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Help with PPI claims
Hi, I want to claim back my PPI that I took out with my current loan from Egg back in dec 2005. I will use the templates provided and write to them but I haven't got any evidence to back up my claims that I was mis sold this ridiculous policy over the phone? Is this normal and if not what can I do about this?
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Ppi claim dead end
Hi can anyone offer advice been trying to claim from G.E.Money Home Finance Ltd(First National Finance)they saying this has no connection with recent ruling against G.E Capital.Bank as it is a seperate company from G.E.Money Home Finance Ltd not so have not been fined i've received letter today saying it was all stated in…
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Payment Protection Insurance
Hi..... Please can you help! Not sure where i stand. I have unfortunately been made redundant from the bank after 15 years and have been paying PPI on my credit card since i have had it. I made a claim in 2007 for 12 months, which they made my monthly payments. After this time, I have continued to pay the insurance…
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Claiming Twice From Same Bank?
Hi, I have just successfully re-claimed £2000 for my partner who has a loan with Barclays, the loan account is still open and they have credited the account by this amount. However, she had a large loan taken out in April 2003 of around £18000 and had ppi on this. She no longer has the credit agreement as this is in the…
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Told to claim against broker
Hi I took a loan out in 2006 from from SPPL, the loan was sourced via a broker called HELP Marketing LTD, Conavon Court, Blackfriars Street, M3 9LE. I have written to SPPL (Now Capstonr mortgage services) and they have advised me that I need to make my claim against the broker, even though my signed credit agreement is…
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welcome finance ppi reclaim problem
i perchased a loan in 2006 december from welcome finance (silly me) and it finishes this december. i wana reclaim the ppi back which was £50 a month extra which they said i had to have but when they sent me the forms out i ticked the ppi bit on the form and signed it. so were do i stand? i will scan the letter tomorrow…
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FOS Complaint
Hi, I have a PPI claim going through FOS at the moment. I recently claimed on mis-sold PPI on an old car loan I had. It wasn't through a bank, but through showroom finance. The loan has long since been paid off, and I no longer have the documents relating to the loan or the PPI, although I know I had PPI and it was added…
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Missold ppi
Hi all i am just starting with the process of reclaiming Missold PPI from the Nationwide I live in Northern Ireland DO we have anything different to do to claim over here as we did for reclaiming bank charges??? I received over £200 MBNA credit card :T I Have a claim against A&L on hold since 2007 almost £1100 owed :) I…
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missold ppi from black horse finance
Hi guy i hope you can help. Using this site i have contacted Blackhorse who my car loan is with. The first letter has gone and i have a reponce that i need help with. They have said they are refuring my complaint to the car people as they where the once that sold me the insurance. Should i just wait to get a responce from…
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PPI reclaim
Not sure if anyone can offer any advice. I took out a loan with HSBC in 2006 and was told that I couldn't have the loan unless I took out payment protection, so went ahead. I was trying to reduce my outgoings last year and asked the bank if they could cancel my PPI, but was told that they would have to cancel the current…
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Reclaiming PPI
Good Evening ;) Want to try and reclaim my PPI but can anyone tell me - should I contact the credit card provider that I have my credit card with or the PPI provider who the credit card company use? Thanks :j
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dfs ppi refund
first time poster,thought i would try my hand with ppi refund on an account just finished with hitatchi finance . wrote letter last week and received reply to ring dfs head office. so rang and spoke to them .lady was very polite . told her was not informed of ppi on agreement and she said she couldnt understand why wasnt…
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Help needed with a reponse to Welcome
I've been trying to claim back my PPI like everyone else, last week I received the following letter, could someone advise me please: You entered into a Hire Purchase Agreement on 17/09/2003 and settled the agreement on 16/09/2004, at which time you purchased payment protection insurance (PPI). Inview of the length of time…
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LTSB Credit Card PPI
Hi I sent the step 1 letter on 01/09/09 to reclaim PPI on my Lloyds credit card, stating that as per the template that I wished for this to be concluded in 8 weeks. Since then they have sent me two generic letters telling me the matter was being investigated. I assume that this is playing for time. In the first letter they…
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Capital One Reclaim help!
Hi, I was wondering if i could get some guidance as to reclaiming PPI from capital one. I sent the first letter and they basically wrote back saying that the PPI wasnt misold and they they would not be looking into my complaint. I sent the second letter and got a response from them last week saying that they still uphold…
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HALIFAX Arrogance ... read this
Request for copy of LOAN AGREEMENT Hi, I received a reply from Intelligent Finance (Halifax) recently and wanted to share it with you. I sent for a copy of a Loan Agreement and their reply is as follows: Re Agreement ...... Thank you for your statutory request for information in respect of the Loan Agreement. (then there…
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PPI Problem
I am on a dmp for about 4 years, i recieved a statement from egg this morning which lays out what i am paying, the amount of original credit is 15k loan and 3k ppi, i cannot find my origial agreement, but at the time of taking out this and other loans i had a gambling problem and was borrowing money left right and centre…
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Help help ppi claim from dm (iom) ltd
Hey all I took a loan out about 4 years ago with GE money through Down Loans part of DM(IOM) LTD I also took out PPI I have cleared the loan about 2 years ago. I contacted GE money regards claiming back my PPI which cost me £10800 but they say it is nothing to do with them and that I need to contact DM(IOM) LTD it turns…
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Help please- Cahoot
Hi All, I wish to try and claim back the PPi on a Cahoot credit card, and a Cahoot loan which after reading all of the posts on here I believe to be missold. At present, both agreements are with DCA's, 1) Moorcroft, 2) Equidebt. Please could someone give me some much needed guidance of where to start. A) do I write to the…
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Egg mis-sold ppi - advice please
I first took out an egg credit card in may 2003 online, dont remember if there was ppi involved. I then took out an egg loan in Feb 2005 for around £9500 + interest with PPI orignally applying online but completing via phone but have since gotten rid of the paperwork. In July 2005 this loan was topped up via online request…