-
Welcome PPI Reclaim - Success!!!
Hi everyone, I cant find my original post regarding my PPI claim but I wanted to share with you guys that perseverance is the key with Welcome finance and reclaiming of PPI! I first contacted them in December 2008 and went back and forward with refusals from them. Last night I came home from work and checked my mail and…
-
chess123
Hi First time here in a nutshell took a loan in 2002 with a broker Loan Prossesing Centre was told had to take PPI or could not get loan was also told fully covered nothing about the ppi only covers for 5 years loan was for 8 years(only wanted it for 7 but was told had to be 8) the lender is Paragon was trying to claim on…
-
can i reclaim ppi on my overdraft barclays have sent me letters saying i cant!
i believe that i was mis sold my overdraft protection around 6 years ago, i was told that i had to take the ppi out as part of the overdraft. i have rang barclays and been very sarcasticlly put down, so i sent a letter asking to repay me all of the charges (11.20 per month). i had a letter back knocking my claim back as i…
-
SAR Help
Hi, I've just received my SAR information from Barclays, however they have sent bank charge details only and no information regarding my loans. I was under the impression all information would come together, is this normal?
-
Empire Stroes (Redcats) ignoring my letters!!
Hi. I have a question and sorry if its been answered before. I wrote to Empire stores re mis sold ppi on catalogue using template letter from here, I heard nothing not even an aknowledgement they received my claim (I have proof it was delivered) so I sent the second template letter which said that they hadnt replied. Well…
-
lloyds tsb loan from 2006 help pls!
I am just drafting up a letter to send to Lloyds TSB for a loan I took in June 2006 for £1,500.
-
Lloyds Business Loan PPI
I have had my claim for a Lloyds business loan PPI refund with the Financial Ombudsmen for 14 months now, I email them monthly to see if I am any closer to being allocated an Adjudicator, but just get told I am in the queue, they have all the paperwork from Lloyds but cannot give me any time scale as to when my case will…
-
Nationwide offer
I have been made an offer by the Nationwide for PPI misselling. It is a first offer, if I decline it are they likely to increase the offer? At what point should I accept?
-
What should I do next?
Hi all I sent my second letter on the 2 June by recorded delivery, (stupidly:mad:) forgot to put a date on the letter, and it was delivered and signed for on the 4th June, which I checked on the royal mail tracking system. It's been 15 days since I sent the letter and 13 days since they signed for it. On the 2nd template…
-
PPI, misold loan, RBS, removing default?
Advise please?? Hi, I have posted on another section previously asking questions on how to get back PPI and get out of the mess I am in because of a Miss sold loan and PPI. Well I'm not out the woods yet but I have had a letter from the bank saying that they are very sorry I was mis sold the loan and PPI, that it was their…
-
ppi rbs advice needed please
hello all i am really needing some advice with regards to a missold ppi claim i have in progress, i sent my complaint off 6 weeks ago and have recieved a £750 gratis offer this morning:confused: we have had 3 loans running with the bank since 2002 and were sold ppi on all 3 with the bank knowing we were self emloyed and…
-
PPI offer from Barclays
Have received an offer from Barclays regarding my mis sold PPI. They have agreed to repay back approx £1400. They want to take this amount off the existing loan and then issue a new loan for the new reduced amount. :confused: Is this the usual way of receiving the refund if a loan is still existing? Thanks anyone.
-
Land of Leather - Sofa Insurance
Hi There, I bought a sofa from Land of Leather about 3 years ago, and was talked into purchasing the sofa insurance too (£200)!! I tried to make a claim (Was through HomeServe), which was within the guidelines laid out in the T&C's, but my claim was unsuccessful! :mad: Told me it was wear and tear etc... I was just…
-
co operative bank ppi reclaim
hi,can anyone give me any advice,i am trying to relaim ppi sold to me on previous loans with the above bank,these loans were taken out in 2002 and 2003,the bank have wrote back to me saying they will not refund any premiums to me because they have already made reasonable refunds when the loans were cleared! what refunds…
-
Tesco Loan PPI reclaim win!
Today I received a cheque for £750 from Tesco Loans/RBS after succesfully following Martin's advice! Tesco actually denied all wrong doing, and I was only doing it for a punt since I thought the cost of a stamp was worth it anyway, but the £750 "goodwill" seems pretty fair to me! :T:T:T:beer::beer::j:j:j
-
received all info hsbc hold on me! what to do next?
hi I'm new and in need of some advice please, I've herd about claiming back charges and loan protection so i wrote to hsbc asking for all information they hold on me (provision of personal information) today they rang me saying it's ready for collection so off i went to collect. wasn't expecting a stack off a4 paper about…
-
SAR letter sent but no answer
Hi, me again! Sent my SAR letters on the 5th last month - received on the 6th (checked if they've been delivered) but still nothing. I read some people say they get acknowledged leters that someone will be dealing with their request, so was wondering do i wait 40 working days from the letters been received by the banks and…
-
Mis-sold PPI and reclaim
Can anyone help? I took out a secured loan, by way of my mortgage, with Black Horse Ltd, December 2004 and wish to reclaim the charges against a mis-sold payment protection policy. At the time of entering into this agreement I declined the need of this policy, but was told that the loan would not be approved without the…
-
PPI: 2 quick questions...
Hi 1) Can you claim PPI off a loan you have a judgment against you on? 2) Can you still claim PPI if the company you took the loan out with has gone into administration? Thanks in advance
-
Alliance & leicester ppi reclaim
I wrote to these in April after they sent me a letter about my loan insurance with them. We had paid this loan off just over 3 years ago and completely forgot about it. The loan was for £5000 over 5 years and didn't request ppi but when the paperwork came through the post it was included so just signed it cos we needed the…