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It is all worth it!!
Hi I just wanted to write this to say thanks to the info on this site I won my case for the mis-selling of PPI, going up against these companies can be quite daunting especially when they write to you and tell you that you are mistaken and they owe you nothing, then the next step is the offer they make you for couple…
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Firstplus PPI reclaiming
Hi, Just wondered if anyone had any advice. I am currently reclaiming the above. The loan was arranged through Loanmakers who are no longer trading. Has anyone made a claim against loanmakers recently or do you know what i should do next? Thanks
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Reclaim - Income Protection Plan - re: mortgage
I understand how PPI can be reclaimed on a loan, but I wonder if anyone could tell me whether my brother would be able to put a claim in for an Income Protection Plan which he was forced to take out on his mortgage a number of years ago?
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Natwest - PPI problem! advice please so i dont mess it up!
Hi all, after reading the article on here last night about trying to get PPI premiums back if they had been missold, i decided to check on my loan which i took out in 2006. As i suspected, i have been done! the premium was lumped with the loan amount and i have been done like a kipper i tell u! haha! Well i refinanced my…
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Does anyone know?
If you have PPI on a loan and the loan is sold to a debt collection agency is the PPI still vail or does the selling on void it? Lloyds are still ignoring my requests to cancel out PPI even though they are threatening to seel the debt on, including the PPI amount.
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Lloyds TSB ppi offer. do i accept?
hi. about 4 months ago i complained to lloyds, via their own phone helpline, about the ppi on my loan which i have since paid off. this morning i got a letter saying that although they do not accept my mis-selling claim, as a gesture of goodwill they will offer me £238.88. do i accept this? the loan was originally for…
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Reclaiming PPI, letter from Barclaycard
I had written to Barclaycard trying to reclaim PPI on my account, I only recently discovered that this was optional! Barclaycard have written back saying they are investigating and have enclosed a questionaire. I am reluctant to fill this in as I have had the card for a number of years and cannot remember the details of…
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Goldfish Loan - Address
Does anyone know what happened to Goldfish, I sent my first letter to Glasgow over 8 weeks ago but did not get a response, I now understand they moved or been taken over? Does anyone know an address to forward a claim for PPI on a Loan taken out in 2004. Many thanks.
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Invalid Loan Agreement beneficial finance / HFC
Hi All I hope someone may be able to help. Between the years 2002 and 2003 I took out 3 seperate loans with HFC / Household bank. I requested the loan agreements as I beleive I was mis-sold the Life and ASU insurances on all 3 loans. I have received the copies of the loan agreements now. The first one took out in March…
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Llyods
Hi All, LPI is this the same as a PPI ? confused.
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Natwest reply to ppi claim.
We put in a claim to Natwest for mis-sold ppi on our loan from 2006, stating the reason as it being a joint named loan but only my partner named as the person cover was for. Received a reply dead on 8 weeks to say that Natwest have been unable to uphold our concerns but have offered £750 as a goodwill gesture and will be…
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Help!!! I Don't Know What To Do!!!!
Hi All, I will be really grateful if someone out there could advise the best course of action I should take with regard to PPI with First Plus. In June 2004 my wife and I took out a secured loan of £60,000 payable over 12 years. We also took out the PPI cover which cost £14,538. This protected us for the first 5 years and…
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Bank took payments on direct debit. Can I get it back?
I had a mortgage with my bank. Bank/account adviser sold me decreasing term life assurance with the bank on the mortgage they held. Paid by direct debit. Sold house, paid off the mortgage and moved to US. I never cancelled the direct debit. As it was all 'in-house' I thought it would be stopped upon settling the mortgage.…
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final response
i recieved final response from clydesdale saying no to my claim.They say they have spoken to the person who sold the loan and they stated no way would they say i couldnt get the loan without ppi.So its my word against theirs.What should i do about it?Do i have any chance myself or go to a claims company?
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ppi
i dont know if this is the right place for this but i wondered if any one can help me.I took out a loan in 2004 for £7,000 and in 2007 got into finicail trouble.my other creditors took lower payments but this bank took me to court and the loan ended up at £10,000 by the time it hit court.they made the unsecured loan into a…
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Firstplus PPI calculations (after the 5 year rebate)
Has anyone been successful in recovering the PPI payments (in line with the FOS recommendations) from Firstplus after they have received the cashback after 5 years. If so can you contact me because a call to Firstplus has left me very confused because apparantly because of the cashback my balance will stay the same and my…
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LLoyds still looking for information
Hi, I have been lurking here for some time to get inforamtion about claiming miss sold PPI on a LLoyds load that I took out 4-5 years ago. I used the letter templates, thanks BTW, and sent them off. Lloyds sent me a letter to confirm that they were looking into the issue, and then another after 4 weeks. I called them…
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Compulsory Life and CI Insurance - Is This Legal?
Hi, My friend has asked me to look in to whether she can claim any insurance money back on a business loan she took out 12 months ago and I wondered if anyone on this board can advise me? She took a business loan for £220k to pay off her then mortgage, buy out her ex husband and put some money in to expanding her business.…
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Reclaiming PPI's
Hi, i'm a NHS employee and took out a morgage in 2006, i was told to take out PPI by a bank but have recently found out that my NHS pension and other benefits may cover for sickness etc for 6 months, do you think i am entitled to claim back my premiums?
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Currys PPi
Hi I have had a reply to my attempt to reclaim miss-sold PPi from Currys. I just need to know if it's another 'fob off letter' or if I should accept the offer. Their letter reads: Once your application was approved, a 'welcome pack' was sent to you containing the terms and conditions of the PPi Policy. This provided you…
