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Barclays confusing and suspicious!
Hi, I recently posted that i was refunded my barclays loan ppi now they are saying that they are only refunding me the payments ive paid. and that a new loan agreement will be sent out, however i was in arrears and have also contacted a debt management company, barclays are saying that the money cannot be refunded till the…
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New to this, I want to claim PPI back from Lloyds but dont know where to start.
I got this card out on the 9th Dec 2003, I cancelled the PPI in Dec 2006 so paid it for 3 years on this credit card. Im not sure how much I paid in total, but can see on statements back in nov and dec 2006 that it was £35 each month. Please can someone advice me on how to start this claim as I never even knew what the…
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Arrangement/Brolers fees?????
Please can any one advise - I was reading posts for welcome finance and a person mentioned about the arrangement fee been added to the loan and then been charged interest on this, he thought it was wrong as it is not a product that he was buying. Any way have checked on 5 loans from citifinancial, 2 loans from Freedom, and…
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Ppi grrr
Hi HELP I have just recieved a letter back from Crapital One saying they will not refund the PPI as I have ticked the box, is there anything I can do?????
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Help needed offer received, Please!
Hi all, just wondered if someone can offer some guidance re offer. We remortgaged in October 2007(interest only) and £10,732 was frontloaded for PPI, interest charged 7.09% We have today received an offer for £12,272.56 calculated to 09/11/09, does this seem to be the correct amount due? (£1540.56 interest) The problem we…
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Another 'Do you think I can claim?' thread..
Hi all. I had a loan with Black Horse finance. Got it in March 2006, over 3 years and paid it off in about 2 years. I opted in for the PPI. The PPI was sold to me after I had taken out the loan. They basically rang me up a couple of week after, and put the fear of God into me and made me believe that I would be completely…
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Principality Mortgage
Hi, I've had a second call from a company called First Line - I've seen some of the thread on them. I'm curious to know where they got my details, as I didn't use a mortgage broker, but that's another story. They claim that I was sold PPI with my Principality Mortgage, and I'm due at least £1000 back as 'they don't deal…
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Barclay Loan PPI advice
Hi All Have been very sucessful with a few other PPI but sent off first letter to Barclays on the 9th July this year had a reply that they needed more time thought fair enough then had another letter dated the 4th September saying they were inundated and could we give them until the 5th October although we were within our…
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PPI Reclaim advice please..Paypal Credit card
Hi All, I'm seriously thinking about reclaiming PPI on my credit card but need a little help please. I applied for a Paypal credit card via the Paypal website a few years ago, but i can't remember when exactly i applied, the payments were initially to G E Capital Bank PLC but has sinced changed to Santander cards, i assume…
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Reclaimed PPI using I-Smart consumer Services
Hi all, i tried reclaiming PPI on my husband's Halifax credit card. Halifax sent me the usual letter saying we didn't have a claim so i stupidly used a claims company called I-Smart, they are regulated by the ministry of justice. Their fee's were 10% + VAT of the reclaimed amount + the interest. Halifax settled in full and…
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My 15 steps and 9 months to a Successful Firstplus PPI claim:
1) 22 January 09 - I downloaded Martin's:money: PPI claim step1 letter, filled in my details stating that I felt I was mis-sold the policy and posted it off to First Plus. 2) 27 January 09 - I received a letter saying that they are looking into my concerns and would let me have a response or update no later than 20…
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RBS PPI Help
Hi there, I have recently had to call my local rbs branch to ask them to give me account numbers of two loans i got from them. One in 2006 and the other in 2007. These loans were both paid back early. But i believe i was mis-sold PPI on them both. Now eventually the bank said they would have to search their records for the…
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THENK YOU Marshallka!
Thank you for your advice. I sent the reclaim letter and now have the offer with interest!:j edit, I meant THANK YOU! :D
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Had to pay PPI payments for full term of secured loan
Hi all - my husband and I took out a secured loan on our old flat ove 6 years ago with Paragon Finance but, when it came to selling the property we had to pay about £16,000 in PPI payments (to cover the full term of the re-paid loan) or else we couldn't complete the sale. Has anyone else come across this and is it legal,…
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Claiming PPI From RBS?
Hi, my boyfriend has decided to try and claim back PPI from RBS, he's had various loans from them over the past 15 years. When he wrote to them asking for copies of the loan agreements, they sent him the current one, but said that they don't keep copies of loan agreements once the loan has been completley paid back. Is…
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Tesco Loans
Evening all. I had a Tesco loan a few years ago, and judging by the criteria, they mis sold me my PPI on 7 points. I've sent them the first letter Monday 5th October but still haven't received a reply. They also do not sell any PPI's anymore. This gives me two concerns. One, they will deny any selling of the PPI as they…
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Northern rock stalling tactics.
Hi, I'm currently at stage 2. I sent off the first letter they sent back a questionnaire which i completed. The i gave them 9 weeks with no response. I sent the second letter threatening the ombudsman, they said they needed more time and to be patient. Which is rich considering my first letter was sent on the 27th july.…
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Black horse finance
Hi would be greatful for any advice. sorry if this has already been discussed im a new user. Ive previously had 2 loans with BH. Loan 1 = 2004, cash loan 2193.03 35%apr. ppi 429.17 35.9% apr charge for credit on ppi 235.75 total ppi payable 664.92 loan 2 = 2005, cash loan 750.00 44.9%apr. ppi 39.67 44.9%apr I was a student…
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mis-sold PPI ?
Sorry if this sort of thing has been posted before but... I took out a loan about 4 years ago from my bank HSBC. A condition of being accepted for this loan was that I HAD to take out a PPI policy of £106.37 per month. The company I work for gives me full pay for the first 6 months then 1/2 pay for the next 6 months if I'm…
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Advice Re: Egg & Extended Loan
Hi, I am in the initial stages of writing letters to Egg to attempt to reclaim my PPI. I originally took out a loan of £3500 and then 11 months later extended it to £6217 (if only I could go back and tell myself!) But this means that I now have two account numbers (well four actually, as each agreement number seems to…
