PPI sales ban setback
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Yes Car Credit PPI
Hi I am new to this as i have only just signed in for the first time so bare with me. My problem started in 2003 when i needed a car straight away due to finding myself a job after being made redundant. I went down to yes car credit at warrington as they said you could drive away with your car the same day. Everything went…
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Ppi reclaim response - next step help
Hi. I have received a response to my initial letter to HSBC. When I took out a loan in 04 I was told that 'because I was consolidating debt so soon after a previous loan. Taking the bank's PPi would help in getting loan approval' I have since paid the loan off. The bank sent to me the paper work for the original loan…
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Offer from Clydesdale Bank
I have had a letter from FOS stating that my claim with Clydesdale back has been upheld and as a goodwill gesture will repay all interest paid on PPI. Does this mean they are only going to pay the interest or will I receive payment for mis-sold PPI. Anybody else have similiar dealings with Clydesdale Bank ?
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Can you reclaim PPI when a claim has been made?
A friend of mine who is somewhat lacking in financial acumen took out a five year loan with Lloyds. Unknown to her this included "up front" PPI of £1600 (on a £5000 loan!). After surgery, she was unpaid for 4 months whilst recovering from the operation. She was somewhat desperate for money and a friend of hers pointed out…
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Bank of Scotland Trying To Fob Me Off?
Evening folks, 14 months ago i applied for a £8000 loan from BOS. At the time of application i said NO to all insurances. Once my application was successful online, i was told i had to call them to finalise the loan. After my security questions, i was instantly asked why i had said no to payment protection insurance. I…
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Northern Rock PPI! Help Please!
Hi, I have a problem i was wondering you lovely kind people could advise me with? I have recently recived £781 back on my PPI taken with A&L :beer: and i am currently trying to help my mum and my partners mum reclaim on their policies as they are both poor with financial things and have both hit very hard times over the…
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Reclaim PPI
:confused: Hi, Could you please tell me how to claim back from Black Horse, I am not sure how to go about it, plus all those fee they charged. I had a loan with them since 2003- 2007 October
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M and S Credit Card
I have written to M&S re PPI attached to acredit card I closed in 2006. They have responded refusing to repay premiums on the basis that when they changed it from a charge card to a credit card in 2003 I should have stated then I didn't want any of the terms and conditions transferring from the chargecard to the credit…
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More of a moan thna anything else!
Im sick of HSBC dragging this claim out! Ive had their 'final response' which also said that if i had any further evidence, then forward it to HSBC, which I did. Now im being told i have to wait another 8 weeks (on top of the first 8 weeks i waited for their final 'response') I know i could go to the FOS but im confident…
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Egg Loan - Any chance in reclaiming
My brother in law took out an egg loan around 5 years ago for about £15K which he is still repaying. His repayment include PPI of about £4k. He can't remember whether he took the online out online or by the phone now. Has anyone else managed to reclaim loan PPI from Egg?
