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Need help badly? dont know what to do!
Hi, I'm new to this forum and just have a few questions. My parents are trying to claim back their PPI on a mortgage that was taken out in 1991. They were never made aware of the actual payments per month and where not asked for previous medical conditions. Therefore i sent off a letter on their behalf to the yorkshire and…
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Lloyds TSB -1st letter sent-now Lloyds asking for more time
Hi there, sorry if this issue has been covered already but I've searched and couldn't find anything. My OH is trying to reclaim missold PPI from Lloyds TSB. We have sent out the first letter 6 weeks ago. The 8 weeks that we gave Lloyds to reply will be over on the 3rd of July. We have just received a letter from Lloyds,…
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Reclaiming PPI from freemans catalogue
I am wondering if anyone has the address for Freemans catalogue for reclaiming ppi please.Thanks in anticipation
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citi cards section 75 clause 24.8
today we received a letter from citi cards which says:- In our credit card terms and conditions,clause 24.8 erroneously excluded our liability for claims on transactions made abroad under section 75 of the Consumer Credit Act 1974. That section gives you the right to make a claim against us for any misrepresentation or…
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Not sure what to do. Advice gratefully received
Eariler I posted a thread in the DFW board and was advised to ask on here. I currently have a loan with LTSB that was taken out in February 2006. We were told that we had to take out PPI as 'the finance department wouldn't approve the loan for that amount without the PPI'. We were also not made aware of the fact that we…
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Natwest PPI refund question
Hi just a quick question Thanks to this site, i've been offered nearly £4,000 refund on PPI for my Natwest Loan! I am over the moon with this, but was wondering.. on the acceptance letter I signed and sent back to them, it said they would make the payment to my Current Account within 28 days. Its now about 20 days since I…
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Help with Creation Finance Please
Hi, I'm new to posting but have been reading for several months now. I've been looking after my ex husbands bank accounts on line for a while now (its a long story!) and as things are a bit tight for him I suggested I take a look at his credit card statements. What a mess, late payments every month (he still posts cheques…
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Advice Please
My payment protection insurance is £1,986.69. the insurance was purchased in a single payment with the premium being added to the loan. I have been offered £750 should i accept this or try again:confused:
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help with ppi
was trying to reclaim ppi. sent letter and £1. bank returned my £1 and said the could not find it. so now i cant reclaim my misold ppi . so i thought do i need to repay loan thank
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Egg PPI refund
Eggs have said they were at fault and have refunded 100% of the payments and interest i've made on the PPI but they refused to pay me and have used the £3k to reduce my loan. they've refused to budge saying that under Sec 6 of the policy all refunds are used to reduce to reduce the settlement figure/loan i'm in this mess…
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Welcome Finance PPI Refunded
Hi I have just had a phone call from Welcome Finance to say that they are upholding the decision of the financial ombudsman, although they don't agree with it(surprise, surprise).I will receive papers from them in the next few days which I will sign and I will get my money back. I don't know how much as yet. So don't give…
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FP claim precedure ?
hi ,i first took a loan out about 5 yrs ago,then cancelled that and took out a larger loan with them,of which i am stil paying,i have not got any of the paperwork ,as i shred everything,how do i find out the details needed,over the phone,a letter,what do i ask for.anyone help me as i am on a debt management plan please
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Not sure where we stand
Hi all, I wondered if anyone would be able to help?? We started a PPI claim with Black Horse, who are the finance company, but we were told by them it had to be made with Car Giant who sold us the car. So we did that, but I think it will now end up with the ombudsman as Car Giant after saying they would pay us £1000…
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ppi newbie
hi all. ive been reading some of the threads on here about reclaiming ppi. we took a loan out with 1st plus in 2007 to consolidate our debts which has worked quite well. however scince reading about ppi on here we have looked into it and it seems we may have a case. we took out a loan in july 2007 and for peace of mind as…
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Mbna
Hi, I'm after a bit of advice really, after requesting i have just received a copy of my credit card agreement with mbna and it shows that i put a tick in the box requesting NOT to have ppi applied to my account, but looking at my statements they have been applying ppi to it, i took out the credit card agreement in 2001…
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Lloyds PPI - Settlement offer - not the amount I expected - help!
Hello all, I went through the FOS and they found in my favour. I completed the acceptance slip and sent it off a month ago. I have just received a letter from Lloyds to say they will be paying in my settlement to my current account within 21 days. They have said there were "60 monthly installments totalling £2312.40" which…
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Can you reclaim PPI when you are in default?
We are making regular payments on a loan which is in default and with Blair & Oliver - is it possible to reclaim the PPI ( no claim was made) or have it taken off the balance of our remaining debt ? The loan was a complete rip off, sold to my girfriend when she was in a very vulnerable emotional state - we would love to…
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Firstplus PPI Success - But need help with calculations
Hi, Following a complaint to the FOS I have been successful with my complaint about PPI. Firstplus must now come back to me and repay me PPI premiums, interest paid on the PPI plus Statutory Interest and restructure the remainder of the loan. I am waiting for Firstplus to come back to me with their offer but need to have a…
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now what.....
parents against my advice went to a company to reclaim ppi of a loan they paid off a few years ago. Us MSE'rs could have done it without going to the company but anyway today they have received £2000 ish cheque from lloyds now do they contact the company tell them what they have received to pay whats due to them or leave…
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Lloyds tsb response letter help please
I have just received a four page final response letter from Lloyds TSB. Every one of my concerns has been rejected but on the very last page they say that as a gesture of goodwill that if I choose to cancel the ppi I would receive a rebate of £2326.53 but as I am a valued customer they are willing to back date my…
