-
Is Accident Sickness and Unemployment the same as PPI?
Hi Everyone A few years ago a broker arranged a mortgage for me and included something called ASU from a company called ASUguard. I still have the policy and it was about £5000. do i have a case to reclaim this? I don't have that mortgage anymore as i have remortgaged since Thanks Andy
-
Reclaiming PPI from Welcome
Hi Apologies if this has been answered elsewhere before. I have received a letter from Welcome following my initial letter for reclaiming the PPI. The letter states they have sent me a questionnaire (which I have not received) for me to complete so they can investigate and unless I complete and return within 4 weeks of…
-
Reclaiming PPI
Hi everyone, this is my first time on here and need just a bit of advice/reassurance. I have been reading all night the success stories. I recently wrote to Abbey, Halifax and Halifax Bank of Scotalnd requesting PPI back from all the loans I had ever had with them 9 in total (oh the shame). Had a reply from all within the…
-
GE Capital PPI claim after sold to CL Finance?
Hi My mum used to have an Evans, Burtons and Dorothy Perkins card. All three of these had PPI added to them despite my mum never being in employment. The DP debt was paid off in April 05 but the other two are now with CL Finance. I've done a SAR request from GE Captial and they have provided (limited) information for the…
-
Reclaiming PPI on overdraft
i was accepted for PPI overdraft protection in 2007, i cant remeber agreeing to this , how do i claim back these charges from the bank?
-
Reclaiming PPi
Hi, me again. I cancelled my PPI insurance on my credit card after paying for 3 years. Can I claim back any monies paid on the PPI insurance paid even if I didn't claim and never asked for a refund before.:cool:
-
Mortgage PPI - Was I Mis-sold?
In July 2004, on the back of an additional mortgage advance to allow us to move house, my wife and I were 'sold' a joint Mortgage PPI policy by Nationwide (our mortgage provider) through their approved insurer Aviva Insurance Limited. For a monthly cover of £850 (split 50/50 between my wife and I, so effectively £425 each)…
-
PPI insurance
Hi, I sent a letter to my Loan provider complaining about been mis sold a PPI insurance agreement, the Loan provider said that I didn't have a case but let me cancel my PPI insurance and carry on paying the loan without it. The loan was taken out only 2 years ago and the PPI insurance was cancelled a year ago, can I claim…
-
Can i re claim PPI on a credit card that i have defaulted on?
Hi I have defaulted on a credit card that i have had since 2001, can i still re claim the PPI in this credit card? Any help would be appreciated Thanks Izzy :o
-
PPI and Full and Final Settlements
Hi, I'm hoping someone can help me as my situation seems a little different. I took out a loan with HSBC about 4 years ago and was sold aPPI with it. Unfortunately my business started struggling, but I sold it before I was forced to or made bankrupt. Over the following two years I made full and final settlements to…
-
LTSB PPI claim advice
Hello, In 2006 I have taken out a loan from LTSB for £5000. I have also "opted" for the PPI policy, which has almost been forced onto me with sales talk. However, I cannot remember the exact content of the conversation. The total cost of loan was around £6500 (with PPI) paying £120 per month, of which around £20 is for…
-
Help/ Advice needed . . .
Hello Everyone, this is my first post so go easy! I read with interest about claiming PPI back. I originally took a £9,000 loan in March 2001, with the insurance of £1,116 which meant the insurance cost was lumped in with the loan amount to be repiad, meaning over the term of the loan I would pay 36 x £35.80 (£1288.88 in…
-
PPI - restructure proposed? HELP ME
I have pursued Martins letters to reclaim PPI back, the first letter they ignored, the second they took heed of and offered £2K on a loan of £25K which I have paid monthly a sum of £497 and am on year 3 of paying it and only 8K has been paid - so now with a balance of £17K they have finally offered a settllement of £7800…
-
Tesco Personal Finance- PPI- Advice needed
Hello Everyone, this is my first post so go easy! I read with interest about claiming PPI back. I originally took a £9,000 loan in March 2001, with the insurance of £1,116 which meant the insurance cost was lumped in with the loan amount to be repiad, meaning over the term of the loan I would pay 36 x £35.80 (£1288.88 in…
-
What now? 2nd letter?
Hi all, I've made a PPI claim for my brother inlaw to Lloyds TSB:mad: He received the standard blurb about how sorry they were to hear of his complaint and that he should cancel his insurance etc. He then received another letter saying it is taking time to gather all the info (what? it's simple) and that they would be in…
-
Success but with a problem!
Hi, another Lurker here! Apologies if i'm in the wrong place but 2 bits of good news to add the list, £141 to HFC for PPI on a loan for a suite through DFS, interest free but not PPI free! Didn’t have to go to the FOS for that one all it took was a whinge to the salesman from HFC who had the misfortune to cold call me that…
-
help with Bradford & Bingley ppi claim please
Hi I need advice as to whether I can claim the PPI that we have paid to bradford and bingley for 18 years. My husband was self employed when we took out the mortgage and over the years there have been the odd times where there has been no work for him. When ever we have tried to put a claim in we have had no joy due to the…
-
New to ppi
Hello to you all. This is my first post,right i have been reading this forum for a while and i decided to try to reclaim some ppi after reading up on here. My first attempt was with Alliance and Leicester,i sent them a first stage letter but the week later they sent me a letter saying i could have been mis-sold ppi…
-
PPI Claim against GE Money / Santander
Hi Everyone, Urgent advice needed on my above claim... I have sent several letters to GE Money (now i believe to be Santander Cards) regarding the misselling of the PPI on my store card, this is due to the fact that at the time of taking out the policy (Nov 2002 - in store) i was a full-time student and not working the…
-
Question LLoyds TSB PPI Procedure
Hi All, I'm hoping someone can help, Ive recently requested my PPI back form LLoyds on a loan i took out in 2007. Since sending my 1st letter i've recieved two from them just saying they are still investigating the matter, now 8 weeks on i'm awaiting a response is this normal? Thanks for your help, Cx