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I did it refund from mbna!!!
Gobsmacked!!!!:j i have just got a letter to say that I've won my case. Not sure yet how much I'll get but it will be around £700 + £100 comp :beer: Good luck to everyone else who's trying to claim:D Still to worried to hit my barclays bank account:o
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Partial HFC success - advice needed pls!
Hi, HFC have upheld my compliant for missold PPI but rather than refund me my premiums that they have calculated at £1425.47 they have only offered me the option of settling the loan in full less the refund or setting up a new loan for the current settlement figure less the refund. Can they do this as I'd much rather have…
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London Scottish Bank PLC
If I want to reclaim PPI from London Scottish Bank PLC, should I write to them or to the FSCS? :rolleyes:
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please help
When l rung welcome finance today they said l have to pay £10 to have a copy of the ppi on my account l had with them is this true?
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any ideas ?
Im going to try and get our money back too :j but the accounts are in my partners name and the numbers to ring for the companys shut at 6pm and the others at 5pm he come homes just afder 6pm and the companys wont talk to me :confused: any ideas ?
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PPI - Barclaycard have said they can only refund back to the card ?? HELP!!
Hi there Thanks to the best website in the world i have reclaimed my PPI back from Barclaycard so they sent me a letter agreeing the amount (£7,000:j) So i just get back from holiday looking for my big cheque and NO, a letter from barclaycard saying they cannot write me a cheque for the amount they can only refund the…
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Lloyds offered settlement but..
Hi ya all, After 6 months' battle with lloyds, got a letter today from FOS that Loyds agreed to settle mis-sold PPI as a goodwill gesture. But on FOS letter, there is no exact settlement figure mentioned just that Lloyds will calculate compensation and pay in 12 weeks. I will need to sign settlement agreement and send back…
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Help, how to cancel ID protection insurance
My Partner recently applied her first credit card with Nat west. She called to activated the card and was told about ID protection and that it was a must have. She didn't know anything about this kind of thing the person on the phone said that she should take it out now, get the T&C's and make her choice to cancel or not.…
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mbna ppi reclaim?
i just spoke to mbna and was told my application was on the internet,and the ppi is applied by ticking a box.i am unsure whether it was ticked and left for people to untick.what are my chances of success
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PPI paperwork firstplus.?
I recieved a letter from FOS asking for a copy of my PPI policy document... they seemed a bit surprised when i said i never had a separate doc only a booklet that i asked for in Jan this year. Has anyone got a separate ppi policy doc which states how much ppi they pay a month to firstplus? I told them i only have the…
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could some kind person work out
Hello everybody I can't work out what amount I should get back from Black Horse. The PPI was for 2550.00 over 25 years. The five years expired last month, but still have 20 yrs to go on the loan. The monthly payment is 170.00, including the PPI amount of about 26.00, according to the agreement. How much should I expect to…
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FOS wants law to be changed to allow Class Action complaints!!
31st May 2009 Consumers are being denied millions of pounds in compensation for mis-selling because they are being fobbed off by high-street banks — and the City regulator is failing to help them, a damning report revealed last week. The Financial Ombudsman Service (FOS) called for the law to be changed to allow US-style…
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Loan Protection Payment - HSBC Graduate Loan - Claim??!
Hi After going through all my statements since 2001 to put in a claim for bank charges I noticed that in Sept 2003 when I took out a graduate loan with my bank HSBC (£5,000) the very next day £600 was debited from my account titled Loan Protection. My question is - is this something I can claim back as I worked for the…
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Lifecare
Hi,I have just found an old credit agreement with Capital Bank and part of the loan relates to something called Lifecare. It was for a total of £1640 added to a loan of £8k. Anyone know what lifecare is please?
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help please !!
hi can i claim for ppi on accounts that are now in the care of a dmp ? would they then turn and try and make things difficult for me reguarding freezing interest etc on my dmp? i think i must have been mis sold as i have been out of work for years,also one firm rang me a couple of times reguarding a late payment (before…
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welcome finance
We had a company ring us up to try and get us to pay them to get our ppi back from companys that sold it to us for £99 they wanted payment over the phone and are ringing us back next week.I claimed our bank charges back a few years ago.But they have me thinking we want a newer car and instead of getting a loan ill try and…
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paragon ppi loan redemptions
hi Can anyone help does this sound right to you this is what is on my final statement im in the process in trying to get all my ppi money back advance £25000 ppi £6750 total loan £31,750 12 debits of around £225.00 which was the interest 12 credits of about £277 my payments after 12 months i surrendered the loan and payed…
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Can a PPI Payment be used to pay anything else?
This has probably been anwered elswehere but can a PPI payment, in this case to cover a loan whilst I was unable to work be used other than to pay the loan? My bank have been paying "sundry accounts" which I believe are their charges with the money specifically paid into my account to pay my loan. This put me in debt on my…
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Multiple re-claim due to pre-existing condition!
Hi all, I recently successfully re-claimed £2169 from Lloyds TSB :T due to a missold ppi that I took out when I was off sick following an accident (which thereby invalidated the insurance). I was explaining how this had come about to my dad when he piped up "well what about your thyroid problem, is that not exempt then?".…
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First Plus- Telephone Recordings
Hi All, I am seriously considering a claim for a mis-sold ppi by first plus. I have the loan agreements and ppi documentation but I can't remember for certain ( it's 5 years now) what conversations took place over the phone. Does anyone know whether FP are likely to have recordings of these conversations? Will they be…