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1997 Lloyds TSB
Hi folks Today, I been going through all old paperwork and cannot believe that we came across the old lloyds tsb loan, this was taken out in April 1997. It was the Credit Agreement, its not signed but have the bank address details, our name/customer and automated printed crossed on the PPI. Date not on front of agreement…
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black horse finance
hi could anyone advise me on this please last week i sent a letter off to black horse finance after discovering that my monthly loan payment of £165.00 included £39.00 of ppi each month , I was sold it at the time of taking out the loan I was not asked of any pre existing medical conditions or if I already had cover…
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PPI confusion
I hope somebody out there can help me as I just seem to be going round in circles. If I believe I have missold PPI then who do I pursue. The broker that sold the policy with the loan or the financial provider that provided the loan. Reason why I am asking is because I am receiving conflicting advice. I initially wrote to…
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HFC Help
Hello, I've had a little success before with reclaiming PPI with Halifax but i would really appreciate some advice/opinions on how to deal with HFC. Let me give you a little background on where i have got to so far: After a long drawn out battle with the HFC we finally received a response to our SAR with copies of the…
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Bespoke/Freedom Finance/FSA Question.
Hi Just wondering if someone can help me please. My hubby and i took out a loan withh Freedom Finance back in March 2002 (approx). We dont have the paperwork so we wrote to them obtaining information on our old loan. This was a secured loan and we borrowed something like £40K but had to repay something like £70K over the…
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fos restructured
spoke to the fos today and they informed me as from yesterday they have a new department solely to deal with ppi claims as they are inundated so hopefully will speed things up:D
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Lloyds tsb ppi rebate offer help please
We have been trying to claim from Lloyds insurance since March 2009 they have finally offered us £3990 "as a gesture of goodwill" but will only pay the money back to the loan & not refund it directly to us, we are in arrears by only one month which we said they could keep & pay back to the loan. Does anyone know if they…
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hbos success
yipee!result halifax are refunding on cc and loan should come to around £1000.just had to share my success.no quibble from them.keep at it folks
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Do Claims Companies Have More Clout/Success than the individual??
Hi All, I will shortly be making a claim for a mis-sold PPI policy from First Plus. If my claim is successful it will be for a substantial amount of money (14.5k) which does not include any interest or goodwill I may be entitled to. My eyes were only opened up to the possibility of claiming because I was contacted by a…
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Reclaiming PPI
Can anyone help, I would like to try and reclaim the PPI on my loan but i am a little concerned as i had to go onto a DMP 2 years ago with the CCCS as i got into difficulties playing my bills due to the loss of my job. I didnt claim on my PPI as i found another job within 2 weeks but had to go onto a DMP due to the pay cut…
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Financial Ombudsman Annual Report 2008/2009 re: PPI
Currently I am pursuing a complaint about the mis-selling of a PPI policy on behalf of my son against Hayston Garages Ltd. At the point of sale the salesperson failed to question my son about any pre-existing medical conditions he had when he purchased the policy. The company are dragging it out and taking their time to…
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Payment protection question
Hi everyone, Was wondering if anybody knew of a company that has less than a 90 day qualifying period, I dont see the benefit, because I could be made redundant before that with the current ecenomic conditions....Can anybody help? Thank you! :)
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Do i have a case for reclaiming? Sorry if this has been asked before
Hi there, Pleae bare with me on this, i am new to reclaiming PPI so i will just underline the facts about my circumstance. I took out a LLoyds TSB platinum credit card in 2002 when i was in full time epmployment and 22 years of age. The card had an £8000 limit, and it didnt take me too long to get upto that limit. After a…
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Is PPI the same as LPI?? Need help!
Hey all! Quick question for you, After reading about PPI claims, i looked over a loan that i have almost completed paying from lloydsTSB. It states that i am paying nearly £1,000 for Loan Protection Insurance, Is this the same as PPI???? I could use the advice if i'm going to make a claim. Chris
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Should I accept Ist PPI offer!?
Hi, I have been in the process of trying to re-claim PPI back from Egg. I have had a card with them for a few years now so thought would try. I have had a letter offering me roughly £670 well not so much an offer as this is what your getting, and saying will be in my account in the next few days. Which I would have preferd…
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Capital One PPI reclaim from 1999 and GISC.
I have been trying to reclaim PPI on a creditcard I have had with Cap 1 since 1999. Cap 1 weren't interested and I took it to the FOS, they sent me a letter saying that they couldn't help as Cap 1 were not members of the GISC at the time of the credit card application in 1999 and therefore were unregulated. I emailed the…
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Easy Care Advantage - Littlewoods Insurance
Morning, Could anyone here tell me if i unwittingly agreed and only just spotted (dont shout at me) that i had in fact unwittingly taken Easy Care Advantage Insurance out with Littlewoods whether or not i can get this money back? Its troughly about £300 of payments made in 2 years and i really didnt know what the hell it…
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A little help with letter writing please?! :)
Hi all sorry if this is posted in the wrong place or anything. Ive been lurking on here for a few months now and have started to claim back charges etc I had my first success yesterday when Halifax refunded my credit card charges to one card after following the reclaiming procedure :j Anyway Im trying to reclaim for Credit…
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Alliance and Leicester PPI reclaim -contant delaying.
Hi, just wondering what my next step should be. About 5 months ago, I had a letter from A&L saying that my loan has PPI and should have any questions to ring them or if there is no problem then ignore the letter etc. I had no idea I had ppi as there is no way I would have chosen to had it added, so I started the reclaiming…
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Help needed for Lloyds TSB PPI claim please
Hi I wonder if anyone can offer me advice? I got a loan for £11,000 from a branch of Lloyds TSB in March 2008. I do not remember the sales person asking if I wanted PPI or even mentioning it - My Husband was with me and he agrees that it was not mentioned.:mad: I recently sent the first template letter stating that it…
